Categories趋势

便利生活圈 蒲种吸引购屋者

2021年06月28日

过去20至30年发展迅速,
蒲种如今已成为雪隆人口最稠密住宅区之一。

蒲种是一个让你享受城市生活带来的各种好处和乐趣,但又不失谧静清幽,不像吉隆坡这种钢骨丛林般大都会的尘嚣生活方式。

事实上,如今坐拥逾40万人口的蒲种地区,仍吸引无数的购屋者和投资者前来物色理想家居和投资地点。

根据产业数据与分析网站PropertyAdvisor.my针对去年蒲种地区产业交易的分析,以下是蒲种4大产业热点:

1. 布特拉柏兰岭——屋价按年增逾3%

布特拉柏兰岭(Taman Putra Perdana)就坐落在南巴生谷大道附近,因此可轻易的通过该大道通往巴生谷任何地区。

这里有各类价格可负担的产业发展,适合各个不同阶层的购屋者。

吸引各类购屋者的另一个卖点,是这里无论是医院、诊所、学校和各类餐厅应有尽有,这也是当地房屋中位价格相当稳定的原因。

尽管2019冠状病毒病疫情冲击下,当地的产业成交量去年按年剧挫52.09%,但当地产业价格不跌反升,按年增长3.23%。

由于当地的房屋价格令中下阶层都负担得起,也许在产业交投下挫之际,购屋者可讨价还价,以心仪的价位购得心头好。

2. 金銮镇——最宜居邻里住宅

金銮镇(Bandar Kinrara)地点优越,距离吉隆坡的武吉加里尔只有10分钟车程。

这个城镇当初开发的目的是为蒲种地区提供现代化的居住环境。因此,当地的房产种类琳琅满目,包括设计新颖的服务式公寓、共管公寓、有地住宅等。

由于这里有轻快铁等公共交通连贯,已迅速崛起为蒲种区最宜居的邻里住宅之一。

此外,当地各类便利和基本设施齐全,商业区、办公空间等林立。

去年,金銮镇房产价量齐挫,房屋平均价格按年下跌8.89%,如今企于82万令吉水平,成交量更按年下挫45.85%。

然而,基于持续的发展,金銮镇长远前景仍完好无损,因此一些业界专家认为,当地产业将继续带来健全的投资回酬。

3. 布特拉柏丽玛花园——迎合中产阶级者

布特拉柏丽玛花园(Taman Putra Prima)是蒲种一个比较后期的新住宅区,当地大部分有地房屋迎合中产阶级和中上收入的购屋者。

布特拉柏丽玛花园坐落在蒲种西部,与八打灵县的沙登及雪邦县的龙溪一带接壤,但由于它是比较后期才逐步发展起来的住宅区,因此当地的便利设施仍不齐全。

然而,后起直追的迅速发展,令当地房屋中位价格在疫情中不跌反升,去年按年大涨35.92%,如今平均价位来到103万3000令吉。

当地去年的成交量跌幅也相对较小,比2019年下跌7.87%。

对于追求迅速增值产业的投资者,这里或是理想的选择之一。

4. 蒲种山庄——地点佳商业兴旺

蒲种山庄(Bandar Puchong Jaya)是蒲种商业活动最兴旺的地区之一,这可归功于她坐落在双威城和金銮镇之间的优越地点位置。

IOI Boulevard及Setia Walk,以及娱乐中心和各类时髦的商店林立,吸引了许多年轻购屋者在当地落脚。

这个人口密集的城镇2019年平均屋价为49万8000令吉,去年则稍微上扬至50万令吉,涨幅为0.4%。

不过,当地产业交投也不敌疫情重创,按年下跌30.17%。

虽然去年的产业交易量跌幅不如布特拉柏兰岭,但发展商们在市道低迷下,仍可能在今年提供各类“好康”进行促销。

Categories意见

该出手买房了吗?

