Categories趋势

土著固打制 应可适时释放

2022年03月26日

保留给土著的房屋,
多年卖不出应释放。

马来西亚房地产发展商会学院(REHDA Institute)主席拿督黄忠立呼吁政府,针对土著房屋固打制设定一项机制,允许发展商释放长年卖不出的土著房屋。

他出席该学院的《房屋前瞻:了解成本和可持续价格》报告推介礼时指出,政府可以保留这项政策,但应设立一个标准且透明的土著房屋释放机制,让发展商释放卖不出的房屋。

报告指出,截至2020年6月,接受调查的136家发展商中,共有6121个土著保留单位,这意味着占用 38 亿令吉的资源和 46 亿令吉的存置成本。

黄忠立指出,州属之间也设有不同的释放机制,一些发展商手上的土著保留单位已经超过5年都卖不出去。

“若发展商长时间持有无法脱售的土著房屋,矢必影响未来的购屋者。”

马来西亚房地产发展商会学院领导层推介“房屋前瞻:了解成本和可持续价格”报告,左起为程文林、黄腾亮、黄忠立、童银坤、慕扎达查及何汉生。

推介礼出席者包括大马房地产发展商会(REHDA)代主席拿督童银坤、大马房地产发展商会学院信托人拿督黄腾亮、拿督慕扎达查、程文林、REHDA雪州分会会长拿督何汉生等。

相关新闻:

 

Categories趋势

要降房价? 政府先降合规成本吧

2022年03月25日

合规成本,
是发展商的痛……

马来西亚房地产发展商会学院(REHDA Institute)推出了《房屋前瞻:了解成本和可持续价格》报告,恰恰正值国内对于国人买不起房而掀起的种种争执。

这份报告指出,由于经济、市场及通货膨胀因素,土地及其他发展成本如建材、劳动力、资金成本及其他营运成本在未来几年将持续增加。

该学院提出了14项建议,认为只要落实五成的建议,即可有效降低房屋价格。

REHDA Institute主席拿督黄忠立在记者会上指出,要想让房屋价格处于可持续的水平,那就请政府控制合规成本(Compliance Cost)。

所谓的合规成本,是指一个发展商项目,需要符合各种政策、准则、指南和条规而花费的开销,涵盖了给予资本的成本,包括土地转换溢价、各种缴款、各种基建服务基金、公用事业开发费、污水处理款项,以及贡献道路基建升级等。

4大合规成本问题

这份报告中强调了4项合规成本问题,包括过度监管增加发展商成本却没有为房屋增值、“过分热心”的规划缩小了发展商可售卖的土地、交叉补贴造成价格扭曲,还有冗长的审批过程造成高昂成本,并产生不确定性。

当建筑成本占发展总值约50至60%时,合规成本的占比也高居不下。若大型发展商进行城镇发展项目,合规成本占总成本的16至25%。

而且,这个合规成本逐年增长,比20年前高出许多了。

在90年代,发展商必须拨出40%总发展面积的土地作为公共设施用途,如今则增至近60%。

“这意味着在100英亩的开发项目中,发展损失额外的20英亩可出售土地,导致剩余 40%土地作为建屋用途,促使每单位的土地成本增加。”

REHDA Institute主席拿督黄忠立。

为他人做嫁衣?

黄忠立指出,发展商现在已经把公共设施的土地比例从40%扩大到60%,包括为公用事业公司如国家能源、英达丽水等兴建基础建设,但过后却由这些公司收取费用,是不公平的做法。

在他看来,政府全权控制官联公司,是否要控制合规成本,这胥视国家领袖的政治意愿,而不是在实施新合规成本后,却期望发展商降低屋价。

他也呼吁政府,应该与发展商和非政府组织(NGO)合作,更好地了解合规成本是如何推高房价,在实施任何新的合规成本前,应该要和所有利益相关者讨论,确保所要求的费用不会影响房价。

“发展商过去多年都尽量吸纳增加的建屋成本,一旦发展商不能吸纳,将转嫁给购屋者,进而导致屋价上涨。”

希盟曾考虑降低

过去,发展商频频呼吁政府降低合规成本。希盟政府曾经表示,会考虑降低可负担屋发展项目的合规成本,但在2020年政权再次更迭时,这讨论又被推后。

黄忠立以澳洲为例,当地房屋供应有限,但需求很高,所以房价上涨;但在马来西亚不缺供应,需求稳定,而房价略有下降。

“人们不禁要问,为何与澳洲相比,我们会有负担能力的问题。我国有很多滞销的屋子是在30万令吉以下。到底造成今天这情况的真正结构性问题是什么?如果我们能够了解根本原因,那就能摆脱持续多年的困境。”

