Categories趋势

槟城Airbnb房东 忧禁短租

2022年05月11日

高楼住宅,
到底应不应该开放短租?

槟州政府近来打算出手管制州内的短期出租住宿(STRA),爱彼迎(Airbnb)对此表态支持,认为州政府并非全面禁止而是选择监管,是朝着正确的方向迈出一步。

不过,Airbnb也收到一些槟城的业主反馈,呼吁政府不要禁止高楼住宅作短租。

爱彼迎东南亚、印度、香港和台湾公共政策总监吴湘仪发文告指出,对于当局最初建议对高层住宅短租施加极其繁琐的限制深感担忧,数名爱彼迎房东深感担忧,认为这不仅有损他们生计,还会影响当地商业和社区。

因此,爱彼迎呼吁政府重新考虑,勿直接禁止高楼住宅作短租用途,而是让居民自行通过分层管理法令(Strata Management Act),来决定他们的公寓是否允许经营短租。

掌管槟州旅游与创意经济事务的行政议员杨顺兴先前曾透露,如果民宿是属于商业地契且合法经营,不会受到干预;而一般住宅的话,则会胥视附近居民投诉游客或租户干扰问题,加以管制,还居民安宁生活。

吴湘仪。

愿与州政府合作

吴湘仪同时也强调,爱彼迎向来支持公平合理的监管,并与全球各地的政府合作,实施明确和考虑周详的规则,致力通过共享住宿为当地社区和经济带来利益,同时确保负面的外部问题获得圆满解决。

“我们与马来西亚生产力机构紧密合作,通过公众咨询分享行业对国家短期出租住宿指南的意见,并期待能与槟州政府建立同样的合作关系。”

“制定能为住客、房东、当地社区和槟城旅游经济带来积极成果的规则是非常重要的。在目前情况下,在各造利益之间取得平衡,同时推动经济复苏以及未来的永续增长是刻不容缓的。”

相关新闻:

 

Categories问诊室

为何车不能泊在2格子中间?

2021年10月27日

物管专家:张惟越
物业管理人
佳得楼宇管理有限公司
kenteo.my@gmail.com

 

问:

张先生,您好!

我的公寓有2个泊车位是side to side的,我把车泊在两个泊车位的中间,车却被管理层上锁还罚款,明明是我的车位为何我不能这样停呢?

low cc


答:

Low cc,您好!

2015年分层地契管理条例,有明列泊车位的合理泊车规范。

虽然泊车位是您的,除了您与管理处知道,其它业主并不知晓,如果您不把车子停泊在指定位置里,就是抵触了家规条例,按照2013年分层管理法令,管理处是可以采取行动的。

你也有关于房地产的问题?不管是融资、法律、物管、装修、验屋……都欢迎你电邮到prop@eNanyang.my,由驻站专家为你解答。

 

Categories意见

拖欠管理费的业主有难了

2021年03月16日

黄伟益
产业管理顾问

 

 

全国所有未遵守分层管理仲裁庭裁决,并在指定时限内缴付所拖欠管理费予管理层的业主,现在开始有难了!房屋及地方政府部日前指示分层管理仲裁庭,将全国所有未遵守仲裁庭裁决的个案,提交予各地方政府的建筑总监部门,以便针对这些个案开档展开调查,并在最快时间内将违法业主控上庭。

这无疑是对管理层有利的消息。毕竟,任何业主从购置产业的那一天开始,本身早在买卖合约下签下大名,并承诺每个月将准时缴付管理费。所以,任何业主若面对管理层入禀分层管理仲裁庭,在仲裁庭作出裁决后又不愿遵守的话,他们就逃不了可能被提控上庭的后果。

据了解,房政部是在接获许多人投诉,指当局没有针对这些未遵守仲裁庭裁决的个案采取法律行动后,指示全国各地方政府的建筑总监,须积极开档展开调查行动。

未遵守裁决可被视为持续犯罪

根据2013年分层管理法令,任何人未遵守仲裁庭之裁决,一旦罪名成立,将面对罚款不超过25万令吉,或监禁不超过3年,或两者兼施。至于持续犯罪者,将面对每天罚款不超过5000令吉。

至于何谓持续犯罪?一旦宣判某人罪名成立后,法庭将订下一个合理的期限,让被判罪名成立者来遵守法庭所给予的任何指示。

这意味着,若法庭判处某人罪成,并指定对方须于30天内偿还所拖欠管理层的全部费用,但对方却没有在指定期限内偿还所有费用,或只偿还部分费用,对方的行为就可被视为持续犯罪。

