Categories趋势

增值最快的8大高楼住宅

2021年06月29日

买房,当然希望楼价节节走高……
2020年,哪些高楼住宅满足了买家?

哪些地方的产业,资本增值最快?首都吉隆坡绝对称霸!

由房地产网站iProperty.com.my通过brickz.my计算的最新交易数据,计算出2020年八大增值最高的高楼住宅中,吉隆坡地区就占了其中6席!

而且,这多数来自赫赫有名的“高级区”,如满佳乐(Mont Kiara)、Desa Park City,发展非常成熟的旧巴生路更占了2个名次。

另外两项非吉隆坡地区的高楼住宅,分别位于雪州赛城和槟城大山脚(Bukit Mertajam)。

这项排行榜的计算方式是将2020年和2019年的每平方尺中位数相减,并仅选择在这两年内有超过10笔交易的高楼住宅。

让我们来看看是哪八大高楼住宅增值最高吧!

1.Residensi 22(吉隆坡满佳乐) 

增值:7.28%。
2020年每平方尺中位数:914.03令吉
2019年每平方尺中位数:859.70令吉
交易数量:11

Residensi 22 所位于的满家乐,是吉隆坡外籍人口众多的地区。这座高档分层住宅高楼于 2018 年竣工,占地6.66英亩。密度较低,共有4栋楼和543个单位,面积从 1900 平方尺到 3043 平方英尺不等。

除了标准的游泳池和健身房,Residensi 22还提供了优质的设施,包括餐饮亭、雕塑花园、休息室、日光浴甲板、50米长的游泳池和冥想草坪。此外,该公寓还提供良好的保安措施和设施维护。

该公寓交通便利,可分别通过 Jalan Kiara 3 和 Jalan Kiara 4 两个入口和出口处轻松抵达。步行即可到达各种设施,包括 Garden International School、Mont Kiara International School、Arcoris Mont Kiara 和 Plaza Mont Kiara。

附近的其他热区包括 1 Mont Kiara 购物中心、GDM 专科中心和 Kiara 医疗中心。

2.Seringin Residences(吉隆坡旧巴生路)

增值:5.7%
2020年每平方尺中位数:610.90令吉
2019年每平方尺中位数:577.99令吉
交易数量:15

Seringin Residences 是位于Happy Garden 的永久地契公寓,由两座24 层楼高及542单位。这项目于 2013 年竣工,建筑面积从 1707 平方尺到 6760 平方尺不等,主要针对富裕的城市居民和家庭。

该公寓拥有一系列广泛的设施,包括一个 50 米长的游泳池、浮动健身房、休闲凉亭和 1 公里长的自行车道。毗邻的可持续绿色能源系统俱乐部(SAGE)是该项目的主要亮点。

Seringin Residences 距离商业区Kuchai Business Park 和 Kuchai Entrepreneurs Park 不到 2 公里路程。附近还有Assunta 医院、SJK (C) La Salle 和 NSK 超级市场。

3.Mutiara Condominium(槟城大山脚)

增值:5.49%
2020年每平方尺中位数:257.14令吉
2019年每平方尺中位数:243.76令吉
交易数量:26

Mutiara Condominium 是位于槟城大山脚的Bandar Baru Perda 一栋低成本公寓。这是一个永久地契物业,提供 24 小时保安服务、游泳池和俱乐部,700 或 800 平方尺的单位拥有三间卧室。

这项目的吸引之处在于低价位,购房者可以以低至 16万5000的价格就可拥有一间三房单位。此外,在距离数分钟的车程内有着众多经济实惠的餐馆、迷你超市和银行,为居民提供便利。

10 公里内的便利设施包括 Mydin Mall Bukit Mertajam、Auto-City、Sunway Carnival购物中心、KPJ槟城专科医院以及 SK 和 SMK Bandar Baru Perda学校。另外,距离槟城大桥只需10分钟路程,可快速抵达槟岛。

4.Villa Wangsamas Condominium(吉隆坡旺莎玛株)

