Categories贴士

买排屋或公寓好?金钱篇

2022年01月28日

【买排屋或公寓好?第1篇】

有地住宅还是高楼公寓,
这道选择题会难选吗?

很多人可能一辈子才买一间房子,当然要深思熟虑,方便做预算和规划。

“买高楼式的公寓好还是买有地房产,例如排屋好?”应该是大家要思考的最基本问题。

撇开地点、设计、发展商和地契问题,决定买哪种住宅之前,至少要先了解公寓和排屋之间的差别或利弊。

下面为大家梳理一些重要跟钱相关的看点,值得大家拍板前好好思量:

好地点公寓较易负担

地点相距不远的话,排屋价格往往比公寓更高,主要是地价偏高,而且策略地点的供应很紧,身价自然水涨船高。

相对下,公寓售价比较低,对社会新鲜人、年轻夫妇来说,更易负担;没有父荫又想住在市区的首购族,买公寓更容易一圆业主梦。

市区旺区新排屋难求

因为土地很有限,一般在市中心新推出的住宅楼为都是公寓为主,发展成熟的旺区情况也一样。

市中心的有地房产,一般都是老房子,不介意买旧屋的人,也要另外准备一笔现金来装修。

还是坚持要买排屋?那可能要住得离市区远一点才有新楼盘,而且新推出的有地住宅,一般都是分层地契的项目。

地契种类影响门牌税

门牌税(Cukai Pintu / Taksiran或英文Assessment Rates),是地方政府依据房产单位可收租金来评估出税率而制定。

也就是说,房产的潜在租金越高,门牌税也越高;所以同类房产在不同区,或者是同区但不同类型的房子的门牌税不同。

很多人不知道,高楼房产即使是同区或毗邻,门牌税都可能不一样。

相对一般纯住宅公寓,商用地契(Commercial Title)的服务式公寓(Serviced Apartment),又或顶著各种好听名堂如SoHo、SoFo及SoVo的单位,门牌税更高。

反观排屋,都是建在住宅用地,门牌税就自然是依据住宅房屋的税率计算。

 

Categories趋势

公寓涨幅 恐高于有地住宅

2022年01月27日

公寓涨价,
要比排屋高吗?

马来西亚房地产发展商会(REHDA)署理主席拿督童银坤指出,建材价格上涨,高楼住宅的买家可能“受罪“。

他出席2022年大马房地产发展商会总执行长系列大会时点出,有地房产的主要成本时土地价格,而高楼房产的需要更多的钢材,所以承担的成本涨幅也比较高。

“我很难说涨幅会是多少,但(建材)成本上涨的情况,将对高楼房产造成较大影响。”

大马房地产发展商会学院与大马蒙纳士大学签署了解备忘录,共同推动“全国数字化行销转型倡议”。左起任广财、张昌国、黄中立、安德鲁、利查及慕达扎。

现有房产项目价格不变

不过他也强调,这情况还未发生,因为发展商和承包商都是早早签署了合约,现有的房产价格不会受到影响。只是接下来发展商在推出新项目时,会更加谨慎,并根据建材成本而调整售价。

据他和承包商的交流,发现每吨钢材价格已上涨至3070令吉,而那位发展商当初签约的时候才2150令吉。

未延长拥屋计划

针对REHDA日前呼吁政府延长“拥屋计划”(HOC),童银坤透露目前没有获得任何回应,也没有延长。

该商会想要延长这措施,是因为考量到之前实施了5个月的管控令,展销厅无法营业额,所以失去了促销机会。

大会出席者包括REHDA署理主席拿督童银坤、大马房地产发展商会学院信托人丹斯里张昌国及拿督慕达扎、投资吉隆坡机构主席拿督斯里任广财、国家银行前副总裁丹斯里林西彦博士、中总社会经济研究中心执行董事李兴裕、大马蒙纳士大学校长安德鲁教授及外部事务主任利查。

相关新闻:
REHDA:政府请出手稳房价

Categories趋势

可负担屋套牢51亿

2022年01月6日

滞销百万豪宅
“卡”住最多资金。

不要以为只有贵价屋才卖不出,可负担屋滞销也不少!