黄忠立说,大马房地产发展商会学院将提呈报告给房屋及地方政府部、各州大臣及首长、市长及地方当局,必要时会与房政部长会面,汇报有关调查结果。

推介礼出席者包括大马房地产发展商会(REHDA)代主席拿督童银坤、大马房地产发展商会学院信托人拿督黄腾亮、拿督慕扎达查、程文林、REHDA雪州分会会长拿督何汉生等。

相关新闻:

 

Categories趋势

发展商新春活动旺 炒热房市

2022年02月7日

独家报道:李治宏、黎添华、郑德伟

这个农历新年,
注定不再一片“冷冷清清”!

经过上个农历年的沉寂,国内发展商过去每个农历年都有举办的各类新春活动,今年将重新出击,势必让参与者们兴高采烈,大家齐齐讨个好彩头。

根据《南洋商报》抽样访问各大发展商,发现部分发展商这个农历年期间将复办实体的新春活动,甚至举行新春特别促销,务求新年伊始先“炒热”房地产市场的气氛,在这个市场普遍预期的复苏年“虎虎生威”。

农历新年向来是发展商促销产业,以及和准购屋者接触的其中一个最好时机。

然而,受制于2019冠状病毒病疫情和随之实行的行动管控令,2021年农历新年期间,发展商们无法像往年般举办各类实体的新春活动。

如今经济重启并逐步复苏之际,却偏又面临来势汹汹的“奥密克戎”变种病毒的威胁,政府在日前公布的农历新年标准作业程序中也阐明,新年期间不许主办门户开放活动,也不准连续举办几场宴席。

发展商过往一年一度的“门户开放”活动因此“泡汤了”。那么,其他不属于“门户开放”的各类实体新春活动,今年还搞得成吗?

答案是肯定的,只是,大家都会缩小规模来做,而且都严格遵守各项防疫标准作业程序,务求在让到访的民众开开心心之余,也顾及大家的健康。

据本报记者对多家发展商展开的抽样调查,至少有7家主要发展商将在农历年期间举办各类实体的新春活动,而且节目多姿多彩,除了传统的舞狮表演、财神爷派红包等,还有应景的虎年相关噱头,例如吉祥虎、老虎木偶、老虎头饰、派发印有老虎图案的气球等。

严格遵守防疫SOP

有关发展商包括马星集团(Mah Sing Group)、金群利集团(MATRIX)、双威产业(Sunway Property)、IOI置业(IOI Properties)和金务大置地(Gamuda Land)等。(活动详情参阅附表)

在国人健康仍深受疫情威胁下,各发展商举办新春活动时都丝毫不敢掉以轻心,均严格遵守各项防疫标准作业程序。

所采取的各项防疫措施,包括缩短销售厅的开放时间、公众参与活动须预先报名,而每日的活动也分多个不同的时段进行,而且每个时段进入会场的人数都受到限制,例如最多只能是场地人数容量的50%。

一些发展商更规定只有完成接种冠病疫苗的人士才允许进入活动范围,而12岁以下未接种的儿童,则必须由已接种的家长陪同才可入场。

转战线上新春活动

只要够大胆,加上创新求变的精神,任何困难都不阻挡不了发展商的脚步。

除了各类精彩的实体新春活动,转战线上新春活动的发展商也大有人在。

例如立足槟城的汇华产业集团(Hunza Properties),就早于1月26日举办“全球线上新春晚会”,通过线上直播的方式,率先向各界拜个早年外,更打破距离隔阂的限制,与全球买家及支持者齐齐欢庆新春。

该集团董事经理拿督许祥人也向全球买家们汇报集团的发展近况,如现有项目进展、未来一年将推介的项目等。

作为促销的一部分,活动上也设有特别优惠,以鼓励各地买家及投资者预约新春期间到访该公司展示厅参观及签购单位。不仅如此,集团创办人拿督斯里许廷忠也与全球买家们分享本身对于未来世界经济的看法,以及投资之道。

梁海金:根据时间表参加活动

马星集团创办人兼集团董事经理丹斯里梁海金指出,该集团的新年活动符合最新的标准作业程序,而根据有关标准作业程序,允许进入销售廊的人数是有限的。

马星集团创办人兼集团董事经理丹斯里梁海金。

他在书面答复中对《南洋商报》说:“因此,请根据预定的时间表,参加我们的舞狮表演和其他新年活动。马星在新春佳节期间致力于为客户提供服务,我们所有的销售厅将在农历新年期间持续开放。”