2021年06月14日

苏莱曼
Rahim & Co研究总监

去年初爆发了2019冠状病毒病疫情后,
辗转一年多,我们又回到了封城锁国的日子,
而这一次是第三次了。

在当前的全面封锁下,潜在购屋者再次发现自己的购屋计划受阻。经历了颠簸动荡的2020年,那些已暂时搁置购屋计划,等到经济环境好转时再付诸行动的潜在购屋者,再次面临周而复始的各种行动管控及艰辛的市场状况。

去年初爆发了2019冠状病毒病疫情后,辗转一年多,我们又回到了封城锁国的日子,而这一次是第三次了。

在当前的全面封锁下,潜在购屋者再次发现自己的购屋计划受阻。经历了颠簸动荡的2020年,那些已暂时搁置购屋计划,等到经济环境好转时再付诸行动的潜在购屋者,再次面临周而复始的各种行动管控及艰辛的市场状况。

尽管这些优惠和利好因素,可能会诱使您最终作出重大举动,但购买诸如房屋之类的高价产品(Big Ticket Item)不能出于一时冲动,无需做“功课”就可以一时兴起,贸然的作出购屋决定。此举您不仅会背负长达30年(或更长时间)的长期财务承诺,而且快速的变卖资产套现,已不再像以往那样容易。

无论“买家市场”有多大,购屋者先做好功课和自我风险评估仍是至关重要。(档案照)

更难预测需求

对于那些希望把即将购买的产业作为一项投资资产的买家,长期而言,关键在于有关产业投资的永续性。随着疫情的颠簸起伏不定,需求的预测可能会变得更加艰难。

如果你是基于自我升级或财务目的,希望在未来某个时候转售产业,或将发现变卖资产套现其实并不那么容易,也可能没有预期般那么有利可图。

尤其是如果你不幸的买入一个不那么容易转售的产业种类,或是有关产业坐落在非策略性的地理位置,又或是不巧遇上数以千计的新发展项目如雨后春笋般涌现,又或者是你的产业是坐落在竞争激烈且人口密集的地点,人们拥有众多的替代选择,你将更难以转售你的资产套现。

做好功课评估风险

在当前这种许多事务都岌岌可危的大环境下,人们最不想做的就是在没有事先做好充分准备或有可靠后备计划的情况下进行抵押贷款,以免万一出现不利突变,自己将陷入万劫不复之地。正如我们所见,新增确诊病例重新上升,将迫使当局采取更长久的各项行动管控措施,以切断传染链。

对于那些一直在等待合适时机,手上拥有必要资金,并已做好资金长期被捆绑心理准备的人,那么当出现合适的产品及合适的地点,并可以讨价还价时,就别再迟疑,应把握这个机遇。

对于那些打算购屋自住、提升到更好房子,以及购屋进行投资的人,肯定会遇到不错的买入良机,但无论“买家市场”有多大,先做好功课和自我风险评估仍是至关重要。

这适用于那些希望买屋供未来入住,而购买兴建中甚至未动工房屋的购屋者。

管控令致延期交屋
事先调查免购屋梦碎

正如大家于MCO 1.0和MCO 2.0期间所见,房屋建筑活动因管控令的限制而受到影响,最终导致延迟竣工,有些更不幸的全面推迟。

虽然一些发展商公开承认并宣布完工目标不可避免地会延迟,但我们极力建议潜在购屋者自行确认他们购买的房屋是否会延迟竣工。

如果不这样做,购屋者可能将因为未获得住用证,而无法如期入住有关房屋。你只需拨打一通电话及上网浏览相关资讯,就可避免你的美梦在完全出乎意料之下破灭,以及在发现你首选的房屋不再可供购买,直到另行通知为止后,被迫对自己的购屋计划作出最后一分钟的改变。

如果发展商认为目前推出新楼盘所面临的滞销风险太大,市场也暂时被扰乱,那些原订于今年推出的新项目也可能会延后面市。

发展商押后新楼盘

在当前的疫情冲击下,那些大型发展项目,涵盖多个不同发展期的发展商,也可能改弦易辙,更改全盘发展计划,调整每一期推出的项目细节。

去年,新推出的住宅单位按年下跌21.3%,从2019年的5万9968单位减少至4万7178单位。自2010年以来,除了2010、2011及2016年,其他年份新推出的住宅单位都是5万7000单位以上。

