Categories趋势

中央版MM2H太严苛了……

2022年08月2日

【砂州版MM2H更吃香?】系列2
独家报道:苏欣恩

想要更多外资入驻,
MM2H更应放宽?

中央政府去年底重启的马来西亚我的第二家园(MM2H),因为过高的门槛而饱受批评;相较之下,条件更为宽松的砂拉越-马来西亚我的第二家园(S-MM2H),让更多外籍人士趋之若鹜。

MM2H重启时的10大新条件,包括申请者必须拥有至少100万令吉的定期存款及证明拥有至少150万令吉的流动资产,申请人每月还必须拥有至少4万令吉的离岸收入,而之前为1万令吉;一年须留马至少90天等。

马来西亚第二家园计划代理人协会会长刘荣发直言,可能有许多外籍人士难达标。

他接受《南洋商报》电访时指出,砂州MM2H申请人数上升,相信是中央版MM2H计划重启后设下诸多严苛条件所致。

MM2H申请门槛过高,一般申请者都难以达标。

冀根据市场需求调整条款

他说,该会之前已有要求与有关部门负责人对话,但还未获得正式会面日期。

该会早前也已向旅游部提交关于MM2H新条件的建议,包括降低现有条件下须拥有至少100万令吉的定期存款、检讨申请者一年须逗留我国至少90天的条件等。

现有参与者在新政策下必须支付500令吉签证费用,之前是90令吉。

“我们之前已呼吁政府检讨MM2H新条例,考量市场的人群需求,可做相应的调整当然最好,包括调低退休人士的收入证明,退休人士如何能有4万令吉的收入?这不容易。”

“还有,申请者一年须留马至少90天条件,若是工作人士,并不是人人可做到。大马目前很需要外资进来,若MM2H申请者减少,买房的人也会减少,对房产经济等方面也有影响。”

入境旅协促检讨门槛

马来西亚入境旅游协会(MITA)主席乌再迪呼吁政府,检讨MM2H重启方案下的各个偏高的门槛,致力为我国引进更多游客及投资者。

“重启后的MM2H所设的门槛过高,一般申请者都难以达标,政府必须重新检讨MM2H政策,设法吸引高净值的外国人前来我国旅游及投资。”

他赞扬砂拉越州政府推出的砂州MM2H,成功吸引许多外国人参与该计划。

相关系列:

Categories趋势

美国楼市旺, 并非单靠自己人…

2022年02月18日

不止美国人买疯了,
外资也同样疯狂!

美国楼市在冠病疫情后大热,不仅仅是国人自己狂买房产,海外投资人也涌入美国房市。

Real Capital分析公司的数据显示,退休金基金、主权财富基金及其他外国机构,去年在美国商用不动产中,就投资了高达708亿美元(约2964亿令吉)。

这个数目,比2020年还要高出1倍!

数据显示,去年有64%的外资,投入在非主要大都会区的产业,高于2019年的53%。

外资在疫情前主要聚焦于纽约、旧金山这类大城市的商办大楼和酒店,但去年外资主要涌入仓库、出租公寓,还有针对制药业务的商办大楼。

他们也更偏好沿海城市,喜欢阳光带和小型地区的产业。

展望2022年,外资和房地产经纪都预期会维持去年的水平,甚至可能更高。

市场人士说,近年来许多外国机构不断加码投资美国不动产,但几乎所有海外投资人在疫情爆发的最初几个月都对美国房市敬而远之,这也导致许多资金积压。

资料来源:《经济日报》

 

Categories意见

繁荣税激起业界千层浪

2021年11月8日


丹斯里林景清
怡克伟士董事经理
依斯干达海滨控股董事
林上海资本非执行主席

 

大马经济正要复苏之时推出新税务,
究竟能为经济带来什么益处?

马来西亚政府在2022年财政预算案中,出其不意地宣布一项名为“繁荣税”(Cukai Makmur)的一次性税务,重挫了许多企业和外资的信心。

根据政府的解释,在繁荣税下,一家公司的首1亿令吉盈利,将继续按照24%的现有公司所得税来征税,但超过1亿令吉的盈利,则必须根据33%的繁荣税来征税。

在我看来,这次的繁荣税就是“惩罚”那些盈利刚开始恢复和营业能力出色的公司,同时也进一步打击外资对我国的信心,赶走盈利超过1亿令吉的外资企业。

试想,在大马经济刚开始要复苏之时推出这样的新税务,究竟能为经济带来什么样的益处?

