Categories问诊室

数单位拍卖 会欠许多管理费?

2022年08月5日

拍卖专家:谢廉义
AuctionGuru.com.my创办人兼执行董事

 

 

问:

谢先生,您好!

同一个公寓project,有好多个单位拍卖,很多还是未定日期的。

我很好奇,日期未定的话,那些房产经纪从那裡掌握到这些资料?

单位被拍卖,相信业主都不会再付管理费,如果同一栋有很多单位被拍卖,未来共管不就很可能出问题?

Saam Lee


答:

Saam Lee,您好!

所有被金融机构安排拍卖的房地产业都会刊登在各大报章。您可以在中文,英文或马来文报章上找到有关的产业拍卖通告,或者联络拍卖师获取房地产业拍卖的讯息。

您也可以到我们专为所有对拍卖房地产业有兴趣的投资者或拍卖产业销售代理员所设置的拍卖资讯互联网www.auctionguru.com.my,找到全马来西亚拍卖市场里最新的拍卖产业资讯。

在决定是否购买金融机构拍卖产业时,最重要的文件是拍卖通告(“Proclamation of Sale”)。

有关拍卖通告将列出有关拍卖的重要资料,包括:产业基本资料、拍卖底价及种种的购买条款如付款期限、产业开销的分配等。

无论你是前或新的业主,只要有欠管理费,都需要付管理费的。因为法律的改革,现在的管理层已经不一样了, 管理层可以把拖管理费业主告上法庭。

你也有关于房地产的问题?不管是融资、法律、物管、装修、验屋……都欢迎你电邮到prop@eNanyang.my,由驻站专家为你解答。
Categories问诊室

买拍卖屋,务必及时缴钱!

2022年07月29日

拍卖专家:谢廉义
AuctionGuru.com.my创办人兼执行董事

 

 

问:

谢先生,您好!

如果竞投得标的话,扣除前期付的10%底价,馀款要在多久内付清?

主要是担心万一得标后,银行贷款一直批不下来,要怎办?会被罚款吗?

Snowy


答:

Snowy,您好!

一般上,根据拍卖产业的“销售规矩和条例”,在支付10%首期钱后,投标者必须在90天或不超过120天内,偿还得标价的90%余款,否则10%首期付款将会被没收。

你可以增加“订金”,并减少向银行贷款额, 但你必须在90天或不超过120天内,偿还余款。

最好在投标之前,先询问你的银行以你现有的收入还可以申请多少贷款额来购买有关拍卖产业。

不要忘了在投标之前,留意有关金融机构是否承担前业主拖欠发展商的服务费、管理费、维修费、门牌税、地税及其他费用。若金融机构不愿支付有关的拖欠费用,你应先了解有关拖欠的数额,是否值得投标。

你也有关于房地产的问题?不管是融资、法律、物管、装修、验屋……都欢迎你电邮到prop@eNanyang.my,由驻站专家为你解答。

 

Categories问诊室

拍卖通告这标注 代表少麻烦?

2022年07月22日

拍卖专家:谢廉义
AuctionGuru.com.my创办人兼执行董事

 

 

问:

谢先生,您好!

看过强调“Title Perfection done”的单位,请问这是什么意思?标这类房产比较少麻烦吗?

Sue Heng


答:

Sue Heng,您好!

Title Perfection done的单位是指有关房产,发展商已经转名给业主,和有关当局已经颁发个人土地所有权。

我只能评论无论你从那个管道购买产业都好,比如购买全新的房产;购买二手房产或购买金融机构安排的拍卖产业,都有可能会面对种种预测不到的问题和风险,尤其是第一次购买房产业者。

当你决定是否购买金融拍卖产业时,最好多留意拍卖文件的所有条约,如注明金融机构是否承担前业主拖欠发展商的服务费、管理费、维修费、门牌税、地税及其他费用。若金融机构不愿支付有关的拖欠费用,你应先了解有关拖欠的数额。

在购买拍卖产业前,最好先询问银行以你现有的收入还可以申请多少贷款额来购买有关产业,避免在投标过程中,投标超过银行所允许的贷款预算。

我在此欢迎你到我们专为所有对拍卖房地产业有兴趣的投资者,或拍卖产业销售代理员所设置的拍卖资讯互联网 www.auctionguru.com.my ,寻索最新的拍卖产业资讯和为你提供最佳的产业投资、购买和销售解决方案。

你也有关于房地产的问题?不管是融资、法律、物管、装修、验屋……都欢迎你电邮到prop@eNanyang.my,由驻站专家为你解答。

 

Categories趋势

拍卖好康:526万豪宅等主人

2022年07月15日

要价500万令吉的豪宅,
竟然要拍卖了!