举例,假设一名业主拖欠管理费1万令吉,被管理层入禀分层管理仲裁庭追讨,仲裁庭若于11月1日裁决该业主须在30天内偿还所拖欠的管理费,但该业主于12月1日仍未偿还这笔欠款,管理层有权要求建筑总监针对该业主开档展开调查,并将对方控上庭。

罪成罚5千或监一周

一旦法庭于12月20日宣判该业主罪成,须缴付罚款5000令吉或以7天监禁代替,同时限定业主须在30天内缴付所拖欠的管理费,即使该业主迟至明年1月30日才缴清管理费,他依然可被判处持续犯罪,而法庭可针对业主于1月19日至30日这段期间持续犯罪,另行判处对方每天须缴付不超过5000令吉的罚款。

如果法庭宣判该业主在12天持续犯罪期间,每天须缴付200令吉的罚款,这意味着,该业主须另缴付2400令吉的罚款(或以3天坐牢代替)。总而言之,该业主须付予法庭总共7000令吉的罚款,或以10天监禁代替。

不管法庭如何判决,该业主还是要回来缴还所拖欠予管理层的全部费用,这还不包括仲裁庭所判给管理层的堂费,以及管理层针对迟缴费所计算的利息等。若你不希望本身有一天因拖欠管理费,或因不遵守仲裁庭裁决而被提控,请记得要准时缴付管理费。

限期后才缴清款项业主仍会面对被控风险

我曾针对这个问题询问建筑总监部门,即使管理层在取得仲裁庭的裁决后,通过入禀法庭的民事诉讼,早已通过执行庭令取回业主所拖欠的管理费,那么这些业主是否还会被提控呢?

建筑总监部门负责人所给予的答复是,管理层可以针对这些个案提供所有详情予建筑总监,让后者来斟酌是否要继续展开调查,或者是选择关档不再展开调查行动。

换言之,只要你不在仲裁庭所指定的30天期限内缴清所拖欠的管理费,即使你在30天后缴还所拖欠的管理费,或管理层通过执行庭令取回你所拖欠的管理费,你仍会面对随时被控上庭的风险。

若法庭判处你罚款,而你有能力缴付这笔罚款,无须以监禁代替,这算是不幸中的大幸。不过,若有法官坚持要判你坐牢,你就没有以其他刑罚代替的选择权了。

按照目前的情况来看,你或许可能会成为全国第一名因拖欠管理费而被判坐牢的阶下囚,而所有主流或社交媒体都会为你铺天盖地的免费宣传了!

业主不能因破产免除被控或判刑下场

针对所有要被提控的个案,建筑总监部门须开档展开调查行动,这些行动包括传召业主录供、传召管理层协助调查行动,包括要求管理层提供所需文件、协助翻译所需文件,否则建筑总监有权到场展开搜查、截取电脑内所储存之资料,以及充公所需的任何证据。

若是联名购屋者,所有联名购屋者可一次过被带上庭提控。若有关产业属于公司名下,则公司需派一人到法庭面控,即使是判处该公司监禁,该公司就须由其中一位董事代表公司坐牢。

除非有关业主逝世,否则只要产业还属于其名下,有关业主绝不能因为破产,或产业被银行接管(还未完成拍卖交易)而免除被提控或被法庭判刑的下场。除非公司被法庭谕令清盘,否则公司绝不能因为冬眠或没有操作,而免于承担刑事责任。

Categories意见

解散共管机构设管委会

2021年03月14日

黄伟益
产业管理顾问

 

 

所有高楼建筑物一般上都会经历由发展商管理,然后由发展商成立共管机构来接管,乃至分层地契发出并有25%购屋者转名后,再由发展商召开首次大会选出管理委员会来接管。

除非发展商在包空交屋时,能同时把分层地契移交给购屋者,否则,任何楼宇还是要经历通过成立共管机构来管理的这个阶段。

根据2013年分层管理法令第17条文,发展商从包空交屋日期算起,须于12个月内召开首次大会成立共管机构,并推选由3至14人所组成的共管委员会。

若发展商没有按时召开大会成立共管机构,建筑总监可将发展商提控上庭;一旦罪名成立,发展商将面对不超过25万令吉罚款,或不超过3年监禁,或两者兼施。

转移资产与债务

一旦管理机构召开首次大会后,共管机构将在大会日期算起的3个月自动解散。这是2013年分层管理法令第27(1)条文之规定,绝不能用任何方法,甚至是召开共管机构大会并通过任何形式的动议来延缓其解散日期。