公司税比邻国高

要知道,相比我们邻国的公司税,马来西亚的24%公司税税率已属于偏高水平,在区域的竞争力也稍逊其他国家一筹。比如新加坡的公司税只有17%,而泰国、越南、柬埔寨和寮国都是20%,印尼则是22%。

而在带动经济、制造就业机会和技术转移等方面,外资的参与是起着至关重要的影响,而吸引外资最重要的因素之一,就是当地的公司税。

如今政府非但没有设法调低公司税,反而再对大企业征收33%税务,再加上政治不稳定、教育水平被众多邻国迎头赶上、政府部门效率低落、还有劳动力成本竞争力减少等因素,绝对会导致大马流失更多的国际竞争力。

事实上,在政府宣布推出繁荣税后,各行各业都出现反弹的声浪,连大马股市也在周一时大幅下跌,足见繁荣税是“弊大于利”的措施。

同时,根据财政部第二副部长雅马尼哈菲兹的估计,繁荣税只能为政府带来大约30亿令吉的税收。

对此,我认为政府与其为了这一点税收吓走外资,倒不如设法改善我国的经商环境,吸引外资,从而增加能征税的对象,甚至呼吁企业和人民捐款,都是可行的方法。

缺乏大型基建项目
料难提振国家经济

另一个让人失望的是,政府并未在预算案宣布推出第三捷运路线(MRT 3)等大型基础建设项目,这对于建筑业这个重要的经济领域而言,并不是一个好消息。

作为马来西亚国内生产总值的主要贡献来源之一,建筑业牵涉与带动多达140多个周边行业,包括建筑材料、运输、装修与室内设计、律师和房地产中介等等,是一个能带来庞大经济乘数效应和制造大批就业机会的行业。

然而,建筑业如今正在奋力从一年多的封锁当中恢复元气,同时还面临着建筑需求疲软、原料价格不稳定,还有建筑合约逐渐耗尽等挑战,情况可谓雪上加霜。

因此,我希望政府重视建筑业正面临的问题,并给予业者适当的援助,否则整个行业都可能失常,并衍生出更严重的问题。

满5年免产业税 15亿建可负担屋
提振房市

不过,政府撤销6年及以上产业的产业盈利税(RPGT),是一个好举措,因为这不止帮助到那些被迫卖房筹钱的卖家节省税务,也可以提振市场房地产市场的信心。

我认同政府计划拨款15亿令吉兴建人民组屋、亲民房屋和公务员房屋等可负担房屋的政策,这将为低收入阶层提供住处,并促进经济和市场的运转。

重视低收入群需求

我相信这也将鼓励发展商更加重视低收入阶层的需求,并以此为他们打造可负担价位的房屋,为低迷的房地产市场带来活力。

不过,我希望有关政府部门加速可负担房屋项目的审批,以免影响人民的居住问题,甚至经济复苏的脚步。

公务效率拖复苏后腿

如我多次强调,如果政府部门的办事效率缓慢,不止对人民和企业带来很大的不便,同时影响外资对国家的印象。

如今正值各个经济领域逐渐开放,许多企业都准备好复工和推出新项目,失业者也希望就业。

果断改革解决弊病

在此情况下,如果企业迟迟无法从政府方面获得有关准证,将导致项目延迟推出,进而无法为市场带来就业机会和促进经济运转,影响我国复苏的步伐。

另一方面,政府部门的运作效率是外资相当重视的一环。假设一家来大马投资的外资企业必须等好几年才获得准证,这如何不影响外资对我国的信心?

