Categories趋势

中国地产大亨 少了2855亿身家

2022年06月9日

打房整顿,
也“打掉了”地产大亨的身家。

过去在中国富豪榜中,不少榜上有名的富豪都是来自房地产领域,老百姓都觉得房地产发展商是最赚钱的生意。

但在政府长达一年的整顿后,地产大亨们只能暗暗叫苦,住宅销售连跌11个月,富豪们的身家也因为股价下跌而蒸发。

根据《联合报》,美媒估计地产大亨们在这一波,总共有650亿美元(约2855亿令吉)的财富化为乌有。

“爆雷”最严重的恒大主席许家印。

还自掏腰包救公司

自2019年底以来,“爆雷”最严重的恒大让主席许家印损失最惨重,身家少了240亿美元(约1054亿令吉);大连万达集团创始人王健林,财富缩水61%;融创中国创始人孙宏斌,更是少了近90%的身家。

而且,包括许家印在内的许多地产大亨,都曾自掏腰包来帮助自己企业度过难关,更是加剧了他们财富流失的幅度。

报道指出,自去年初以来,中国房地产发展商至少有180亿美元(约791亿令吉)的离岸美元债,以及约25亿美元(约110亿令吉)的在岸人民币债券违约。

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Categories趋势

无惧打房 富人照买狮城豪宅

2022年05月22日

海外富人们,
好爱新加坡!

新加坡市建局(URA)数据显示,4月豪宅销量上涨,以最低300万新元(约954万令吉)成交的数量,高达115个单位,比3月的89个单位高。

其中,有35个单位高于500万新元(约1590万令吉)。最高成交价为4900万新元(约1558万令吉),面积高达8633平方尺。

另一方面,新加坡在4月共有653宗新私人住宅成交,和3月的654宗持平,显示今年销量依然稳定。不过,按年比较的话,远逊于去年同期的1270宗交易。

同时,上个月的成交物业中,外国买家占了59宗,比3月多了2倍,他们多数购买市中心或城市周边地区的房子。

尽管政府多次针对富人祭出打房措施,但无阻外国买家的热情,即便要支付30%的额外印花税也甘之如饴。

市场人士认为,随着经济复苏,人们重新回到正常生活,新加坡相较于其他地区的竞争力更强,让投资者更有信心将资金资产存放在新加坡。

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Categories趋势

新加坡房市 有点“火热”

2022年01月13日

价量齐升好活络,
新加坡政府不得不打房。

新加坡政府在去年底时出手打房,令市场相当惊讶。但最新数据显示,主要是住宅行情实在“有点火”,所以政府才需要尽速出手抑制火热的行情。

新加坡建屋发展局和市区重建局最新公布的数据显示,政府组屋在去年的转售均价按年上涨12.5%,私宅的转售均价也涨了10.6%,双双创下自2011年来最大的年度涨幅。

而且不仅仅是价格连续两年“逆势上涨”,交易量亦走高,完全没受到冠病疫情影响。

为何新加坡住宅市场如此旺盛?原因有好几个:

一、冠病疫情带动居家办公和学习,家庭希望有更大的住宅面积;

二、流动性充裕,通胀升温,而房地产价格表现出韧性,吸引了投资和资产保值群体;

三、疫情导致新屋建筑成本上升,市场预期房价将会上涨而入场;

四、疫情致使部分组屋延期完工,不能按时交付,可预购组屋缺乏加剧供需失衡;

五、长期的低利率环境全面推高了资产价格;

六、当地居民对经济复苏和家庭收入预期增加的前景看好;以及

七、外来资金购买私宅意愿增强,推动价格上涨等。

组屋是新加坡政府为国民(公民和永久居民)提供的限价和有条件使用的公共住宅,约80%的新加坡国民居住在组屋内。

为了控制国内住宅价格,新加坡国内税务局在12月1日宣布,今年起把政府组屋的年值调高4%至6%,房地产税相应增加;这是5年来首次调整年值和税率。

另外,同月16日,新加坡财政部、国家发展部和金融管理局联合发布文告,宣布从即日起推出新一轮房地产降温措施,包括:

  • 区别新加坡公民、永久居民、外国人、非个人买家(如公司)的身份,分别调高额外买方印花税5%至15%。购买第一套房产的新加坡公民和永久居民不受影响。
  • 收紧总偿债比率(TDSR)顶限,规定每月贷款偿债率从不可超过收入的60%,收紧至收入的55%。
  • 调低了建屋发展局组屋房贷的贷款与估值比率(LTV),从90%减至85%。不过,通过金融机构取得的组屋房贷的LTV仍维持在75%。
Categories趋势

狮城调高印花税打房

2021年12月16日

在大马放松产业印花税之际,
新加坡反而收紧了政策。

根据《联合早报》,财政部、国家发展部和新加坡金融管理局在昨日深夜宣布,把住宅房地产的额外买房印花税(ABSD)调高5至15个百分点,而且这项措施是即刻生效。

这项政策涉及所有买家,但买家身份和所拥有的住宅房屋数量不同所调整的税率亦有不同。

比如说,新加坡永久居民买家,若购买第三套房产,税率从15%调高至30%。

不过,外国买家无论买多少套,税率一律从20%调高至30%;非个人买家如企业,税率从25%调高至35%。

同时,该国也收紧总偿债比率(TDSR)顶限,规定每月贷款偿债率从不可超过收入的60%,收紧至收入的55%。

政府还调低了建屋发展局组屋房贷的贷款与估值比率(LTV),从90%减至85%。不过,通过金融机构取得的组屋房贷的LTV仍维持在75%。

私宅租屋转售上升

新加坡政府在文告中指出,尽管冠病疫情冲击经济,但在低利率环境中,私人住宅和租屋转售市场却很活跃。

自今年首季以来,私宅价格上涨约9%,租屋转售更是涨了15%,是6年来首次上升。

政府担心,如果不加以控制,房价恐超过经济基本面,而且未来利率上升之际,贷款者也容易收到影响。

不过,新加坡政府也强调,此次打房是针对那些投资者和炒房客,而非购房自住者。同时,收紧融资条件,会鼓励更多人在买房时审慎考虑。新加坡家庭债务在过去1年来增加了6.8%。

