Categories贴士

住宅VS商用产业 利弊何在?

2022年05月30日

住宅和商用产业之分,
你了解吗?

住宅和商用产业之间的区别曾经是明确的,土地拥有权阐明其用途。

住宅产业包括有地房屋,例如排屋、半独立式房屋、连栋房屋、洋房;以及分层地契房屋,例如公寓、组屋、共管公寓等。

商用产业则包括办公单位、店屋、零售单位、酒店,以及综合发展项目的其他类别产业。

然而,消费者需求的不断变化,以及发展商使用的营销术语,让事情变得更加混乱。

多年来,小型家庭办公室(Small Office Home Office,简称SoHo)、多功能小型办公室(Small Office Versatile Office,简称SoVo)和小型灵活办公室(Small Office Flexible Office,简称SoFo)早已渗透整个房地产市场。

这些产业以及服务式公寓(Serviced Apartments)是供居住用途,但它们的地契却是商用产业地契。

区分住宅和商用产业至关重要:

1. 法定保护

1966年房屋发展(管制与执照)法令(HDA),购房者享有一些法定保护。

PropertyAdvisor.my指出,尽管过去数十年来,当局已修改法令,让HDA涵盖诸如SoHo和服务式公寓等拥有商用产业地契的住宅产业,但SoFo和SoVo仍不受房屋发展法令监管,而是受到地方政府的监控。

HDA要求在房屋买卖协议中包含标准条款,这与由发展商律师起草的商用产业买卖协议的条款不同。

对于HDA涵盖的房产,空屋拥有权(Vacant Possession)的条规也更加严格。空屋拥有权是从获得完工及符合证/房屋竣工证书(简称CCC)后开始,并将房屋单位的钥匙移交给购屋者。

HDA涵盖的产业必须获得自来水和电力供应,才能构成空屋拥有权。

商用产业则并非如此。尽管有关房屋单位仍不适合居住,并还在等待CCC的发出,但空置的房屋仍可能会移交给购屋者。

HDA涵盖房产的买家还可以在购买新房产时享受更全面的保修。有关房屋的缺陷保修期(Defect Liability Period)为空屋持有权日(即移交屋子与锁匙当天)算起,为期24个月,涵盖的缺陷保修范围包括有关房屋单位所在土地、建筑物和公共区域。

相反的,当局没有规定商用产业的缺陷保修期限。商用产业的缺陷保修期通常为期12个月,而且仅涵盖该单位所在土地,这使得购屋者对公共设施的任何缺陷提出索赔更具挑战性,而且需要与发展商交涉。

HDA还赋予购屋者因房屋延迟完工而获得一定数额补偿的权益。这被称为已确定的违约赔偿金,通常是按从房屋预订完工日期当天算起,根据房屋购买价格10%来按年计算。

2. 法律追索

如果所购买的房产是受HDA监管,购屋者在发生任何购屋相关的纠纷时,可以到购屋者仲裁庭追索他们的法律权益。

购屋者仲裁庭的听证会不需要法律代表,而入禀仲裁庭的费用顶限为10令吉,让受害的购屋者可轻易负担有关费用,并快速的通过法律途径解决有关争议。

反之,商用产业的买家只能在法庭上寻求赔偿,而涉及的律师费可能高昂,且过程费时旷日。

3. 水电费率和税务

商用产业的水电费率高于住宅产业,包括SoHo和服务式公寓在内的商用产业买家,可能需要多支付30至50%的电费。

根据国能的数据,住宅产业的电费率为每千瓦时21.8仙,而低电压的商用产业首200千瓦时的电费是每千瓦时43.5仙,几乎是住宅的一倍。

然而,业主或管理机构可向国能申请,将电费计算方式从商业用户电费转换为家庭电费。

税收是另一个问题,因为商用产业的门牌税比住宅高出2.5倍。

拥有商用产业地契房产(包括SoHo和服务式公寓)的买家,最终可能多支付30至50%电费。

4. 贷款额度和融资

SoFo和SoVo物业受制于与办公室和商店类似的商业贷款条款。潜在买家将不得不支付相等于买价80%的贷款,而且房屋贷款期限可能更短。同时,买家将需要支付买价至少20%的头期付款。