发展商定位50万令吉的房子是可负担屋,但市场依然消化不良。

国家产业资料中心(简称NAPIC)发佈的数据显示,截至去年第3季,3万358间滞销住宅中,售价50万令吉以下的房子过半,达到53.9%,套牢50.5亿令吉。

从报告可见,30万令吉以下的滞销屋7743间,佔总额的25.5%,总值15.1亿令吉;30至50万令吉的有8605间,或28.4%,套牢资金总值35.4亿令吉。

79亿百万豪宅卖不出

50万至100万滞销房子最多,达1万262间或 33.8%。

去年第2季,3万1112间滞销房子共套牢了201亿令吉;第3季共3万358间滞销住宅,总值198亿令吉,数和价各按季下滑2.64%及1.74%。

但如果以滞销的总值计算,超过百万令吉的豪宅,“卡”住最多资金,达到79亿令吉。

数据显示,滞销屋中12.3%或3748间是超过100万令吉的房子。

排屋佔滞销22.4%

根据NAPIC的数据,一般住宅滞销最严重的是高楼住宅,佔62%,排屋22.4%。

房屋及地方政府部副部长拿督斯里依斯迈阿都慕达立,之前在国会下议院问答环节时指出,当中,双层或3层排屋有5687滞销、双层或3层半独立房屋是1783间。

以数量最多的州属来排行,柔佛依然冠全国,有6509 间,佔全国21.4%,槟城以4638间或15.3%居次,之后是吉隆坡(3863)和雪兰莪(2865)、霹雳(2865)及沙巴(2742)。

部长当时也表示,滞销住宅数据萎缩,主要是发展商提供更多好康促销,甚至直接打折降价出售来套现。

相关新闻:
95%公寓卖不出!
隆1屋抵甲州3.8间
滞销服务公寓67%在柔佛

Categories趋势

上半年排屋最受欢迎

2021年10月8日

排屋需求虽高,
租金收益却下跌。

iProperty.com.my 分析发现,冠病疫情促使购屋者寻求更大的居住空间,排屋成了今年上半年最受欢迎的物业类型,按年增长了14.1%。

该网站客户数据解决方案与品质总经理普蒙德兰在2021年上半年住宅租赁市场需求分析的线上会议也指出,随着管控令放宽和各经济领域复业,今年上半年市中心租赁住宅物业的需求开始增加,尤其是吉隆坡和槟城一些著名商业和住宅中心的需求,按年增长达双位数。

这些地区包括吉隆坡的满家乐(Mont Kiara)、谷中城(Mid Valley)和吉隆坡市中心,以及槟城的浮罗池滑(Pulau Tikus)、乔治市(Georgetown)和大山脚(Bukit Mertajam)。

排屋的租金收益,则从去年上半年的3.3%下降至2.9%,共管公寓和服务式住宅的租金收益率则分别下降了0.3% 和0.2%,公寓则保持在4.4%。

租客首选隆富裕市郊区

 此外,吉隆坡的租赁需求同比从萎缩2.9%,增长至2.6%,富裕市郊白沙罗高原(Damansara Height)需求量最大,大多数租赁访客都在物色租金5000令吉以上(3000 平方尺及以上)的别墅和半独立式洋房。

根据报告,其它富裕市郊例如满家乐、孟沙(Bangsar)、郊外岭(Taman Desa)、吉隆坡中环(KL Sentral)等的需求同比增长均超过10%,租金额度高于吉隆坡的租金中位数2000令吉。

就吉隆坡首选物业类型而言,许多租户正在物色租金介于1500至2000令吉(1000至1200平方尺)的共管公寓和服务式住宅,其次是租金介于1000至1500令吉(700至1000 平方尺)的公寓单位。