所以,希望政府果断改革,彻底解决这一困扰了我国多年的弊病。

Categories趋势

各产业靠边站 柔厂房坐大

2021年10月4日

李治宏整理

作为外国人入境我国的其中一个主要门户,
柔佛州经济和产业市场向来仰赖外资尤其是邻国新加坡。

然而,疫情和行动管控导致国门迟迟未开,柔州产业大部分次领域至今仍冷飕飕,迟迟未从重创中复苏过来。

和全国的情况一样,柔州高楼住宅、办公楼和零售产业市场短期内料依旧低迷 ,唯有工业产业领域一枝独秀。

尽管冠病疫情无情的横扫各行各业,但我国工业领域景气依然大好,逆流而上。

连带的,工业产业如厂房、货仓等也需求殷切,是各大产业次领域表现最好的一个。

国际产业顾问公司莱坊预期,柔佛州工业产业领域料将保持强韧,市场活动更为活跃。

大马莱坊在《2021上半年产业重点》报告中指出,柔佛和新加坡双边关系依然是驱动需求的重大要素,而大部分投资者、发展商和商家都热切期待国门重新开放。

新加坡也是柔南依斯干达经济特区的主要投资来源地。该特区自2006年成立至去年底所吸引的累计投资额为3403亿令吉,其中约60%或2022亿令吉已实现,59%为国内投资,其余41%为外来投资。

中国以546亿令吉投资额名列外资榜首,接着是新加坡(243亿令吉)、美国(83亿9000万令吉)和日本(58亿6000万令吉)。

事实上,尽管柔佛在去年国内各州批准投资额排行榜只名列第五,落在雪兰莪、砂拉越、槟州和沙巴之后,但该州继续吸引众多国内外投资者进驻。

日资打造人力培训中心

今年1月,日本山九株式会社(Sankyu)集团就宣布在依斯干达经济区美迪尼打造人力资源培训中心,发展总值为1亿令吉,为柔州注入一剂强心针。这也是该集团首个开设在海外的人力资源培训中心。

该中心坐落在依斯干达特区美迪尼中央商务区(CBD),占地4.15英亩,建筑面积是10万平方尺,预计明年正式投入运作,以在大马培养符合全球需求的精英。

该集团在全球拥有41家海外公司,员工超过3万人。随着上述人力资源培训中心进驻大马,该公司全球雇员未来将集中在大马接受培训。

该集团早在1960年代已踏足大马,并采用独特的商业模式,透过全球性的资源整合,提供工程、物流与营运支援服务。

在大马,该集团业务多元化,涉及钢铁、炼油厂、汽车、发电厂、制造业和电子与电器产品。

艾德科技(ACOSTEC,7120,主板消费股)以640万令吉或每平方尺约45令吉,脱售哥打丁宜一块占地3.239英亩地段。

马矿业(MMCCORP,2194,主板贸服股)更在柔州工业市场上非常活跃,以总额4650万令吉脱售士乃机场城3片占地共21.36英亩地段。随后,其旗下的士乃机场城私人有限公司也以2410万令吉,脱售另外21.36英亩的工业用途空地。

LG化学与国油石化合建丁腈乳胶厂

韩国最大化学公司LG化学也已表达在柔佛打造石油化学工业集群的计划,包括已和国油石化(PCHEM,5183,主板工业股)签署协议,在柔佛边佳兰综合大厦打造丁腈乳胶厂房支援国内手套业,巩固大马全球最大手套出口国的地位。

有关厂房每年产能达20万吨,预计在2023年3月可投入营运,而潜在投资额高达6亿令吉。

美国通用电气电力早前也在柔南巴西古当推介全球最大和最高效,使用9HA.02燃气涡轮技术发电的重型燃气涡轮发电厂。德国化学大厂巴斯夫(BASF)则将其丙烯酸分散液生产线的产能提高一倍,该坐落在巴西古当的厂房是于2015年投入营运。

今年上半年,柔佛工业产业领域也不乏重大交易 。其中,AXIS产托(AXREIT,5106,主板产托股)斥资7500万令吉,向新华控股(XINHWA,5267,主板交通与物流股)收购位于柔佛巴西古当两个毗连的工业用地,再回租给后者。

该2块工业用地的总面积为16.23英亩,并各自建有一栋单层独立仓库、一栋三层楼办公楼及其他附属建筑物,总出租面积为46万4613平方尺。

AXIS产托收购上述资产后会回租给新华控股,为期10年,租约届满后,新华控股能有再延长5年租约的选择权,并且由双方协商并共同商定续约租金。

新山办公市场下行压力大

新山不久后将有约177万平方尺的办公空间投入市场,料将加剧当地办公市场的竞争,令租用率面临下行压力。

这些新增的办公空间,将来自兴建中的双威Big Box Office、Coronation Square Office、联马置地大厦及新山第二谷中城(Mid Valley Southkey)办公楼。