与购买住宅产业相比,购买商用产业地契住宅较高的前期成本,可能会在原业主出售产业时,难吸引新买家。

商用产业地契住宅的融资选择也可能更有限。例如雇员公积金局仅允许会员通过第二户头提款购买住宅产业,至于商用产业地契的住宅,只能购买特定类型的产业,例如公寓、服务式住宅、SoHo和附有住宅单位的店屋。

大家也可能会发现,提供给房屋首购族的各类奖掖,例如100%全额贷款、豁免印花税等,其实仅限于住宅产业。至于商用地契的住宅,则可能需上诉才能获得优惠。

住宅与商用产业区分

 

Categories趋势

养老产业迎来黄金投资期

2021年07月26日

报道:李治宏

所谓危机不乏商机,
当前的疫情危机固然令百业衰退,
各行业要复苏也不是一两年的事,
但这也为投资者带来趁低吸购的良机。

一些投资者和发展商视目前是趁机扩大地库或产业投资组合的好时机,一些业主、地主和发展商则趁机变卖手中未发展或空置的地库套现,取得现金流之余,也有助于减轻负债。

那么,对准备进场吸购的发展商或投资者而言,哪类产业是最吸引他们的资产呢?

跨国产业顾问公司莱坊指出,除了疫情期间红火的物流和医疗领域,投资前景最受看好的领域是养老/退休产业。

紧随其后的是服务式套房/酒店套房,以及数据中心。反观疫情爆发前蔚然成风的共享生活空间(Co-living)/学生宿舍及共享工作空间(Co-Working)则退热,在2021至2023年受看好的替代投资排行榜上分别位居第四和第五位。

大马莱坊最近发布的2021年商用产业投资情绪调查(CREISS 2021)显示,受访的发展商、银行和基金/产业信托基金经理当中,22%把养老/退休产业列为他们的替代投资首选。

把服务式套房/酒店套房及数据中心列为首选者各占19%,首选共享生活空间/学生宿舍及共享工作空间者则分别为13%及12%。

这份调查的受访者逾半(59%)是发展商,27%是银行,其余14%为基金/产业信托基金经理。

其中,约44%受访者来自巴生谷,24%来自沙巴及20%来自柔佛州,槟州只占7%,其余2%来自其他各州。

巴生谷约三分一(35%)受访者、柔佛和沙巴各22%受访者,以及槟州14%受访者表明,他们正探讨收购或脱售土地或商用产业。

2056年将占人口20%
开发银发族市场良机

另一方面,随着我国人口逐渐老化,养老或退休房屋成为CREISS 2021调查最受欢迎的替代投资选择。

大马统计局的数据显示,截至2020年,我国约3273万人口当中,约7.15%是65岁及以上的乐龄人士;而根据现有的增长轨迹,我国老年人口将分别于2044及2056年达到14%及20%。

全球第七佳退休地

此外,随着国人日益富裕,以及医疗服务的改善,目前看来正是迎合银发市场的良机。

莱坊指出,去年被暂时搁置的马来西亚我的第二家园计划(MM2H)过去大受欢迎,也确认了大马作为退休理想地点的吸引力。

根据2020年全球退休指数,大马是全球最佳退休地点排名第七的国家。

服务式套房/酒店套房及数据中心,是另2个最受看好的产业投资目标。

疫情冲击共享空间

大马正朝向数字经济的目标转型,以及远程作业日益普及化,令市场对数据和云端服务需求大增,数据中心因而成为炙手可热的产业类别,吸引了许多商用产业投资者涉足。

反之,自冠病疫情爆发后,人们最关注健康和卫生,加上远程作业大行其道,令共享工作空间及共享生活空间/学生宿舍的投资吸引力已减退。

各次领域简评:

工业产业/物流产业

●银行打从去年疫情爆发后即表明愿为这些领域提供更多的融资,原因很简单:网购和电子商务大行其道。

●49%受访者预期物流领域的租金将走高,另有66%受访者预期工业产业的租金保持平稳。(参阅图三上方)

●57%受访者预期工业空间需求保持平稳,28%则预期租用率将提升。电子商务好景将继续推动物流产业的需求,61%受访者预期物流空间使用率提高(参阅图三下方)