在这11年当中,单一年度推出单位最多的是2017年,当年新住宅单位多达7万7570。

但那些致力于根据原订计划推出新项目的发展商,则对市场前景保持乐观,只是在数次的行动管控期间暂时押后推出新楼盘。

地点仍是最重要考量

无论我们是否处于疫情当中,这句口头禅都与以往一样重要:地点、地点和地点。

这是因为在购买房屋时,无论是自住还是投资,房屋所在的地点就是一切。无论房子的设计有多好,房屋所在地是属于与其他主要商业枢纽和中心地区相连的位置,对于提供便捷的生活方式至关重要。

依据你的生活情况,直接和近距离的环境也必须与你的需求匹配。例如,你是全日工作制的单身汉,或是有孩子甚至是多代人同住一屋的一家之主。

考量方便与不便因素

基本设施、可达性、便利设施、公共交通、工作场所、教育和城市生活都在提供令人满意的生活体验方面发挥着各自的作用,在选择房屋时必须考虑这些重要因素。

你不仅应考量便利性,也应把不便因素考量在内,而这可以是一般情况或是根据你个人的喜好。不仅方便因素,还必须注意不方便因素,这可以是一般性的或特定于您的偏好。例如,有些人选择住在更繁华的地区,而其他人则可能会选择谧静的郊区。即使是投资物业,也必须考虑到相同的考虑因素,因为业主要预测租房者和租户的倾向。

在最糟糕的其中一种情况下,购屋者可能会发现自己讨厌刚购买的新房,因为他们刚发现到,其新居与商业区或主要市中心的距离有多远,而实际上他们想要的恰好相反。

疫情危机中不乏机遇

简而言之,像当前冠病疫情这样的危机时期,可能并不完全是厄运和阴霾,因为乌云中不乏机遇。

当事情似乎被拖延且永无止境时,不要失去实现梦想家园目标的希望,而你只需根据各项防疫标准作业程序采取一些额外的步骤,即可实现你的梦想。

任何准备都不是浪费

在这样一个动荡的时期,任何准备都不是浪费,提高警惕只是为了自己好。对于等待疫情过去已等了一年多的购屋者来说,如果事情正朝着你要的方向演变,请不要再等待,以免为时太晚。

对于那些认为拥屋仍是一个遥不可及且有风险的人,请改变你的想法,并探讨如何善用MCO期间可能出现的机遇。适时了解市场上新产品的最新状况,并在实现你拥屋目标和维持当前生活方式的成本之间作出一个权衡。

尽管一旦疫情结束后,这个世界路在何方,仍是我们必须谨慎以待的重大格局,但在微观层面上,我们也应尽自己的一分力量参与经济,并根据自己的财力范围,竭尽我们所能协助促进经济发展。

Categories趋势

巴生谷8成买房为投资!

2021年06月9日

在抗疫期间,“居者有其屋”愿景受买气限制,
反而投资市场依然热烈,
房价走跌成了投资者最佳的入场时机。

根据Property Guru旗下数据公司My Property Data的数据,2020年巴生谷住宅产业的交易量,有81.1%是来自投资者,且他们把更多注意力转向二手房。