欢迎浏览马星集团官网 www.mahsing.com.my 和社交媒体页面,以获取农历年活动的最新消息。

何汉生:佳节仍全力服务客户

马来西亚房屋发展商会(REHDA)雪州分会会长拿督何汉生直言,发展商在农历新年举办活动面临的一大挑战就是访客人数受限制。

拿督何汉生。

他回复《南洋商报》书面访问时,促请农历新年期间举办活动的发展商遵守各项标准作业程序。

发展商遵守标准作业程序

  • 确保所有出席者都已完成疫苗接种,并拥有MySejahtera发出的电子证书
  • 访客在24小时前的抗原快速检测试剂(RTK-Antigen)结果呈阴性
  • 入场时已扫描MySejahtera应用程式和其他安全措施
  • 提供口罩及消毒洗手液
  • 保持人身距离
  • 根据政府的最新会场容量指南,减少会场的座位
汇华集团两名高层陈秀芬及许芝敏亲自主持“全球线上新春晚会”,拉近观众与集团距离。

公司高层主持线上活动

基于考虑到线上活动所无法避免的距离感, 大会弃用过去聘请外人充当主持人的做法,反而让集团高层核心领导,即集团销售及市场总执行长拿督陈秀芬及许芝敏出任。此举旨在拉近观众与集团的距离外,更让人倍感亲切与诚意,在在弥补了线上活动带来的距离感。

除了本地观众,这场活动也吸引了来自中港台、新加坡、欧美等地合计上万名观众及买家同步观看。换言之,线上活动却在人数上、活动内容上,升华出另一个新高度。

当晚活动上也有乐队表演、有奖问答、幸运抽奖等环节。另外,集团也通过各大媒体直播,以让活动尽可能触及更多的网民

IJM置地(IJM Land)则继续与Astro合作,再次在该集团位于雪州瓜拉冷岳的城镇发展项目Bandar Rimbayu举办新春倒数跨年活动。

贺岁短片传播正能量

实体和线上活动以外,一些发展商也以其他方式来向民众贺年。

马星集团就在此次农历新年推出两支贺岁视频短片,向国人传播欢乐与积极的正能量。

首支短片以“舒舒虎虎”过好年为题,取谐音“舒服”,以幽默和欢乐的方式呈现,多次体现马星为各代人提供舒适宽敞的生活环境,满足其不同需求的品牌价值。

第二支短片为马星2022年农历新年主题曲《虎虎生威无限好》,寓意虎年财源广进,传达积极与繁荣昌盛的信息。

两支短片均在马星的M Panora发展项目拍摄,并与众分享主打可负担房屋的M系列外观与氛围。

促销配套“好康”一箩筐

农历新年是房地产销售旺季,发展商趁机推出各类促销配套,各种“好康”当然不会少。

其中,马星集团就在旗下不同地区的发展项目,推出不同的促销“好康”,包括“首购族奖掖”、“新年特价房”送出金币红包 、“虎啸幸运抽奖”、“虎啸现金奖掖”、“农历新年虎啸现金”、“农历新年虎啸奖掖” 、“农历新年红包”等,合共将送出总额高达近10万令吉的现金、红包和奖掖。

双威产业的新春购屋优惠则将于2月28日截止。在此之前,购屋者可以低至500令吉预定该集团旗下项目,除了可省下全套厨房橱柜的费用,还能带回双威产业专为虎年打造的春节礼盒,甚至成为8,888令吉新春抽奖的幸运儿。

丽阳机构(Tropicana Corporation Berhad)则和丽阳广场联手推出“Multi-Million Mania”活动,让购屋者和购物者有机会在今年1月21日至5月22日期间,赢取总值数百万令吉的奖品和购物礼券。

叶保倖:催生线上销售模式

大马房地产发展商会(REDHA)森州分会主席叶保倖坦承,农历新年向来是发展商的黄金时期,以往他们会举办大型新年茶会或门户开放活动吸引人潮,进而推广自己的项目,但基于政府日前宣布农历新年防疫标准作业程序,禁止举办任何门户开放活动或大型且公开的新年聚餐,令发展商纷纷打消农历新年期间借此冲刺业绩的念头。

大马房地产发展商会森州分会主席叶保倖。

但他指出,疫情及科技改变发展商的销售模式,越来越多发展商转向线上、名人或红人效应,不仅可以打造自己品牌,也吸引潜在顾客。

为此,疫情下发展商纷纷改变自己的销售方法,如举办线上活动,甚至邀请名人或红人来拍摄短片,吸引公众及潜在购屋者的眼球。

“新的销售与宣传模式,让购屋者可预先做好功课,如有关屋业发展项目毗邻环境或相关资料,他们有兴趣才到发展商的展销厅看展销单位。”

不过,南马柔佛州的发展商绝大部分在防疫SOP仍然存在下按兵不动。

王文郎:推介新项目仍谨慎

REHDA柔佛分会主席王文郎说,发展商仍乐观看待前景,但在推介新项目和主办新春活动方面则保持谨慎。

REHDA柔佛分会主席王文郎.