●58%受访者预期,物流产业的资本价值将提高;至于工业产业,67%受访者预期资本价值保持平稳。(参阅图四)

●约66%受访者预期工业产业的回酬率保持去年水平。(参阅图五)

零售产业 

●大部分发展商和放贷者(银行)都涉足零售产业及酒店/休闲产业领域。随着这些领域依然深受疫情重创,投资和融资额都会减少。

●逾70%受访者预期零售产业的租金将下跌。(参阅图三上方)

●在当前艰辛营运环境下,零售商场的租用率也继续面对下行压力,67%受访者预见商场的空置率将扬升。(参阅图三下方)

●约半数受访者预期零售产业资本价值保持平稳。(参阅图四)

●约半数受访者预期,零售产业的回酬率下跌,但有8至10%受访者预期回酬率上扬。(参阅图五)

办公产业

●逾70%受访者预期办公空间租金下跌。(参阅图三上方)

●72%受访者预期办公空间租用率下滑。(参阅图三下方)

●约半数受访者预期办公产业资本价值保持平稳。(参阅图四)

●约半数受访者预期,办公产业的回酬率下跌,但有8至10%受访者预期回酬率上扬。(参阅图五)

酒店/休闲产业

●87%受访者预期,酒店/休闲产业领域的客房平均收费率下行。(参阅图三上方)

●83%受访者预期,在旅游业预计2023年之前都无法恢复往常水平下,酒店/休闲产业今明两年的平均租用率将下滑。(参阅图三下方)

●78%受访者预期,酒店/休闲产业资本价值下跌。(参阅图四)

●78%受访者预期,酒店/休闲产业的回酬率下跌。(参阅图五)

产业次领域料明年复苏
酒店休闲前景最黯淡

除了酒店/休闲产业、办公及零售产业,所有产业次领域有望于明年复苏。

52%受访者预期,整体商用产业市场将在2023年才有望复苏;另46%受访者则较为乐观,预期明年即可复苏。

发展商显然比基金经理/产托经理和银行乐观。42%的受访发展商预计市场明年复苏,而预期明年复苏的基金/产托经理和银行则分别为37%及35%。

另有28%发展商、25%基金/产托经理和25%受访的银行,则预见市场将在2023年才复苏。

管控令助长电商市场

逾60%受访者预期物流和医疗相关领域将在今年下半年继续表现出色。冠病确诊病例持续攀升及各类行动管控,导致供应链继续受到干扰,这反而助长了网购和电子商务市场的增长,以及医疗设施的需求。

零售产业是另一个短期内继续看淡的次领域。只有45%受访者预期该领域明年有望复苏,另46%受访者则预计后年才复苏。

办公产业前景更为黯淡,多达约61%受访者预期该领域最快于2023年甚至过后才能复苏。供需失衡日益严重(尤其是巴生谷)是一大关键,而居家作业及工作形式的改变是另一导因。

酒店/休闲产业是前景最黯淡无光的领域。多达约62%受访者预期,该领域最快2023年甚至过后才有望复苏,因为在2023年之前,旅游业无望回到疫前水平。

2021年商用产业投资的因素:

利好因素
●隔夜政策利率维持在1.75%的历来新低
●政府推出更多的刺激经济配套

不利因素
●第三波冠病疫情恶化
●隆新高铁计划被腰斩
●经济现状/政府政策欠佳
●回酬率欠佳
●疫苗接种进度慢

发展商、银行和基金经理的2022年财政预算案愿望清单:
1. 调降个人所得税和公司税税率/提供税务奖掖
2. 推出更多的刺激经济配套
3. 重启隆新高铁计划
4. 加速疫苗接种
5. 额外奖掖以吸引外来直接投资
6. 恢复马来西亚我的第二家园计划
7. 进一步延长拥屋计划(HOC)
8. 削减或豁免产业盈利税(RPGT)

结语:3关键提振交投情绪

展望未来,政局稳定、疫苗接种加速及各项大型基建项目的进展,将是提振投资者信心和商用产业市场交投情绪的3大关键。

有关项目包括巴生谷的捷运第三路线(MRT3)、槟州交通大蓝图、柔佛的柔新捷运系统(RTS)、沙巴的泛婆罗洲大道,以及横跨大马半岛东西两岸的东海岸铁路(ECRL)。