在2020年,巴生谷住宅产业总交易量下跌47.2%,但主要是首购族的买气减少。

首购族在2019年占巴生谷住宅产业交易量的55.5%,这一比例在2020年降至18.9%;于此同时,投资者的比例从44.5%,扩大至81.1%。

PropertyGuru在2021年上半年大马消费者情绪调查中发现,年龄介于22至29岁之间的大马人之中,有58%的人决定将买房计划推迟1年至5年。

My Property Data董事经理Joe Hock Thor也指出,由于部分业主为了维持手上的现金流,选择降低价格出售房产,投资者因此趁低吸纳这些二手房。

此外,政府豁免产业盈利税(RPGT),也促使部分投资者将手上的房地产出售逃离。

数据显示,在2019至2021年期间,PropertyGuru.com.my的二手楼盘平均数量,增加21.3%。

无论如何,经济低迷还是影响了巴生谷去年的新屋和二手屋销售量,分别按年下跌了64.9% 和 41.1%。

在2020 年,巴生谷新楼盘的销售量创下5年新低,首购族和投资者的交易量分别按年减少了90.6%和38%。

在二手屋方面,首购族贡献的交易量按年大跌79.4%,写下5年新低,但投资者贡献的交易量则按年上涨了9.6%,录得5年新高。

Categories贴士

抗跌产业最保值

2021年05月11日

所谓抗跌性产业,指的是这类产业,纵使房价下跌,也跌得不多,甚至不跌。

但究竟什么样的产业才属于抗跌性强、具有抗跌力的产业呢?

这里就为读者介绍几项供参考。

1)有地就有价

有地产业,永远有价。

地价昂贵,尤其是在寸金尺土的巴生谷一带,有地的产业如排屋、半独立式或独立洋房等更是买少见少,因此在淡市中,有地产业往往比一般的高楼产业更抗跌、也更保值。

2)好地点占优势

好地点的产业,永远抢手;租金好、增值潜能大,不愁租户,也不缺买家!

好的地点,无论多贵都值得买;否则,多便宜也不值得买!

一个好地点,若是商用产业,首先必须座落在人口集中、交通方便、基础建设良好的闹市中心与黄金地带,尤其是商业区、旅游区、外国人聚集区等高增长区。

若是住宅,也最好在距离市中心方圆20至30公里的范围内。太远的话,就很难引起租户或买家的兴趣。关于这点,精明的投资者心中都有一张地图,也都了解什么地点投资最好。

3)交通连接便捷

毕竟不是每个人都有交通工具,公共交通于是便成了无交通一族的唯一依靠。

交通便利,包括邻近有轻快铁、单轨火车、巴士等的产业,出入方便,好租也好卖。

事实证明,周边设有轻快铁、单轨火车、巴士等的产业都较没有的增值不少。

4)生活机动便利

衣食住行,除了住、行,还要衣、食,周边还需要有便利设施如商店/商场、餐厅、银行、幼儿园/学校、诊所/医院、邮政局、消防局等,为你提供种种生活便利。

5)稳健发展商

信誉良好的发展商,有目共睹有口皆碑,不仅是购屋者与投资者的信心保证,也是产业增值的有力保证。

在投资之前,专家建议投资者,最好明查暗访,事先调查清楚发展商的公司背景资料,包括上市公司或发展商开发历史、商会组织(如马来西亚房地产发展商会会员)、过往开发经验、开发口碑、竣工品质、品牌形象与得奖纪录等。

事实证明,好品牌好名声的发展商,一旦单位建竣之后,产业价值都能比售前增值20、30、40%以上。一些外资投资者甚至指定投资特定品牌的产业单位,价高易售、保值、转售率都很高。

Categories贴士

怎样开始投资第一步?

2021年04月27日

趁年轻买房子,话虽老套,却很实用。
年轻人有的就是时间和青春,
能提早拥有房子,也能让租客替你承担房贷。

 

年轻人购买产业投资以及租产业居住,很多人可能不认同这个建议,尤其是我们的父母那个年代的人。

如果你将购置的房产用于出租,你不仅可以收回一部分资金,还可以获得房产升值所带来的收益。

你可以在那些适合投资产业的地区选购产业,以便让产业增值以及/或者获得租金回酬。

同时,你可以在靠近你工作的地点,或者靠近父母居住的地方租赁产业。

举个例子,假设你是住在一个较小的城镇,显然你应该在巴生谷投资,并在小镇租地方居住。

此外,由于很多年轻人的事业生涯还未稳定,他们的家庭需求会随着时间的推移而改变,所以租赁房屋会比购买房屋来得好。

假设你的情况有变,而你只是租房的话,就可以随时搬走,无须面对因为拥有自己的房屋而受到的束缚以及造成的不便。

买房并不难,但前提是你必须做好一个理性的投资者。

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    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

    Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

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    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


    property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

        以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

        本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

        本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

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        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)