“尽管目前要举办任何促销和余兴活动并非易事,我们应致力恢复常态,但不是在不考量当前疫情的情况下进行。

“这次农历新年的销售活动不多,也许是因为近期疫情反弹,以及各项防疫SOP仍实行中。因此,这个农历新年相当谧静。不管怎样,各项防疫SOP过去几个月有所松绑,柔州产业销售活动有所回升。拥屋计划(HOC)下豁免产业印花税的措施,令发展商销售额大增。”

 

Categories意见

买房常见的误区或陷阱

2021年03月17日

苏莱曼
Rahim & Co研究总监

 

 

买房,考量时别忘记这些因素:

2019 年6月杪,财政部发布了一个声明,指为了提高大马人的拥房率并减少滞销房屋数目,政府决定延长2019年拥屋计划(HOC)6个月至今年12月31日,让房屋首购族继续享有豁免印花税的优惠。

HOC是房屋及地方政府部与大马房地产发展商会(REHDA)的一项合作计划,原本实施期是从今年1 月1 日至6 月30 日。

2019 年7 月25 日,房政部推出一项为期3 个月的线上产业博览展销会,由Hartabumi.com主导。它提供全国超过100 个房屋计划的房产,这项线上博览展销的房产包括国家房屋局、“我的雪兰莪房屋”(Rumah Selangorku)、“我的霹雳州房屋计划”(Rumah Perakku)及直辖区住宅(Residensi Wilayah)下的可负担房屋计划。

通过2019 年的上述拥房运动,及发展商在缓慢的市场(足以从交易活动缓慢及未售出但已建竣的单位持续增加的现象显示出来)下致力推售房产,很清楚的告诉我们正面对着一个买家的市场(Buyer’s market)。未售出的已建竣住宅单位包括服务式公寓的数量,在2019 年首季是4 万5949 个单位。

在大量的房产可供选择及日愈高明的卖房手法下,任何一位购屋者都会很容易在买房时犯下一或两个失误。在面对数以十万令吉计的买房交易下,只要你犯下一个错误,就足以大幅度影响你未来的生活及财务能力的可持续性。

以下是仓促或认知不足下买房时,一些较常见的误区或陷阱:

1)一见钟情式的买房心态

第一眼就被房产的吸睛设计和配套吸引的情况下,你会被误导至不想错过而在没考虑之下就买房。虽然良机不应被忽略或因太悲观和太谨慎而被错过,但也不应该一见钟情而全神爱上并决定买下它。买房子其实很大程度上与买一件限量版设计的衣服或一个即兴的旅游配套不同。买一间房子,会使你在未来20 或30 年肩负偿还房屋贷款的重大负担,这偿贷承诺将对你未来的消费模式,带来影响。

在目前市场上有大量献售房子及发展商在卖房配套上越来越具创意的“买家市场” 情况下,任何有意卖房的人士会轻易受到房产照片及房产周遭明媚的风景所诱惑而蠢蠢欲动,恨不得马上签下买卖合约。但是,请莫忘记,就像照片底下印着的注明一样,“有关照片只是供参考的图片”而已。

一旦难以抗拒的售屋献议来到你跟前,签署买卖合约之前,你须先做一些市场研究的功课。彻查是否存有你可能忽略的隐藏成本,并调查最终交到你手上的房子,是否会像发展商的种种献售文案中所承诺的一样如假包换。这点可以从亲自去该房产的建筑工地实地考察,或从该发展商过去的项目表现中看出来。若有任何红旗(疑问)冒出来,你就必须警惕及再做调研。

2)面积很重要……不!