当然,市场也期望,政府将在2022年财政预算案中宣布调降税率、祭出额外的刺激经济配套、重启隆新高铁项目、恢复我的马来西亚第二家园计划(MM2H)、进一步延长拥屋计划(HOC)及削减甚至豁免产业盈利税(RPGT)。

Categories趋势

柔2.3万服务式公寓滞销

2021年07月4日

独家报道:李治宏

服务式公寓(Serviced Apartment)是大马房地产市场
近年的热门住宅类型,
雪隆、柔佛和槟城等大城市的房产项目
几乎都少不了这类住宅的份儿。

但相信很多人其实并不真正了解,何谓服务式公寓?它和其他公寓有哪些不同点?

事实上,服务式公寓在大马算是比较后期才兴起的住宅类型,而它过去10年发展迅速之余,却也是国内滞销最严重的产业类别!

根据国家产业资讯中心(NAPIC)的2020年产业市场报告,去年滞销的服务式公寓总值高达207亿6000万令吉,滞销总额比住宅产业的189亿2000万令吉还高。

全马滞销的服务式公寓共有2万3606单位,而滞销的住宅产业则是2万9565单位。

而且,与住宅产业滞销情况有所改善恰好相反,服务式公寓去年滞销情况恶化,滞销单位数量和涉及总值分别比2019年增加37.7%及38%。

全国滞销房产柔占半

同样的,未售出的兴建中和未兴建服务式公寓分别按年增长4.2%及6.4%,各达3万5258单位及8153单位。

其中,无论是服务式公寓或住宅产业,柔佛州的滞销总额都是全国之首。

柔州去年的滞销有地房屋和共管公寓达7030单位,滞销的服务式公寓更高达1万6442单位,两者涉及的总额分别是54亿8000万令吉及149亿7000万令吉。

两者加起来的总额合共204亿5000万令吉,恰好是全国滞销房产总额408亿令吉的半数。

就服务式公寓而言,柔州的滞销总额高占全马总额的72%。换句话说,全马10间滞销的服务式公寓,就有多达7间是在柔州!

然而,服务式公寓滞销和供应过剩,其实不只是柔佛、雪隆或槟州的问题,而是全马的共同问题。

原因很简单,服务式公寓不仅在柔佛和雪隆“遍地开花”,就连其他房产发展较不那么兴旺的州属,例如彭亨、森美兰和马六甲等也有大量的这类公寓在如火如荼兴建中。

营收高受发展商青睐

看到这里,读者们心里想必纳闷:既然滞销单位和总额都那么多,明显是供应过剩,为何服务式公寓还越建越多?

一名不具名的产业顾问指出,由于服务式公寓是建在商用地段,通常获准根据地段容积率来决定兴建多少单位,反观共管公寓是建在住宅地段,通常是以人口密度比率,即每亩最多400人来决定兴建多少单位。

换句话说,发展商若选择兴建服务式公寓,可兴建的单位远比共管公寓多,可以取得的营收自然高很多。

这解释了尽管服务式公寓供过于求,但发展商仍一窝蜂兴建更多服务式公寓的一大原委。

6年供应量增3.7倍

NAPIC的数据显示,自2015年以来,大马的服务式公寓供应量增长约3.7倍,达到约28万单位。

征阳集团(SUNSURIA,3743,主板产业股)指出,平均每年新增的4万1300单位服务式公寓当中,大部分已竣工单位主要遍布于国内2大主要产业热点地区,即巴生谷(每年新增2万1500单位)及柔佛(每年新增1万5200单位)。

该公司在一项书面专访中对本报记者说,巴生谷占全国供应量约58%,总计16万单位,接着是柔佛,约8万单位。

针对彭亨、森美兰及马六甲等州属的服务式公寓也越建越多的问题,征阳集团指出,彭森甲等州的服务式公寓大多位于旅游景点为主的地区,目标主要是为游客提供酒店以外的替代住宿设施,而集体或全家一起出游的游客,通常更喜欢服务式公寓。