根据 auctionguru.com.my 为《南洋商报》提供的最新待拍卖屋资料显示,在雪兰莪、吉隆坡和柔佛地区都有不少高楼住宅项目待拍卖,其中更有一间豪华公寓,拍卖底价高达526万令吉!

这间待拍公寓位于吉隆坡有名的“富人区”满家乐(Mont Kiara)的Seni Mont Kiara项目,将在本月6日开拍。

此公寓拥有永久地契,面积达7911平方尺。Seni Mont Kiara是在2010年竣工的高档项目,共有40层楼和605个单位。

若这百万豪宅远超你预算,在雪隆柔还是有一些公寓笋盘等着拍卖,价格从60万令吉起跳,来看看吧!

雪兰莪住宅

Kampung Warisan


金融机构: HSBC Bank Malaysia Berhad
拍卖日期: 20/07/2022
产业类型: 公寓
面积: 1,378 平方尺
地契: 永久
地址: Unit No. N3-J, Kampung Warisan, Jalan Jelatek, 68000 Ampang, Selangor.
拍卖底价: RM750,000.00

Subang Parkhomes


金融机构: RHB Islamic Bank Berhad
拍卖日期: 02/08/2022
产业类型: 公寓
面积: 1,537 平方尺
地契: 不详
地址: Unit No. D-1-3A, Subang Parkhomes, Persiaran Kemajuan, 47500 Subang Jaya, Selangor.
拍卖底价: RM880,000.00

Nautica Lakesuites

金融机构: United Overseas Bank (Malaysia) Bhd
拍卖日期: 27/07/2022
产业类型: 公寓
面积: 3,326 平方尺
地契: 租赁
地址: Unit No. B-23-01, Block B, Nautica Lakesuites Condominium, No. 2, Jalan Tasik Selatan, Sunway South Quay, Bandar Sunway, 47500 Subang Jaya, Selangor.
拍卖底价: RM1,342,000.00

吉隆坡住宅

One Residency


金融机构: HSBC Bank Malaysia Berhad
拍卖日期: 20/07/2022
产业类型: 服务式公寓
面积: 721 平方尺
地契: 永久
地址: Unit No. A-3A-3A, One Residency, Jalan Nagasari, 50200 Kuala Lumpur.
拍卖底价: RM600,000.00

Hampshire Place Residences


金融机构: United Overseas Bank (Malaysia) Bhd
拍卖日期: 02/08/2022
产业类型: 服务式公寓
面积: 764 平方尺
地契: 永久
地址: Unit No. B-26-2, 26, Hampshire Place Residences, No.1, Jalan Mayang Sari, Off Jalan Ampang, 157 Hampshire, 50450 Kuala Lumpur.
拍卖底价: RM632,000.00

188 Suites


金融机构: HSBC Bank Malaysia Berhad
拍卖日期: 20/07/2022
产业类型: 服务式公寓
面积: 610 平方尺
地契: 租赁
地址: Unit No. B-19-06, 188 Suites, Jalan Chendana, 50250 Kuala Lumpur.
拍卖底价: RM730,000.00

Mont Kiara Verve Suites


金融机构: HSBC Bank Malaysia Berhad
拍卖日期: 17/08/2022
产业类型: 服务式公寓
面积: 893 平方尺
地契: 永久
地址: Unit No. B-3-1, Vibe Tower B, Mont’Kiara Verve Suites, No. 8 Jalan Kiara 5, Mont’ Kiara, 50480 Kuala Lumpur.
拍卖底价: RM870,000.00

Suasana Sentral Loft

金融机构: HSBC Bank Malaysia Berhad
拍卖日期: 28/7/2022
产业类型: 公寓
面积: 1,496 平方尺
地契: 永久
地址: Unit No. B-10-02, Suasana Sentral Loft Condominium, Jalan Stesen Sentral 5, KL Sentral, 50470, Kuala Lumpur.
拍卖底价: RM1,050,000.00

Suite Platinum

金融机构: HSBC Amanah Malaysia Berhad
拍卖日期: 20/07/2022
产业类型: 服务式公寓
面积: 1,325 平方尺
地契: 永久
地址: Unit No. D-39-03, Suite Platinum, Jalan Cendana, 50250, Kuala Lumpur.
拍卖底价: RM1,352,700.00

Pavillion Residences

金融机构: HSBC Bank Malaysia Berhad
拍卖日期: 20/07/2022
产业类型: 公寓
面积: 1,307 平方尺
地契: 租赁
地址: Unit No. A-27-03, Pavillion Residences 1, No. 77, Jalan Raja Chulan, 50200 Kuala Lumpur.
拍卖底价: RM2,000,000.00

Ampersand

金融机构: United Overseas Bank (Malaysia) Bhd
拍卖日期: 22/08/2022
产业类型: 公寓
面积: 2,497 平方尺
地契: 租赁
地址: Unit No. C-05-05, Ampersand, No. 25, Jalan Kia Peng, 50450 Kuala Lumpur.
拍卖底价: RM2,187,000.00