与此同时,共管机构须在大会召开日期算起的一个月内,将维修户头及储备金户头内的所有存款,还有共管机构所有资产与债务转移至管理机构;所谓的资产,当然包括业主还未缴付的管理费欠款,债务则包括共管机构所面对的法庭诉讼案。

若面对共管机构不愿意将资产转移给管理机构,新的管理委员会有权援引2013年分层管理法令第28条文,即所谓的财产转移令,指示银行将共管机构户头内所有存款交托予管理机构。

鲜少发展商主动交权

同样的,发展商须在25%购屋者(以面积单位总额计算)将分层地契转移至个别业者名下之后,在一个月时间内召开管理机构首次大会,让业主推选新的管理委员会。

查询须付费

要如何确知有25%购屋者将分层地契转移至个别名下呢?一般人可以通过到县土地局或州土地与矿物局查询分层地契来确定,不过,其费用每次介于150至200令吉之间。

这个费用绝不是一般人愿意承担的。

第二个方法则是通过建筑总监,让其部门直接跟县土地局或州土地与矿物局查询,这就可以让查询者免付相关费用。

为何要这样做呢?这是因为许多发展商绝不会主动,在25%购屋者将分层地契转移至个别名下后,即在一个月内召开管理机构首次大会。

若发展商还是以管理机构之名义来管理,一旦管理机构选出其新一批管理委员之后,发展商就要把管理权交给这批人;自此以后,发展商就跟整个楼宇的管理权不再有任何瓜葛。

减少对簿公堂

若此前乃由共管机构来管理,即使发展商无法完全垄断整个管理权,但发展商仍是共管委员会之当然委员;一旦管理机构接管之后,发展商则可能连本身在管理委员会一席之地亦将失去。

那么,发展商留在共管委员会有什么好处呢?这当然胥视楼宇的情况而定。

若发展商所发展的楼盘,仍有许多发展商还未解决的问题,就有需要管理层跟发展商共商并寻找解决方案,进而减少双方经常要对簿公堂的情况。

25%分层地契转名须设管委会

当分层地契发出之时,就是管理机构成立之时。

若任何楼宇既已成立管理机构,就不能同时成立共管机构。

在这种情况下,发展商就无须在包空交屋日期算起一年内,召开首次大会成立共管机构;相反的,发展商可以直接以管理机构名义来管理楼宇,直至有25%购屋者将分层地契转至各自名下,然后在一个月时间内召开管理机构首次大会,并推选管理委员会来接管。

除非首25%购屋者能够在更快时间内将分层地契转至各自名下,否则,发展商就可能享有超过一年,甚至是数年时间以管理机构名义来管理。这种情况将让发展商更加肆无忌惮地榨制购屋者。

购屋者投诉无门

尽管2013年分层管理法令第47至55条文对发展商,以管理机构名义来管理楼宇有诸多规定,但发展商在这时期所作任何决定不受购屋者约束,购屋者即使面对问题亦可能面对投诉无门的困境。

当发展商以管理机构名义来管理时,他就享有一切所授予管理机构的权力,包括可以针对购屋者入禀分层管理仲裁庭,甚至可以申请查封令来查封拖欠管理费业主之流动物产。

要如何解决发展商借由管理机构一人独大的情况?购屋者就须通过更多人将分层地契转移至各别名下,从而确保发展商更快召开管理机构首次大会,进而更早结束发展商插手管理权的情况。

Categories意见

依面积单位计管理费

2021年03月13日

黄伟益
产业管理顾问

 

 

我最近在处理一宗入禀分层管理仲裁庭,关于某管理机构向其公寓原任发展商,追讨对方所拥有某个单位的案件时,面对相当棘手的问题。

尽管这个属于原任发展商的业主没有提出要求,但负责聆审案件的分层管理仲裁庭庭主,却基于管理机构未根据2013年分层管理法令之规定,从2015年6月1日(槟州则是2015年6月12日)开始,依据每个单位之面积单位(Share Unit)来计算各别业主所需缴付的管理费,导致我在最后一分钟不得不要求撤回这个案件。

若我没有主动撤回此案,或对方不让我撤回此案,仲裁庭庭主将因2013年分层管理法令的限制,不让我所代表的管理机构有权取得对方从2015年6月12日起至管理机构开始改以面积单位计算管理费的这段期间,所欠的管理费数额。