该公司强调,虽然任何商家和企业都需要扩大获利能力,但重要的是必须承认,这类商业导向的服务式公寓项目因其可负担性和便利性而具有吸引力。

简而言之,服务式公寓发展通常靠近商业中心/活动,为居民提供便利。

须符合4条件

根据雪兰莪州规划指南,只有符合下列4项条件的土地,才获准兴建服务式公寓。

有关4大条件分别是:

(i)有关项目位于中央商务区、

(ii)以公共交通为导向(TOD)的发展项目、

(iii)距离大专院校400米内,以及

(iv)城镇/城市的重建。

此外,服务式公寓的建筑面积和配置相对较小(雪兰莪州规定服务式公寓面积必须是介于550至1000平方尺之间),这意味着有关服务式公寓的价格始终,并以普罗大众为客户目标。

登陆大马仅10年
归类为商用产业

在海外,例如澳洲、纽西兰等发达国家,服务式公寓早在20至30年前即已崛起,但服务式公寓登陆大马不过是约10年前的事。

何谓服务式公寓?它和其他公寓有哪些不同点?

征阳集团指出,服务式公寓是指获得提供服务的住宅,这类服务通常由酒店业者提供。

服务式公寓被视为更喜欢居家氛围而非酒店的游客群体的另类住宿选择。

“在大马,大家对服务式公寓更普遍的理解是建在商用土地上的“共管公寓”单位,而人们口中的共管公寓(Condominium)和公寓(Apartment)则建在住宅地契的地段。

“购屋者还需注意的是,服务式公寓的维修和护理费用(例如门牌税和土地税)受商业费率影响,而水费、电费率则可转换(取决于各州政府的政策)。”

由于建在商用地段上,服务式公寓被当局归类为商用产业,而非住宅产业。

周薏雯

费用比共管公寓高30%

振兴产业(CHGP,7187,主板交通和物流股)总营运长周薏雯指出,商用地段一般上的价值高于住宅地段,因此,服务式公寓的服务与保养费、水电费和地方政府税务如门牌税和土地税等,也比被归类为住宅产业的其他类型公寓来得高。

据了解,服务式公寓的各类费用总和,一般比共管公寓高出25至30%。

那么,一般公众将如何从肉眼辨别服务式公寓和共管公寓呢?

周薏雯指出,由于服务式公寓是建在商用地段,所以一般上它是建在店屋的上方。

她接受本报电访时说,这取决于各别发展商的规划而定,也有服务式公寓是有围篱与保安,但如此一来,则对楼下的店铺较为不利,因为出入的保安比较严密,多少会影响店铺的生意,相对也会影响有关店铺的买卖和租赁需求。

忧高密度住宅涌现
居民反对增容积率

容积率和人口密度比率,对发展商有何分别?

分别可大了。以1亩土地(相等于4万3560平方尺)为例,如果该土地属于商用地段,而地方政府允许的发展容积率为1对10,这意味着,发展商可在该1亩商用地段上,兴建数量等于容积率10倍的房屋,即合共占地43万5600平方尺。

假设发展商动用20%或43万5600平方尺的土地兴建水沟和路径等基本设施,它仍有34万8480平方尺的土地可供兴建住宅。

若该发展商决定兴建每单位建筑面积600平方尺的服务式公寓,那么它可兴建约580间服务式公寓。

另一方面,共管公寓建在住宅地段,是根据人口密度比例,即每亩土地可让多少人居住,来决定兴建多少个单位。

一些地方政府规定,每亩土地的人口密度最高为400人,以大马一般家庭是一家四口的典型例子推算,发展商在面积同样是1亩的住宅土地上,最多只能兴建100间共管公寓。

相对起1亩商用地段可兴建最多580间服务式公寓,若发展商选择购买商用地段及兴建服务式公寓,潜在的收益无疑比兴建共管公寓高出许多。

这也是服务式公寓的面积普遍比其他类型的公寓来得小,建筑面积一般上介于400至800平方尺的原因。

对发展商而言,兴建更多单位的房屋,就有望卖得更多、赚得更多,当然前提是都必须卖得出去。

但对于购屋者、城市居民,甚至整座城市的市容和规划方面,兴建更多的房产单位,导致住宅和人口密度更高,交通更为拥挤,却不是他们乐见的事。

多年前,梳邦再也市政厅(当时仍是市议会)在地方规划草案中,草拟把地段容积率从1比4修订为1比6,影响PJS9、PJS11(双威镇)、SS15、SS16、USJ1及USJ21等地,当时就引发有关地区的居民群起反弹。