疫情期间许多打工族展现了远程作业的能力,这促使更多的企业和商家检讨所需的办公空间需求。

因此,市场对共享工作空间(Co-working space)兴趣日浓,因为它提供企业在不同管控时期“能屈能伸”的灵活调度便利。

由于企业和商家纷纷展延业务扩充或乔迁计划,办公空间租赁活动也异常淡静。

截至今年首季,新山私立专用办公楼累计供应量达到850万平方尺,比去年同期的800万平方尺,按年增长6.2%。

租用率方面,经过连续两年下跌后,专用办公楼整体租用率回升至69.2%,而2019年则是68%。

无论是新山市区、市郊或依斯干达公主城,办公空间月租开价皆呈现下跌走势。

高楼住宅呆滞不前

购屋者和投资者静观其变,柔佛高楼住宅领域料仍呆滞不前。

截至今年首季,新山高楼住宅的累计供应量达14万1728单位,按年增长4.2%。

莱坊指出,由于管控令时而收紧、时而松绑,市场也在开关开关之间波动不定。

此外,二手高楼住宅市场整体走势也一样因此波动激烈,新山市区、市郊和依斯干达公主城的二手高楼住宅开价上下不定。

新山市区和依斯干达公主城的共管公寓和服务式公寓最高和最低开价的差幅极大,新山市郊高楼住宅的行情则稍好于去年下半年。

莱坊也留意到,今年上半年有一些有地房产新项目推出,主要涉及双层排屋。

Categories趋势

外资7.5亿扫走2酒店

2021年09月7日

香港今年录得多宗全幢酒店成交,
上月更先后录得两宗全幢酒店易手个案,
买家都是外资。 

说是市道不好,手上有钱就是寻宝好时机;尤其像香港这种国际金融中心,房地产永远是王道。

小的民居,大致办公楼或酒店,都是很多大咖的目标。

冠病疫情以来,不少大型物业易手,当中,外资积极出手购入全幢酒店。

根据媒体报道,香港上月有两幢酒店易主,买家都是外资。

当中,外资基金以9.8亿元(约5.23亿令吉)购入帝邦旗下尖沙嘴宝勒巷晋逸精品酒店全幢。

另一幢是土瓜湾谭公道103至107号全幢酒店,以及由共居的营运巷商Weave Living向资深投资者杨渭生或有关人士,以约3.8亿元(约2亿令吉)购入。

《明报》向刚涉足酒店长租管理的Dash Living创办人李灏庭了解,会否考虑购入全幢酒店作经营共居空间,他表示主打轻资产(asset-light)经营模式。

Dash Living旗下经营的房间全不是由集团拥有,而是通过与不同业主合作,包括酒店业主或个人业主,将单位加入Dash Living的平台,代管,期望能解决大众的住屋问题及提升生活质素。

Categories意见

放宽外资的购房门槛

2021年03月17日


丹斯里林景清
怡克伟士董事经理
依斯干达海滨控股董事

 

联邦直辖区部副部长拿督斯里山达拉博士之前在下议院说,政府将研究向未能售出的空置豪华公寓单位征收房产空置税,以解决巴生谷多个豪华公寓滞销问题。

在我看来,这个做法很可能会弄巧成拙,不仅对发展商造成更多负担,甚至可能会拖累整体经济的运转。

对发展商征收额外的税务,是无法实际解决如今市面上的滞销房屋问题。

要知道,发展商在持有未售产业的同时,还需要负担许多开销,包括银行的利息、单位管理费、火险、门牌税、地税和水电费等。

这些都是会影响发展商流动现金的,而一旦实施这个空置税,无疑会进一步加重发展商的财务负担,甚至打乱接下来的发展计划,让业者雪上加霜。

而其中一个值得探讨的方案,就是放宽外资对已建竣的未售产业的购买门槛。

提高门槛的目的,是为了维护本地人拥房的权益,确保国内房产不会被购买力较强的外资大量收购而导致房价飙涨,让本地人无力买房。

未售单位开放给外资

我的建议是,一旦房屋在获得政府发出的住用证(简称CCC)后依然无法售出,那么就可以把这些未售单位的外资买房门槛去除,让外国买家来购买。

这是因为,一个新楼盘推介到建竣所需的时间大概是3至4年,在这几年内,本地人实际上已经拥有充足的时间去购买。

如果在这段期间还是无法把单位卖出,就证明本地买家对这些单位毫无兴趣,因此,何不把它们开放给外资呢?