若扣除利息不算,单是这名业主在这段期间,即从2015年6月12日至2017年4月30日所拖欠的管理费、储备金,加上地税及保险费,总额为7040令吉70仙,同时期所累积的利息是4600令吉47仙;若管理机构无法取回这笔欠款,这个业主则平白省下1万1641令吉17仙。

这个原发展商业主所拥有的单位,其面积为1712平方尺,若以每方尺16仙计算,每月管理费为274令吉;从2017年5月起,这个拥有161个面积单位的产业,其管理费则以每个面积单位2令吉20仙计算,则每月须缴付管理费354令吉20仙。

当然,管理层有权在任何时候通过召开常年大会或特别大会来制订新收费率,不过,从2013年分层管理法令生效的日期算起,不管是发展商、共管机构(JMB)或管理机构(MC),一律须以面积单位来计算各别业主所缴之管理费。

管理机构须改变结算方式

我们看回2013年分层管理法令,当中针对管理层须以面积单位计算各别业主所缴付管理费之各项条文如下:

(a)第12(3)条文:针对发展商管理时期(即未成立共管机构或管理机构之前);

(b)第25(3)条文:针对共管机构管理时期;

(c)第52(2)条文:针对发展商以管理机构名义来管理之时期;

(d)第60(3)(b)条文:针对管理机构管理时期;以及

(e)第68(2)条文:针对管理分机构(Sub-MC)管理时期

这些条文皆很清楚阐明,所有管理单位皆须以面积单位,来计算各别业主所须缴付的管理费;至于储备金,则一律是管理费之10%而定。举个例子,若每月管理费为100令吉,储备金则是10令吉,总额为110令吉。

我尝试提出不同的论点,包括指这些负责管理分层建筑的单位,即使他们因法律规定而须改以面积单位来计算各别业主所缴付之管理费,他们仍须等到下一次常年大会或特大,通过提呈新的动议来改换这个计算方式。

我亦争论只要管理层所收取的费用,在2015年6月1日(槟州是2015年6月12日)之前所召开的常年大会或特大获得通过,这个收费率不应在新的法令实施之后立即受到影响,而须改变其结算方式。

无论如何,我们所提出的这些论点,未必能获得仲裁庭庭主所认同。

为了避免影响管理层今后所要追收的管理费,我劝请所有共管机构或管理机构,立即着手改变其结算管理费的方程式,并以面积单位来重新制订各别业主所须缴付的管理费及储备金。

不能另收地税保险费

2013年分层管理法令还有另一规定,即管理层只能收取月费(Charges)及储备金(Sinking Fund),而不能另行收取地税及保险费等。

即使管理层耗5000令吉为整座楼宇购买保险,管理层绝不能将之除以200个单位,然后向每个单位收取25令吉的保费;同样的,若这个楼宇的每年地税为2000令吉,管理层绝不能直接除以200个单位,并向每名业主收取10令吉之地税。

根据法庭之前所作的诸多判例,不管是共管机构或是管理机构,若他们要收取任何费用,就须通过召开常年大会或特大来批准有关收费率;管理层无权根据他们所承担的开销,直接向每名业主收取各别的费用。

至于2013年分层管理法令规定管理层只能收取月费及储备金,管理层则有必要将地税、保费等其他开销,纳入其财务预算案,然后以此结算每名业主所须缴付的月费。

当您跟发展商购屋并签署买卖合约时,有关合约将附录一份由发展商所制订的常年预算案;同样的,发展商在召开共管机构或管理机构首次大会时,或共管机构或管理机构每当要调整或提高管理费时,亦需在大会当天提呈并寻求通过常年预算案。

这份常年预算案将列出管理层在未来12个月内,所需承担的维修与管理开销,这个总额将除以整座楼宇的面积单位总数并除以12个月,以此结算每个面积单位之常月管理费。

随后,管理费再以这个平均收费率,乘以各别业主之面积单位,以此来结算每名业主所需缴付的管理费及储备金。对于那些还未有分层地契之楼宇,则可能无需以面积单位来结算各别业主须缴付之管理费及储备金。

Categories意见

管理机构需采用新管理条例

2021年03月12日

黄伟益
产业管理顾问

 

 

在2015年分层管理(维修与管理)条例第3附表所推出的管理条例(By-Laws)之前,所有共管机构(MB)或管理机构(MC)皆须沿用发展商在售卖时,连同买卖合约所附录之内部管理条规(House Rules)。