马来西亚人民普遍上期盼坐拥面积适当且拥有足够的泊车空间和花园庭院的有地房宅。在土地越来越稀有及昂贵的情况下,全新的有地房产,如今只能在市郊找到,而且一般上地点越远,其房价就越低。

在拥有梦中房子的先入为主心态下,买家会马上觉得一间面积宽大的有地房产若价格大约订于50 万至70 万令吉,就会是一个不错的选择,但是,兴奋冲破头脑的情况下,他们看漏了眼,没想到该房产比他们想像和预料中离城市或就业地点更远,终于入伙两星期后,瞬间会发现不论去上班、休闲或送孩子上学时,所花在路上的时间和路程突然剧增。结果是你背负了很高额的贷款负担及为了新的生活,而肩负了更高的日常开销。

对于我们之中的很多人来说,要很自在地买下一间有地房产而且之后仍能维持住在繁华城市附近的美梦,如今已不会成真。城市化下的现实是,要住在城中,就要牺牲对房宅面积的要求,选择较小的房子吧。这现实在所有发达或先进国家常见,人们更多时候是住在城中高楼公寓的小单位里。最终事实是,这已不仅是找到令你可以活得自在的最佳房产选择,这也是在很多人能力所及下找到足以让他们在未来数十年过着不会抓襟见肘的生活品质的最佳选择了。

3)不要紧啦,我信他们

就算卖房的一方看来善待客户和通情达理,也别相信他们所说的每一句话。你必须亲眼看到卖方履行承诺,或寻求协助。之前说过,房产照片和录影只是供参考,而展示屋金碧辉煌的家具与设计,志在吸引潜在买家。签下买卖合约前,你必须自行到实地去观察。确保品质与安全就像卖方所承诺的一样,而且房产没有缺陷,这可避免墙壁有龟裂或住进去一周就出现水管破漏等令人烦不胜烦的破财消灾问题。

你不仅须亲自查察目标房子,连环境优劣也别放过。看清楚周遭的公共设施和生活便利是否充足,翠绿的公园是否维持良好,你是否看到任何被疏忽或妄顾的迹象?没有人愿住在一个短期内就问题多多的地方。这对一个全新发展开始的新市镇的房子来说,尤其重要。虽然有关地区被形容为绿色天堂,但若欠缺良好的照顾,绿色会褪色,天堂会变不宜居的地方。

4)义无反顾

义无反顾听来很具激励性,但在买房时可千万不能有这心态。

如今,你买的第一间房子未必是你一生中最后一间房子,如今经济和就业越来越灵活的情况下,你可能会比你父母更频密地换工作,包括更频密需要搬迁,太早把一辈子的安居乐业“定格”于一个地点,要搬迁或转售你的房子并不容易,尤其在目前的房市情况下,而且还胥视你的房子所在地点。

除非你有闲钱,买第一间房子的钱对你来说只是零花钱,否则,不建议你第一次出手就大手笔,而花钱时应留下一个足以囤粮以安度雨天的空间。提升房产如提升汽车一样普遍,虽然没那么频。别把自己套牢于一个相对无法未雨绸缪的未来境况下,更重要是认清自己现在最需要什么,和以后想要什么。

最终,在签下任何需要你在未来30 年履行的财务承诺的半个百万令吉房屋买卖交易前,谨慎及周详是必要的。在广告宣传及市场行销手法越来越科技化和高超时,我们会很容易受到诱惑,而陷入一宗超过我们能力所及和非我们所需的房产交易里,这劣况可通过预防步骤避免。

在一个已出现步步为营和欠人问津的市场,购屋者必须趁这时候耐心和谨慎地做出选择。这不仅关系到目前你想拥屋的事,而是为你的未来,留下一个成长和发展的空间及机会。

电邮:

prop@eNanyang.my

地址:

No. 1, Jalan SS 7/2,
47301 Petaling Jaya,
Selangor Darul Ehsan, Malaysia

电话:

+603-7872 6888

免责声明

    以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

    本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

    本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

    用户使用property.eNanyang.my服务时通讯的信息,对其内容及任何此类信息的后果,用户应单独承担责任。您同意不可用property.eNanyang.my服务进行连锁邮件、垃圾邮件、滥发邮件或商业教唆。您进一步同意不可使用property.eNanyang.my或本站伙伴服务发送任何不合法、产生民事责任的信息或材料。所有交谈与布告栏通讯均为公开与非私人通讯。本站虽保留因任何理由或毋须理由通知删除任何贴文、发文的权利,唯本站无任何义务删除您认为有异议或冒犯的内容。

    除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

    本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

    本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

    基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

    本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

    本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

    本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

    本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

    本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

    Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

    Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

    Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


    property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

        以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

        本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

        本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

        用户使用property.eNanyang.my服务时通讯的信息,对其内容及任何此类信息的后果,用户应单独承担责任。您同意不可用property.eNanyang.my服务进行连锁邮件、垃圾邮件、滥发邮件或商业教唆。您进一步同意不可使用property.eNanyang.my或本站伙伴服务发送任何不合法、产生民事责任的信息或材料。所有交谈与布告栏通讯均为公开与非私人通讯。本站虽保留因任何理由或毋须理由通知删除任何贴文、发文的权利,唯本站无任何义务删除您认为有异议或冒犯的内容。

        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)