新加坡政府上轮降温措施是在2018年出台,当时这个被分析员形容为“重拳出击”的降温措施中, 除了购买第一套房产的新加坡公民和永久居民,个人买家要缴交的ABSD都上调5个百分点。

相比之下,这轮降温措施的ABSD上调多达15个百分点 ,明显“出拳”更重。

Categories趋势

这是中国放松“打房”的讯号?

2021年12月7日

不提“房住不炒”、降准,
中国这次要放松房市调控了。

中国政府从去年开始秉着“房子是用来住的,不是用来炒的”概念,而坚决调控全国楼市,近期也开始看到成效,多个城市房价都走跌。但也因为一些地区跌幅太猛,市场担忧伤及民生和经济,又出现了“限跌”的声浪。

而中国国家主席习近平昨日(6日)主持中共中央政治局会议上,强调要推进保障性的住房建设,支持房地产界满足购房者合理的住房要求,促进房市健康发展和良心循环。

但会后的新闻稿,没有如7月时的会议表态“房住不炒”,国务院副总理刘鹤上个月的文章还曾提到了这个概念。

市场认为,这随着房市低迷,加上疫情再度卷土重来,中国领导人现在主轴是稳定经济,未提到“房住不炒”,可能是暗示会部分放松楼市调控措施。

随后,人民银行宣布,决定于12月15日下调金融机构存款准备金率0.5个百分点,并称此次降准为全面降准

这也是央行今年第二次全面降准。上一次降准是在7月15日,当时央行决定下调金融机构存款准备金率0.5个百分点。

德国商业银行高级新兴市场经济学家周浩接受媒体访问时说:“当局表示将满足合理的住房需求,这意味着大城市仍将维持定价指引。”

“对于发展商而言,这意味着未来几年利润率固定且差强人意,因此尽管有一些边际改善,但楼市强劲反弹的可能性不大。”

Categories趋势

不敢拿地 中国房企赚钱难

2021年08月21日

不做是等死,做了是找死。

不拿地,没地方发展项目赚钱;拿了地,又怕未来不赚钱。

这是中国许多房地产公司目前的最大挑战。

中国自媒体燃财经点出,杭州市规划与自然资源局最近公布,终止挂牌第二批集中供应的31宗住宅地块,这也是深圳、天津、青岛、苏州、济南之后,再有大城市延期或中止集中供地活动。

市场传出,虽然官方解释这是为了要进一步做好调控,但还有很多人认为,杭州此举是因为发展商参与热情度过低,尤其是民企。

“连地都不想拿了”,这也折射了房企处境的艰难,毕竟土地是房企的粮仓。

有些甚至亏着做

什么时候,发展地产项目突然成了一门亏本生意?

一位房地产上下游链条企业人士透露:“合作的一家房企,手头的一个项目要免费建造将近三分之一的房子,利润率已经低于5%了。现在不做是等死,做了是找死。”

而且,5%的利润已经非常优秀,因据了解,有家发展商做了北京首轮供地的完整复盘,和很多房企对接了成本数据,结论是几乎所有地块的利润率都是亏的,少的负1、2个点,最多的昌平两块地:负12、13个点。”

“但没办法,业务还是得做。地还是得继续拿。尤其是第一轮集中供地没有拿地的企业,第二轮肯定得拿,不然‘无米下锅’。”

Categories趋势

深圳中介掀倒闭潮

2021年08月7日

顶不住了!
深圳中介饭碗不保。

曾经,新楼盘一推介就热烈“抢房”的深圳,如今风光不再。在调控政策的叠加冲击,二手房明显降温的同时,近期新房市场热度也有所消退。

中国央视财经报道,最近深圳面市的几个新建住宅项目认购情况都远不及发展商的预期,有的项目还有大批客户弃选。

去年,整个深圳的新房总成交量达4万4937套,创5年来新高,这些新入市的楼盘中,甚至出现了36个“日光盘”,意味着当天就卖光。

不过,“打新”热潮消退,如今楼盘无法“日光”,买家随时买得到,因为乏人问津。

二手房市场由于指导价新政以及信贷收紧的影响,降温更为明显,成交持续低迷。

在深圳从事房地产中介将近20年的樊青峰,上个月选择关闭了自己加盟的两家中介门店。在4月至6月期间,一单交易都没有成交。

每月要2单交易才保本

据他计算,一间小的中介门店每月的成本是5万至6万人民币(约3.26万至3.91万令吉),而租金成本就占整个支出的70%左右。1间中介门店每月至少要成交2到3套二手房,才能保本。

去年深圳二手房市场异常火爆,中介门店数量也增长迅猛。但由于今年的行情急剧转下,大量中介门店纷纷关门歇业。

深房中协的统计数据显示,今年上半年房产中介从业人员月均网签0.1套,相比2020年人月均值下降46%。

中介按年减少近12%

截至今年6月,深圳实名登记的从业人员共有4万5458人,按年下跌11.8%。

中国房地产业协会特约研究员沈笙中指出,中小型规模的中介越来越难生存,大型规模的中介巨头会缩小规模,但应不会大面积崩塌。

“预判下半年整个深圳房地产中介市场离职潮会加剧、会分化。”

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    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

    Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

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    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


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    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

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        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

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        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)