我认为这适用于任何价位的房屋项目,只要未售单位在拿到住用证后,就可以把外资买房门槛去除。

假如政府真的有决心想要帮助房地产业渡过难关,那么这是他们应该慎重考虑的一个方案,因为在疫情爆发之前,房地产业就已经陷入好几年的低迷,如今的状况更是困难重重。

比先租后买效益大

相较先租后买等计划,在未售房屋获得住用证后就去除外资购买门槛的这个方案,能够带来更大、更直接的效益,帮助房地产业在更短的时间内解决滞销房屋的问题。

同时,发展商将现有项目的单位都售罄后,就能移师到另一个地区,展开另一项发展,这样一来就能够持续推动行业内的就业机会和经济活动。

事实上,政府在去年公布2020年财政预算案时,就已经宣布把城市地区已建竣未售高楼单位的外资置产门槛,从100万令吉降低到60万令吉。

这项政策是从今年初至年底生效,但可惜的是,该政策截至目前的成效甚微。

建筑业管控期失业率高

如今各行各业的情况都非常严峻,根据大马统计局的数据,失业人数在截至6月的时候达到77万3200人,失业率达4.9%。

作为马来西亚经济的主要驱动力之一的房地产和建筑业,对疫情和行动管控令的影响可说是首当其冲,该行业内的许多员工也陷入失业的窘境。

这种经济不景气的情况不但会让犯罪率提高,也会导致许多家庭悲剧的发生。其中一个例子就是一名原本担任建筑督工、但在管控令期间失业的父亲。

这名与妻子育有一名3岁独生女的父亲,因为失业而在今年5月加入送餐业,但是非常不幸地在8月发生车祸而离开人世。

拉高薪资吸引本地人

政府须助力建筑业发展

这名建筑督工的遭遇只是众多悲剧的其中之一,但已经足以折射出如今中下收入阶层为了讨生活所作出的挣扎。

对此,市面上一直有人提议提高本地人在房地产和建筑业的参与度,一方面能够减低对外劳的依赖,另一方面也能纾缓失业的情况。

但这方面最大的障碍,是行业内的薪资水平无法满足本地人的要求,因此只能诉诸那些来自汇率比令吉低的国家的外劳。

然而,这并不表示发展商和建筑业者不愿意支持这项提议,可是在真正作出改变之前,这些行业必须要蓬勃发展,才能有条件把薪资水平拉高,从而吸引本地人加入。

否则在一个行情低迷、新项目展延的环境中,业者削减成本和裁员都已经来不及了,还要怎样去聘请本地人呢?

所以,希望政府能够探讨撤除外资门槛和其他优惠,帮助房地产及建筑业持续运转,这样才能从根本上解决如今的多个经济与民生难题。

电邮:

prop@eNanyang.my

地址:

No. 1, Jalan SS 7/2,
47301 Petaling Jaya,
Selangor Darul Ehsan, Malaysia

电话:

+603-7872 6888

免责声明

    以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

    本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

    本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

    用户使用property.eNanyang.my服务时通讯的信息,对其内容及任何此类信息的后果,用户应单独承担责任。您同意不可用property.eNanyang.my服务进行连锁邮件、垃圾邮件、滥发邮件或商业教唆。您进一步同意不可使用property.eNanyang.my或本站伙伴服务发送任何不合法、产生民事责任的信息或材料。所有交谈与布告栏通讯均为公开与非私人通讯。本站虽保留因任何理由或毋须理由通知删除任何贴文、发文的权利,唯本站无任何义务删除您认为有异议或冒犯的内容。

    除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

    本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

    本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

    基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

    本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

    本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

    本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

    本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

    本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

    Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

    Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

    Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


    property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

        以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

        本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

        本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

        用户使用property.eNanyang.my服务时通讯的信息,对其内容及任何此类信息的后果,用户应单独承担责任。您同意不可用property.eNanyang.my服务进行连锁邮件、垃圾邮件、滥发邮件或商业教唆。您进一步同意不可使用property.eNanyang.my或本站伙伴服务发送任何不合法、产生民事责任的信息或材料。所有交谈与布告栏通讯均为公开与非私人通讯。本站虽保留因任何理由或毋须理由通知删除任何贴文、发文的权利,唯本站无任何义务删除您认为有异议或冒犯的内容。

        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)