仅雪租赁需求下降

雪兰莪是今年上半年整体租赁需求下降的唯一大州,按年萎缩1.0% ,主要是出租的物业单位略有增加,超过了访客的人数。

万挠(Rawang)是雪州需求量最大的地区,按年增长57%。

槟城租赁需求提高

槟城的整体租赁物业需求量从去年上半年萎缩13.7%逐步复苏, 按年提高至1.8%,惟公寓需求量仍为负数, 萎缩了5.1% 。

Categories趋势

二手屋复苏 排屋买气旺

2021年08月24日

二手屋市场回温,
排屋最受青睐!

iProperty.com.my在“2021年上半年房地产需求分析会议”上指出,我国二手屋需求在2021年上半年按年上涨19.2%,胜于去年同期萎缩2.5%的颓势。

该网站客户数据方案和品质部总经理Premendran Pathmanathan指出:“二手房在上半年复苏的其中一个关键因素是,房屋租购者已经能接受新常态,选择上网买房,并通过虚拟管道与房地产中介跟进房屋租购事宜。”

此外,延长至2021年12月的拥屋计划(HOC)也刺激了购兴,而在该计划下推出的新房屋也带动二手房市,因为正在查找资料的购屋者也会比较同区或邻近二手房屋的售价。

其中,购屋者对排屋最感兴趣,需求年增29%,也让卖家得以提高价格,要价上扬了+1.6%。

共管公寓、公寓和服务式公寓的的需求分别按年增长+5.2%、+11.7%和+6.8%,少于排屋。

同时,根据国家银行(BNM)的每月贷款申请数据,房贷申请总额从2020年上半年的964亿令吉,按年增加86%至2021年上半年的1794亿令吉。同期获批的贷款总额按年增长92.6%。

“获批房贷数量增加,市场前景乐观。这也证明,不管是为了自住或投资,有经济能力的国人依然想要购买房屋。”

他说,随着我国加强推行疫苗接种计划并迈向群体免疫,我们希望今年下半年的经济和房地产市场继续复苏。”

  • 吉隆坡高档区需求稳

吉隆坡的二手屋销量增长8.1%,高于去年同期的0.3%。

高级住宅区如白沙罗高原(Damansara Heights)、满家乐(Mont Kiara)和Desa ParkCity的要价可能高于以往,其它地区的卖家却降低要价,显示他们对该房产的持有力已下降。

购屋者对吉隆坡排屋的需求激增27.1%,带动要价增长2.9%。孟沙(Bangsar)售价介于150万至200万令吉(1500平方尺至2000平方尺)的排屋需求极大;坐落在敦伊斯迈花园(Taman Tun Dr Ismail)售价介于100万至150万令吉(1500至2000平方尺)的高楼住宅也很吸引人。

  • 雪兰莪郊区需求旺

雪兰莪二手房需求增长17.6% ,主要是因为排屋需求按年增长20.7%。

这是因为,居家办公将成为未来的常态,因此,雪州郊区的房屋仍然是人们的首选。

Puncak Alam 和龙溪(Dengkil)价格介于50万至75万令吉的排屋(1500至2000平方尺)的排屋需求量很大,至于士毛月(Semenyih)和双溪龙(Sungai Long)宽敞的排屋(2000至3000平方尺)也很受欢迎。

实达阿南(Setia Alam)房屋需求上升41%,主要是因为当地一家有名的橡胶制造厂的工人在当地寻找价格合理的高楼住宅,也有不少房屋租购者物色当地的高级有地住宅(要价超过100万令吉)。

  • 槟城工业区周边需求升温

槟城二手屋需求增长23% ,这是因为人们对峇都交湾(Batu Kawan)和峇六拜(Bayan Lepas)等工业区感兴趣。

在威省,价格较低的有地住宅的要价较高,价格介于30万至50万令吉。这些地区包括柔府(Juru)、高渊(Nibong Tebal)和诗不朗再也(Seberang Jaya)。

另外,槟岛价格介于30万至50万令吉(700至1000平方尺)的高楼住宅越来越受欢迎。有趣的是,参观武吉占姆(Bukit Jambul)价格超过100万令吉公寓的访客人数也激增。