由于个别发展商所制订的内部管理条规标准不一,导致管理层在管理不同楼宇时皆会面对标准不一的问题。这当然包括各别采用不同的作业程序、不同的罚款标准,以及针对同一个情况可能会给予不同的处理方案。

从2015年6月2日(槟城州则从2015年6月12日)开始,所有分层建筑的管理层皆可把发展商之前所制订(包括管理层本身所修订)的内部管理条规丢入垃圾桶;从这天开始,不管您喜欢与否,所有管理层皆须采用2015年分层管理(维修与管理)条例第3附表之管理条例。

这个管理条例共有30条,涵盖管理机构的功能、如何应对拖欠管理费之业主、管理层处以罚款之权力、业主之责任及限制、移除干扰、建筑物外观之规定、储存易燃物或爆炸品、害虫控制、畜养宠物、晒衣、共管产业之管理、移除障碍物、侵占共管产业、共用家具及装置、交通工具、固体废料之处理、装修及维修工程之限制等。

总体而言,这个新的管理条例近乎概括分层管理之层层面面。由于2015年分层管理(维修与管理)条例乃通过时任城市和谐、房屋及地方政府部长,于2015年5月26日通过宪报颁布,其地位相等于一般地方性的法律,没有任何管理层有权拒绝采用这套管理条例。

根据2013年分层管理法令第70条文规定,任何在同个法令第150条文底下通过颁布条例所推出之管理条例,将对所有分层建筑或地段及共管产业有其约束作用。

不过,若管理层要通过召开常年大会或特大来增订附加管理条例,则必须给予21天的大会通告,通过提呈特别提案来增订附加管理条例;这类提案必须获得四分之三业主之有效票同意始能通过。

可增订不允许删除

2013年分层管理法令有规定,管理层只可以针对下列范畴增订附加管理条例:

(a) 安全及保安措施;

(b) 针对共管产业限制其用途之详情;

(c) 畜养宠物;

(d) 停放交通工具;

(e) 楼层之地面;

(f) 垃圾控制;

(g) 个人行为;

(h) 所有业主须遵守之建筑设计及造景指南;以及

(i) 对任何业主、住户或访客违反管理条例处以不超过200令吉罚款。

除了上述范畴,管理层不可通过增订附加管理条例来推出其他限制,例如一个单位可住多少个人。尽管如此,管理层可以通过行政作业指南来限制每个单位最多可获发出多少张门禁卡。

除了通过召开大会来增订附加管理条例,管理层绝不允许删除政府统一制订的管理条例。举个例子,管理条例第14(1)条款允许业主畜养不会干扰到其他业主,或危其他业主性命安全或健康之宠物;管理层就不能将这个条款删除,进而全面禁止业主畜养宠物。

至于发展商之前跟购屋者所签订的大厦公契(Deed of Mutual Covenant),通常用来规定居住在分层建筑内可做与不可做之事宜,并以保障发展商的利益居多,这类契约将在2013年分层管理法令第149条文底下视为无效。

不过,若管理层认为发展商原订的内部管理条例或大厦公契有其可取之处,他们则须通过增订附加管理条例之程序,将当中一部分内容通过特别提案来纳入其中。

当前的管理条例肯定有其未尽善之处,这包括未触及如何管制非法民宿或爱彼迎(Airbnb)借宿之活动、对丧府之规定或安排、将某个单位转作殡仪馆或者出售棺木等,还有未授权管理层移走遭遗弃或废置的车辆或电单车、以及如何对付非法扩建或展开装修工程之业主。

这些层面的问题肯定有劳管理层,通过本身所委任的产业经理或是外聘律师,来协助研究及草拟附加管理条例的工作,再通过召开大会并提呈特别提案来弥补之。

罚款不可超过200

根据管理条例第7(1)条款,管理层可寻求常年大会或特大通过提案,对任何违反管理条例者处以罚款,而其罚款额可以通过大会作决定。

这意味着共管机构或管理机构,可以在不增订附加管理条例的情况下,只需要一般14天的大会通告,即可以通过召开大会来提呈这类提案。

不过,若管理层要把这个罚款纳入管理条例内,则必须通过增订附加管理条例的情况,包括给予21天的大会通告来提呈。

不管怎样,2013年分层管理法令有规定,任何罚款额每次皆不可超过200令吉。换句话说,若某个业主违规停车面对罚款100令吉,不管是一天或者是多天,每一次犯规则只能罚款100令吉。

若这个业主违规停车一次长达5天,直至5天后才将车辆移开,管理层不能向对方收取5天共500令吉的罚款。

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    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


    property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

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        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

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