增值:4.57%
2020年每平方尺中位数:370.52令吉
2019年每平方尺中位数:354.33令吉
交易数量:20

Villa Wangsamas 是一座高密度公寓,这项横跨九座住宅高楼的建筑由 1300单位组成,共有3 种户型:标准单位为 1267 平方尺(3+1 间卧室)、1834 平方尺(4+1 间卧室)和 2562 平方尺(5+1 间卧室)。

该公寓于 2010 年竣工,设有 24 小时保安设施、游泳池、餐厅、健身房、游乐场、慢跑道、壁球场和商务中心。虽然公寓相当集中,但Villa Wangsamas 建在高层土地上,四周被绿树成荫包围。

Villa Wangsamas 距离 Sri Rampai 轻轨站 850 米,由 Jalan Jelatek 和 DUKE、MRR2 和 AKLEH 等高速公路提供服务。各大购物中心都在 10 分钟路程之内,包括 Aeon Big Wangsa Maju、Wangsa Walk、Setapak Central Mall 和 Melawati Mall。

5.The Z Residence(吉隆坡武吉加里尔)

增值:2.81%
2020年每平方尺中位数:502.42令吉
2019年每平方尺中位数:488.69令吉
交易数量:17

Z Residence 是一个永久地契公寓,2014 年竣工的四座高楼住宅由 1136单位组成。该公寓位于吉隆坡武吉加里尔的战略区域,其提供宽敞的设计,其中3间卧室的 1236 平方尺的单位,从59万令吉起跳。

Z Residence 为居民提供了一份全面的设施清单,致力于绿色生活——50%的公寓专门利用树木和郁郁葱葱的景观进行绿化。除了游泳池和健身房外,居民还可以使用空中花园、足底按摩路径、太极草坪、桑拿、烧烤区、凉亭、幼儿园、自助洗衣店和迷你市场。

居民可使用武吉加里尔的高速公路轻松抵达,包括 KESAS、LDP、MEX、NPE 和旧巴生路等高速公路到达。距离公寓不到 10 分钟的路程可衔接的设施包括 Pavilion Bukit Jalil、武吉加里尔休闲公园、国际医药大学(IMU)和慈济国际学校。

6.OUG Parklane(吉隆坡旧巴生路

增值:2.70%
2020年每平方尺中位数:400.00 令吉
2019 年每平方尺中位数:389.47令吉
交易数量:37

OUG Parklane 是价格公道的高密度发展项目,一个 950 平方尺的3房单位价格从 31万 到 4万令吉不等。11栋大楼的公寓共4225 个单位,每栋公寓的底层都包含了 204 个商业单位,包括餐饮、自助洗衣店、24 小时诊所和迷你超市。

此外,热门郊区和商务城如Kuchai Entrepreneurs Park、Sri Petaling、Bukit Jalil、Mid Valley City 和 Bandar Sunway 等仅需要 15 分钟路程即可抵达。该地区的交通可能是一个问题,但 OUG Parklane 因为拥有连接良好的Jalan Puchong道路可直接通往莎阿南高速公路,将居民连接到 NPE 和 MRR2。

7.Mutiara Ville Serviced Residences(雪兰莪赛城)

增值:1.64%
2020年每平方尺中位数:477.44令吉
2019年每平方尺中位数:469.74令吉
交易数量:17

Mutiara Ville 是一项综合性发展项目,有7栋住宅高楼、一个商务中心和一个 4 层楼高的零售广场Gem In Mall,于 2017 年竣工。

此项目提供 500 平方尺的工作室单位、1000或1100平方尺的三房单位,以及1280平方尺的四房单位。其他设施包括餐厅、迷你市场、健身房、游泳池、慢跑道、壁球场、空中花园、托儿所和游乐场。

该公寓的主要亮点是其优越的地理位置,靠近赛城的多个热区,包括 Cyberjaya Lake Garden、DPulze Mall 和 Shaftsbury Square。

8.Westside Three(吉隆坡Desa ParkCity

增值:1.07%
2020年每平方尺中位数:881.52 令吉
2019年每平方尺中位数:872.18 令吉
交易数量:13

Westside 3 于 2019 年竣工,是Desa ParkCity 公寓系列里的最新发展项目。 位于 Westside 2 旁边,这栋47 层的高端永久地契公寓由 469 个单位组成,建筑面积从1077平方尺到1927平方尺。