Seni Mont Kiara

金融机构: Alliance Bank Malaysia Bhd
拍卖日期: 26/07/2022
产业类型: 公寓
面积: 7,911 平方尺
地契: 永久
地址: Unit No. C-11-01, Seni Mont’ Kiara, No. 2A, Changkat Duta Kiara, 50480, Mont’ Kiara, Kuala Lumpur.
拍卖底价: RM5,260,000.00

柔佛住宅

Tropez Residence

金融机构: United Overseas Bank (Malaysia) Bhd
拍卖日期: 09/08/2022
产业类型: 服务式公寓
面积: 1,184 平方尺
地契: 永久
地址: Unit No. 36-02, Blok A, Tropez Residences, Jalan Persiaran Danga Perdana, 80200 Johor Bahru, Johor.
拍卖底价: RM920,000.00

Molek Pines 3

金融机构: United Overseas Bank (Malaysia) Bhd
拍卖日期: 10/08/2022
产业类型: 公寓
面积: 5,209 平方尺
地契: 永久
地址: Unit No. B1-27-03, Molek Pine 3, Jalan Molek 1/27, Taman Molek, 81100 Johor Bahru, Johor.
拍卖底价: RM1,530,000.00

相关新闻:

 

Categories趋势

产业拍卖总值连续4年破百亿

2021年05月3日

独家报道:李治宏

尽管我国于2020年的产业拍卖数量和总值皆按年下跌25%和28%,并创下近二三年来的新低,惟产业拍卖总值仍连续4年突破百亿大关!

根据AuctionGuru.Com.My数据显示,我国去年产业拍卖数量,从2019年3万6645宗下跌25%至2万7541宗。此外,网站发布的《2020拍卖市场全年汇报》显示,产业拍卖总值也从2019年198亿4600万令吉,下跌28%至142亿4500万令吉。

此外,产业拍卖总值是从2017年开始,首次突破百亿关口,达到2万8262宗(122亿令吉),2018年则达到3万2611宗(156亿令吉),于是,去年产业拍卖数量是近3年来最低,而拍卖总值则是近2年来最低。

谢廉义。

AuctionGuru.Com.My执行董事谢廉义说,我国产业拍卖宗数已连续多年上涨,惟去年受到2019冠状病毒病疫情、行动管控指令及延缓还贷措施影响,产业拍卖数量和总值双双下跌。

他说,尽管产业拍卖数量有所减少,但该公司仍对拍卖活动走势有所保留,并认为如此走势可能是短暂现象,因金融机构在还贷方面较宽松,并给予选择性和有条件性还贷援助。

“由于我国仍不允许国际游客入境,造成租赁市场活动有限,这可能会加剧市场整体下跌趋势。因此,如今最重要的是从未来数季度的拍卖数据中获取线索,以更好地预测拍卖市场走势和产业市场复苏。”

房产次领域拍卖宗数“逆流而上”

虽然房产次领域拍卖宗数“逆流而上”,但拍卖数量和总值最高的仍是排屋。

在去年有地房产拍卖中,排屋拍卖数量占78%达到9077宗拍卖,而拍卖总值则占59%达到28亿7900万令吉。此外,排屋平均拍卖价为32万令吉,显示中等价位排屋屋主,在经济走缓中受到最大冲击。

此外,洋房拍卖数量按年调涨34%,达到737宗共9亿7800万令吉,其中洋房拍卖总值比2019年飙升470%;半独立式房屋拍卖数量按年调涨23%,达到1329宗共9亿3900万令吉;服务式公寓拍卖数量和总值按年扬升31%和23%,达到3132宗共14亿4400令吉。

谢廉义说,冠病疫情影响将持续存在,将抑制高档和豪华房产需求回升幅度。由于投资价值展望缺乏吸引力,预计高档和豪华房屋的总体购买率不高。

他说,服务式公寓因供应过剩,以及作为爱彼迎(Airbnb)等民宿和短租用途,惟旅游业在疫情下遭遇重创,是服务式公寓拍卖大增的二大主因,多数产业投资者主要寻求租金回酬率,但如今租金回酬大跌,是服务式公寓拍卖数量大增主因。

工商产业每月拍卖298宗

虽然商用和工业产业,在去年达到3576宗拍卖数量,而产业保留价值(Reserved Value)则达到28亿5000万令吉,惟拍卖数量按年下跌20%,总值更大跌46%!

譬如在商用产业领域,有地和无地商用产业,拍卖数量分别按年下跌18%及22%。

至于商用和工业产业,平均每月拍卖数量达298宗,总值2亿3800万令吉。

 

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    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

    Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

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    All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

    You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


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    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

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        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)