  • 柔佛需求回暖

柔佛二手屋市场增长至36.5%,归功于当地房屋租购者,因为我国仍未开放边境,所以来自国外尤其是新加坡的需求仍然很低。

有地住宅仍然是柔佛的首选房地产类型,尤其是售价介于30万至50万令吉(1500平方尺至2000平方尺) 。

峇株巴辖(Batu Pahat)和巴西古当(Pasir Gudang)是柔佛二手房屋需求量最大的两个地区。巴西古当是柔佛著名的工业中心之一,当地的房屋要价增长了9.61%。

依斯干达公主城(Iskandar Puteri)、新山和振林山(Gelang Patah)的要价则下跌。尽管如此,人们对依斯干达公主城价格高达100万令吉((超过2000平方尺)的宽敞有地住宅仍有浓厚的兴趣。

Categories趋势

产业拍卖总值连续4年破百亿

2021年05月3日

独家报道:李治宏

尽管我国于2020年的产业拍卖数量和总值皆按年下跌25%和28%,并创下近二三年来的新低,惟产业拍卖总值仍连续4年突破百亿大关!

根据AuctionGuru.Com.My数据显示,我国去年产业拍卖数量,从2019年3万6645宗下跌25%至2万7541宗。此外,网站发布的《2020拍卖市场全年汇报》显示,产业拍卖总值也从2019年198亿4600万令吉,下跌28%至142亿4500万令吉。

此外,产业拍卖总值是从2017年开始,首次突破百亿关口,达到2万8262宗(122亿令吉),2018年则达到3万2611宗(156亿令吉),于是,去年产业拍卖数量是近3年来最低,而拍卖总值则是近2年来最低。

谢廉义。

AuctionGuru.Com.My执行董事谢廉义说,我国产业拍卖宗数已连续多年上涨,惟去年受到2019冠状病毒病疫情、行动管控指令及延缓还贷措施影响,产业拍卖数量和总值双双下跌。

他说,尽管产业拍卖数量有所减少,但该公司仍对拍卖活动走势有所保留,并认为如此走势可能是短暂现象,因金融机构在还贷方面较宽松,并给予选择性和有条件性还贷援助。

“由于我国仍不允许国际游客入境,造成租赁市场活动有限,这可能会加剧市场整体下跌趋势。因此,如今最重要的是从未来数季度的拍卖数据中获取线索,以更好地预测拍卖市场走势和产业市场复苏。”

房产次领域拍卖宗数“逆流而上”

虽然房产次领域拍卖宗数“逆流而上”,但拍卖数量和总值最高的仍是排屋。

在去年有地房产拍卖中,排屋拍卖数量占78%达到9077宗拍卖,而拍卖总值则占59%达到28亿7900万令吉。此外,排屋平均拍卖价为32万令吉,显示中等价位排屋屋主,在经济走缓中受到最大冲击。

此外,洋房拍卖数量按年调涨34%,达到737宗共9亿7800万令吉,其中洋房拍卖总值比2019年飙升470%;半独立式房屋拍卖数量按年调涨23%,达到1329宗共9亿3900万令吉;服务式公寓拍卖数量和总值按年扬升31%和23%,达到3132宗共14亿4400令吉。

谢廉义说,冠病疫情影响将持续存在,将抑制高档和豪华房产需求回升幅度。由于投资价值展望缺乏吸引力,预计高档和豪华房屋的总体购买率不高。

他说,服务式公寓因供应过剩,以及作为爱彼迎(Airbnb)等民宿和短租用途,惟旅游业在疫情下遭遇重创,是服务式公寓拍卖大增的二大主因,多数产业投资者主要寻求租金回酬率,但如今租金回酬大跌,是服务式公寓拍卖数量大增主因。

工商产业每月拍卖298宗

虽然商用和工业产业,在去年达到3576宗拍卖数量,而产业保留价值(Reserved Value)则达到28亿5000万令吉,惟拍卖数量按年下跌20%,总值更大跌46%!

譬如在商用产业领域,有地和无地商用产业,拍卖数量分别按年下跌18%及22%。

至于商用和工业产业,平均每月拍卖数量达298宗,总值2亿3800万令吉。

 

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    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

    Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

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    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


    property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

        以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

        本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

        本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

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        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)