每个单位都配有高品质的室内装潢和设备齐全的厨房。为了提高安全性,Westside 3 的每个单元都通过对讲机系统直接连接到警卫室。

公寓内的设施分布在两层,其中包括日光浴甲板、网球场、慢跑道、喷射池、按摩浴缸和烧烤区。这里还有一些供儿童使用的设施,包括水上乐园、冒险乐园、儿童游乐区和秘密花园。

 

 

 

Categories贴士

怎样开始投资第一步?

2021年04月27日

趁年轻买房子,话虽老套,却很实用。
年轻人有的就是时间和青春,
能提早拥有房子,也能让租客替你承担房贷。

 

年轻人购买产业投资以及租产业居住,很多人可能不认同这个建议,尤其是我们的父母那个年代的人。

如果你将购置的房产用于出租,你不仅可以收回一部分资金,还可以获得房产升值所带来的收益。

你可以在那些适合投资产业的地区选购产业,以便让产业增值以及/或者获得租金回酬。

同时,你可以在靠近你工作的地点,或者靠近父母居住的地方租赁产业。

举个例子,假设你是住在一个较小的城镇,显然你应该在巴生谷投资,并在小镇租地方居住。

此外,由于很多年轻人的事业生涯还未稳定,他们的家庭需求会随着时间的推移而改变,所以租赁房屋会比购买房屋来得好。

假设你的情况有变,而你只是租房的话,就可以随时搬走,无须面对因为拥有自己的房屋而受到的束缚以及造成的不便。

买房并不难,但前提是你必须做好一个理性的投资者。

Categories意见

大马产业困境

2021年03月11日

张仰荣博士
资深房地产顾问
http://www.ecptl.com

 

今年1月,大马经济原本就已陷入衰退,接着因为2019冠状病毒病,我国实施行动管控令,经济插水。

我过去数月讨论了接下来产业价格的趋势,并预计产业价格今年内继续下跌,接下来5年也趋跌,直到2025年。

到底我们是如何掉入了这个“大马产业困境”?这一期,我们来一起回顾大马产业市场的历史。

为何人们要购买产业?赖于您的目标,基本上因为不同的产业类型和地点,大家的考量方式也不一样。

产业价格和其他商品都一样,受到经济学中供应和需求关系的影响。

当需求上涨,供应停滞,产业价格就会上涨。相反,当产业供应持续增加,需求不增时产业价格就会下滑。

让我们一同回顾大马产业市场的历史。

在60和70年代,我国产业市场的房屋贷款并不是那么容易获得。

当时大马的银行只会提供占产业买价60%的房贷金额,也有不超过70%的一些特别案例。而且那时候,房屋贷款的偿还期限一般是10年,只有少数情况可以去到15年。

所以在60和70年代,一个人若想要购买一间房子,他必须先要有相等于买价30至40%的头期款,因为银行只会贷款60%,或最多不超过70%。

由于购屋者必须准备高达30至40%的头期款,所以在60和70年代并不是很多人可以购屋,产业的买卖不多,产业增值也相应缓慢。

敦马“拥屋”时代来临

这种购屋需求低,产业增值缓慢的趋势一直持续到敦马哈迪医生在1981年7月15日当上首相。

敦马的“拥屋”时代来临,1981年起,大马的银行开始上调他们的借贷顶限,从60和70年代的60%,上调到70%,然后在90年代提高到80%,2000年代90%甚至到100%,而且几乎大部分贷款申请者都可以获得这样的贷款条件。