居民认为增加地段容积率等同于为发展商开绿灯,以发展更多高密度的住宅楼宇,担心此举牵一发动全身,将来会有更多高密度住宅涌现,引发交通阻塞,进而影响房价。

房产供需未受监管

发展商一窝蜂兴建服务式公寓,到处大兴土木的结果,造成今天服务式公寓严重供应过剩和滞销的局面。

征阳集团指出,服务式公寓滞销的主因是供需错配,这或可归咎于市场与产品定位。

“根据NAPIC数据,约80%滞销单位是售价60万令吉及以上的服务式公寓。若进一步分析,售价80万令吉及以上的滞销单位,占全马服务式公寓总数50%。

“同时,州政府规定每个房屋发展项目须有特定比重土著保留单位,是滞销的另一主因。发展商须保留显著数量的单位来符合这项规定,而要释出土著保留单位,过程繁琐且不容易。”

有舆论认为,地方政府在审批房屋发展项目时,没有严格管制市场已经供过于求的房产种类,也是服务式公寓严重滞销的其中一个导因。

针对这点,征阳集团指出,当局对发展项目的审批,通常侧重于发展的技术层面,例如规划和设计的合规性,与当前的产业市场情绪无关。

“根据我们的经验,一些市政厅已意识到这种顾虑,并要求在审批项目的阶段即调查有关项目所在地区的整体市场情绪,在提交时需要展开独立的市场研究。”

外国人无法来马买房

一些地区的服务式公寓主要买家是外国人,如今疫情持续严峻,加上外国人从去年至今无法到来买房,也是服务式公寓严重滞销的主因之一。

征阳集团指出,基于高档服务式公寓占了滞销服务式公寓的很大比重,这类产品大部分大部分是瞄准外国买家,因为本地人一般较无法负担这类房产,柔州的情况尤甚。

“当前疫情下的旅游限制,令购屋者难以亲临房产项目地点看屋,发展商也难以举办向海外买家的展销会,加剧了向外国买家行销房产项目的压力,因此房产项目的行销采用科技进行,将是至关重要的事。”

林文彬:买家较少。

发展项目须符市场需求

Kim Realty董事林文彬说,要解决服务式公寓滞销和供应过剩的问题,地方政府应建立一个新的机制,即发展商须证明,有关新项目所在地的服务式公寓需求量有多少,因此新项目有必要兴建多少间服务式公寓,符合当地的市场需求。

林文彬也是马来西亚房地产中介协会(MIEA)前主席,刚于6月杪卸下这个职务的他指出,目前的问题是,若发展商计划兴建的服务式公寓被喊停,就会导致整个房屋发展项目喊停,因此当局必须拟订一个新的机制,有效地处理和解决服务式公寓,乃至其他产业供过于求和滞销的问题。

Categories趋势

新概念店铺战“疫”突围

2021年06月28日

独家报道:黎添华

有 “槟岛后花园”之称的浮罗山背,
最近有些“不寻常的现象”。

尽管多次的行动管控令(MCO)让产业市场变得坎坷难行,一些店铺更是无人问津,但当地的Botanica.CT却相当活跃,新的各类商店开了一间又一间,当中更不乏知名的连锁品牌如星巴克、肯德基和同发超市(TF Mart) ,入驻在即的则包括 Baker’s Cottage及全家便利店(Family Mart)。 这不禁让人纳闷, 店铺怎么会在这段期间如此火热?