而且在1981到2011年长达30年的发展过程中,银行也渐渐地把贷款的偿还期限从10到15年,延长到20至25年。

到了2000年,30岁以下的贷款申请者可以获得长达30年的贷款偿还期限更成了一般标准。也就是说30岁以下的贷款申请者必须在60岁生日前还清他们的房贷。

人人都能贷款购屋

这时,我想要借用亚航的标语来一改:“现在人人都能购屋,而且人人都能贷款购屋”。

敦马的“拥屋”时代为银行带来了新的贷款实践,现在银行一般上会提供占买价高达90%的贷款金额,30年的偿还期限,以降低每月的还款。

因为银行新的实践,一夜之间,所有30岁以下的大马人都可以拥有购买属于自己房子的梦想,这是60和70年代的青年想都不敢想的。

所以在新时代,年轻的行政人员,20多30岁,即使大部分只工作了3至4年,都非常受到产业经纪和发展商的欢迎,一些甚至提供诱人优惠和礼物。

同时,宠爱孩子的家长也迅速地加入了支持孩子购屋的行列,把自己在银行甚至是在公积金的存款领出,帮他们支付10%的头期款。

所以2008年后,多闻20、30岁的年轻购屋者,也有25岁的年轻人就拥有市值100万令吉的产业,甚至有人30岁就拥有7项产业。

供不应求屋价上涨

几乎在一夜之间,产业需求,尤其是20、30岁的大马年轻人的拥屋需求暴涨,但发展商的建筑速度赶不上。

当需求超过供应,就会导致价格上涨。所以发展商就开始持续提高售价,直到购屋者无法负担的价位,决定放弃不买。

这时候,二手市场也不闲着,赶上了产业大热的趋势。产业经纪和屋主开始想要更高的价格,卖家一而再提高售价也是常见之事。

在产业经纪的意见下,卖家常常会开出一些,在我看来无法实现或是不可能的价位。而买家当然就无法接受而放弃不买。

结果现在的人都生活困难。今天,许多居住在吉隆坡和八打灵再也的家庭,其实生活水平比他们的父辈甚至是爷辈在60和70年代的时候还差。

易获贷款市场崩溃

回顾1970年代,收入达每月1万4000令吉的高收入家庭,有能力在吉隆坡白沙罗高原购买一间面积达1万平方尺的独立式洋房。

1980年代,同样的高收入家庭还是有能力在孟沙购买一间独立式洋房。到了1990年代,他们可能只买得起士布爹花园的独立式洋房。

在2012年,收入每月达1万4000令吉的高收入家庭,只有能力购买郊外岭或华联花园的双层排屋。

另外,在1970年代,收入达每月8000令吉的中等收入家庭,可在士布爹花园买到独立式洋房,但是这样的家庭到了1980年代只有能力买到郊外岭的独立式洋房,到了1990年代购屋能力更进一步降级到只能购买华联花园的排屋。

在2012年,这种中等收入家庭只能选择同样地区的中价公寓。

而收入每月只有3000令吉的低收入家庭,1970年代可以在华联花园购买排屋,1980年代只能在郊外岭买公寓,1990年代进一步降级到华联花园的公寓,2012年就只能负担斯里圣淘沙花园的中或低价组屋。

到底我们是如何陷入了这个“产业困境”,并不断追逐“产业价格不断上涨”的美好?

我认为,就像爱尔兰和西班牙,购屋者非常容易获得房屋贷款,不断刺激需求并推高产业价格,最后失控并导致产业市场崩溃。

产业困境3大主因

产业价格不断上涨导致我们陷入了“产业困境”的原因有3:

1. 银行的贷款顶限从60和70年代的60%,上调到2000年代的90%,让那一代全部20多30岁的大马年轻人实现可以拥有自己“梦想之家”的美梦。但需求忽然暴涨,供应跟不上,无疑使得产业价格像坐火箭那样一飞冲天。

2.把贷款偿还期限从10年,加长到30年,降低每月偿还款,让那一代全部20多30岁的大马年轻人可以负担自己的家,但一样导致产业价格暴涨。

3.机会主义者和很多年轻人都跳了进来,并背负了庞大的银行以及其他他们没有能力偿还的贷款。

今年1月,我国经济陷入衰退。情况可能持续5年或长达10年。

我们现在处于不明朗和危险时刻。如果你已经背负了房屋贷款而你的前途不明,尽快脱身,要在为时已晚之前,跟银行商讨新的贷款偿还表。

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    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

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    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

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    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


    property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

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        本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

        本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

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        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)