本报就特地向南马、中马及北马的发展商和产业相关业者了解,同时也从房产代理探听后发现,店铺若是捉到窍门,疫情下随时可能一枝独秀,精彩到最后。

林福山

中马篇——
发展商更谨慎推出商用产业

对林木生集团(LBS,5789,主板产业股)董事经理丹斯里林福山而言,尽管MCO大致上来说会对一些店铺带来某程度的影响,但对整个市场却不能一概而论。

他接受《南洋商报》电邮访问时表示,有些人口密集和增长迅速的地区,店铺仍有强稳的需求。

他说,因此发展商对商用产业的推出肯定会更加谨慎,若是做好市场研究和规划,不见得店铺在这个时候就不能推出。

IJM置地(IJM Land)集团销售与市场营销总经理黃慧贞也表示,虽然商用产业的需求短期内依然疲弱,但我国去年实行的各项行动管控措施,某个程度上提醒了民众在住家附近拥有基本的便利设施和方便是何其重要,因此,店铺不见得就被淘汰下来。

黃慧贞

杂货店等受青睐

以IJM置地本身的一个最新个案为例,该集团今年5月通过一个线上视频会议进行预先推介的Bandar Rimbayu城镇Uptown新店铺(68 shops Uptown @ Rimbayu ),在短时间内售罄。

“在疫情爆发期间,杂货店、迷你超市、提供基本需求的供应/便利店和药店等基本商品业务,都受到附近购物的客户的青睐。”

黄慧贞在电邮访问中对本报指出,疫情促使购屋者在考虑新住宅项目时更重视健康、永续性和设计适应性。

为此,IJM置地今年在住宅产品(大部分)的重点将是靠近便利设施、设计和布局,为住宅提供自然通风和日光、灵活的空间和隐私;绿化以及休闲和健康空间将同样重要。

不难发现,其实疫情对商业店铺并不是最大的挑战,若是处理得当, 反而还会成功逆袭而上,成为最火红的房产项目。

许廷忠

北马篇——
店铺应对时代 融入共享概念

汇华产业集团(Hunza Properties Berhad)创办人拿督斯里许廷忠发现,即使是经历过几次的经济危机,但产业市场仍能用独特的策略来出奇制胜,因此商业单位在疫情期间也依旧有市场需求。

涉足产业市场长达逾40年,经验老道的许廷忠指出,关键在于,发展商是否懂得规划设计出符合消费者与投资者的项目。

他透露,目前市场上的店铺单位不多,但询问的人却不少,显然的,店铺仍具有高询问度。惟他指出,目前的店铺不能再延续过去般纯粹就是店铺用途,反之需要融合符合时下大环境的需求。

“因为时代的需要,所以现在的店铺需要融入共享概念。”

须严控成本

另外,他建议,因为疫情后的商业活动受限,所以有意在未来推出店铺单位的发展商,需比过去更要在成本上严厉把关。

根据马来西亚房地产发展商会(REHDA)的调查发现,2021年上半年计划推出的1万3037单位中,有1万2874是住宅单位(6998为分层单位和5876个是有地住宅),以及163个商用产业。

据悉,新推出商业单位不多,主要是当中存在许多未知数,导致发展商暂时不推出新单位。

不过,愿意推出商用产业的发展商始终大有人在,因为这些发展商放眼的是未来,而不是现在。

更重要的是,疫情让他们看见未来的发展趋势,待疫情放缓,甚至结束后,这些新商业项目也恰逢竣工,同时也能搭上经济复苏的时机。

陈成龙

南马篇——
旺区周边商区逆势“疫”军突起

其实,要看商业店铺是否具备韧性,在一场疫情足以看出端倪。

龙城集团(BCB,6602,主板产业股)创办人丹斯里陈成龙就表示,店铺不见得在疫情期间就不好买,其中集团下的数项商业项目就卖得比预期好,未来也会继续推出更多的商用产业项目。

集团董事陈伶俐也分析,在新山,一些原本就已经成熟热闹的商业区,反而在疫情期间因为人潮明显出现落差而显得无人问津,加上原本租金就已经不低,因此更难吸引新的投资者。

倒是距离这些成熟地区10至15分钟车程的周边新兴商业区,不仅获得投资者青睐,年轻民众也喜欢到这些地方。

也是马来西亚房地产发展商会(REHDA)柔州副秘书的陈伶俐指出,这是因为新兴商业店铺在设计上较符合时下的生活要求,也能顺应时代作出调整。

其中,一些愿意花心思的发展商会在打造商业项目时,特别考量停车位是否足够、走廊空间的运用可以如何发挥、公共空间可以如何规划等细节。

此外,一些商业项目甚至会通过樑蓬设计将各个店铺单位相连起来,同时也让民众遮阳挡雨,十分贴心。

反之,由于相对较成熟的商店属于早期的发展设计,因此相对时下的店铺缺少了概念上的细心与周全。因此疫情期间反倒没有新兴商用产业项目来得更受落。

陈伶俐

设计方便外送员空间

再来,她指出,随着外卖在疫情期间成为一种新常态后,集团也打算在商业项目的设计上,特别就方便外送员驶入与停放的空间使用作出考量。

“我们希望打造的商业项目能更符合疫情下的常态要求,同时也更贴近民众的生活需求。”

另一个卖点是,相比成熟且老旧的商业区,新兴商业项目区的租金反而更便宜,加上设计与概念极具人性化,因此特别受到疫情下想出来做生意的人的热捧。

显然的,疫情下的商用产业并没有因此一片死寂,反倒清楚彰显出哪些商业区更具韧性,哪些设计概念更具卖点,且是否与时并进。

一如陈伶俐特别强调的,疫情下的商业项目并没有那么悲观,反而是让民众更清楚自己想要的商用单位,让发展商卯足劲去打造出更符合民众需要的项目。

宋明威

非常时期卖出
必是绝佳店铺

产业市场上,最前线的莫过于穿梭于发展商与购屋者之间的房产经纪,他们对市场上的最新动向嗅觉也最敏锐。

北马最大房产经纪公司GIC房产投资集团(GIC GROUP)创办人兼总执行长宋明威就指出,目前店铺确实因为疫情关系变得较少人问津,但正因如此,若还能卖得出的单位,就必定是绝佳的单位。

“目前大家对店铺都是保持着观望态度,但是价格优惠,加上概念和设计卓越的话,就能获得青睐。”

他指出,过去的商业店铺租期为至少一年,但疫情期间,不少店主却愿意将租期灵活性处理,例如以3至6个月短租方式出租。

不仅如此,一些租户也要求业主在租约上列明,一旦政府落实MCO就得免收租金。换言之,类似做法也成了商业店铺力挽狂澜的方式之一。

杂货零售市场红火

另外,根据本报早前报道,尽管疫情重挫零售业,但杂货零售市场却因为民众在疫情期间极度依赖杂货零售,意外地让该领域变得红火。

这也是为何 myNews.com,也于去年底引入韩国著名的CU连锁便利店,更计划在未来5年内开设多达500间分店,而99 SpeedMart及KK超市集团(KK Supermart & Superstore)等原有业者加速开设更多分店。

另外,新晋品牌的便利店,如SuperCo、Seasons Grocer、K8Xpress,主打2令吉商品市场的HeroNoko、MR.Dollar及EcoShop,FoodPanda旗下的PandaMart,以及从线上扩展到线下的Potboy Mart等等也计划进军本地市场。

泰国大财团卜蜂则收购主要连锁霸级市场之一的英国特易购,将它披上新装,以全新面貌在本地杂货零售市场大展拳脚。 这还不包括宜康省(Econsave)及Hero Market等想在便利店插上一脚的超级市场业者。

上述业者有不少都是通过店铺经营零售门市生意,因此不难发现,商业店铺仍有殷切的需求,尤其是这些杂货零售大举抢滩的地区。

结语:疫情像产业市场淘汰赛

疫情重挫经济活动是铁一般的事实,但这却可能不是事实的全部,其中商店的走势就是一个例子。

当我们以为店铺的销售与租赁在疫情期间举步难行之际,一些地点绝佳、价格优惠、设计新颖、概念符合当今需求,且以人为本的项目却成功脱颖而出。

这也意味着,其实疫情更像是一场产业市场淘汰赛,将不符合投资者需求的项目逐一加速淘汰,同时将更具卖点的项目彰显出来。

可以这么说,这个时候或许更是检视商用产业是否值得投资的最好时机,因为懂得包装却金玉其外败絮其中的项目早就撑不过,而最好的、韧性强的,你当下最能一目了然。

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      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

        以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

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        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)