Categories趋势

廉价屋 还是会被“炒”

2022年08月5日

B40买不起的廉价屋,
失去了意义……

政府为了B40低收入群体建设廉价房屋,甚至提供补贴,但有时候最终却无法让B40受益,反而让投资客能大赚一笔。

PropertyGuru DataSense总经理祖托尔指出,在中低价房屋的二手市场中,至少有30%的买家是投资者。

不少人以比原价高出两倍的价格,在二手市场抢购这些为了B40群体而建的房屋,反而让这些低收入群体最终买不起。


高租给外籍人士

报道中指出,这些投资者们以高租金出租给外籍劳工,或甚至是非法外劳。

托尔引用PropertyGuru的数据指出,中低价位的房屋价值,通常在35年内可升值220%至230%,因为这些房屋有政府补贴,所以计算时的升值空间更高。

通常这类房子会禁止在首5年或首10年售出,但禁令期结束后将纳入二手市场就会迅速涨价,甚至看过一栋20年屋龄的房子,房价上涨了95%。

投机客也通过拍卖购买

而在马来西亚经济研究所高级研究员山卡兰南比尔看来,这就是廉价屋系统的“漏洞”,让补贴房屋最终让富人受益,而不是有需要的人民。如果情况持续,低价房屋的数量会越来越少。

报道还指出,一家房地产拍卖公司透露,槟城、森美兰和吉隆坡的许多中低价位房产已经被抢购一空,但买家并不符合B40的条件。

据拍卖师的数据显示,购买者是已经拥有多处房产的人, 他们中的许多人都是拍卖会上经验丰富的投标人。

资料来源:自由今日大马

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达祖丁:滞销PR1MA应降价

2022年08月5日

PR1MA卖不出,
应该降价吗?

巫统巴西沙叻国会议员拿督斯里达祖丁要求政府以商业角度来解决一个马来西亚房屋(PR1MA)滞销的问题,包括降价让人民更容易拥屋。

他日前在国会上询问房屋及地方政府部副部长拿督斯里依斯迈阿都慕达立,PR1MA实际滞销的数量和价值,以及若4、5年都卖不出去,PR1MA机构需要承担的利息成本。

一个马来西亚房屋(PR1MA)面临滞销问题。

5年利息成本达10亿?

依斯迈阿都慕达在会上指出,截至目前有1万386个单位还未售出,总值20亿令吉。

达祖丁:“如果4、5年都卖不出,成本是多少?PR1MA也被迫承担上亿的利息成本。”

“与其承担这笔成本,不如以更低廉的价格卖出这些屋子。不可能要PR1MA承担这笔利息成本。如果照刚才所说,滞销单位总值20亿令吉,每年利息为10%,那就是2亿令吉。5年就是10亿令吉。”

他继续说:“如果能够更早地以低价售出,那PR1MA或政府就不需要承担所有的利息。有点商业头脑吧!”

达祖丁。

滞销单位屋况不佳

土团党亚罗牙也国会议员拿督斯里莫哈末礼端之后也透露,在他的选区也有已经建好5年的PR1MA卖不出。

“窗户不见、门口等等也不见。这也是刚才所说要承担的成本。政府有何对策确保目标群众能获得舒适的家园?有何方式避免单位空置?”

依斯迈阿都慕达而后回复,政府也计划通过先租后买(RTO)计划来解决房屋滞销的问题,并承诺会继续积极采取行动。

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新加坡次季租金 涨了6.7%!

2022年08月5日

新加坡的租客们,
你们还好吗?

新加坡租金似乎没有最高,只有更高!

《联合早报》引述橙易产业的第二季私宅市场报告报道,新加坡私宅的租金,在今年次季增6.7%,幅度不仅高于首季的4.2%,而且也是自2007年第四季来最大的涨幅。

橙易产业研究与咨询部总监孙燕清还预测,私宅租金全年可增长13至15%,超越去年的9.9%。

新加坡租房市场如此热络,主要是边境重开后,外籍专业人士的租房需求激增。再者,之前许多私宅项目因为疫情厌恶,造成供不应求。

资料来自市区重建局(联合早报)。

下半年租金料更高

博纳产业(Propnex)研究与内容主管黄秀莹接受访问时指出,来新加坡工作的外国人数回流,以及等待新房建好期间暂时租房等因素,支撑了市场对本地出租公寓的需求。

除此之外,通胀压力和利率上升,也迫使房东上调租金,预计下半年的租金还会继续走高。

据孙燕清观察发现,一些租金也预期接下来租金会进一步上涨,所以希望将租约延长至少2年甚至更常,以锁定当前的租金。

同时,一些共享居住空间(co-living space)业者也“加入战局”租下私宅单位。

外籍专业人士不烦恼高租金

Finchley Realty房地产经纪王仲安受访时说,外籍人士大部分都是专业人士,有更高的收入,所以负担得起更高的租金。至于那些负担能力较低的人士,他们也不介意搬到租金较低的郊区。

租金一般占外籍人士的收入约25%至三分之一。

王仲安说:“而且,目前市场上的出租单位供应有限,即使租金不断上涨,外籍人士也别无选择。”

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外国人继续狂买狮城豪宅

2022年08月5日

富豪们可能要说:
“边境重开,买房好时机!”

新加坡一直是国际富豪购置房产的心水地之一。尤其是在今年次季新加坡重开国门后,更多富豪能亲自看房,激励豪宅行情。

《联合早报》报道,根据合登集团(Huttons Group)最新发布的豪宅报告,今年次季估计有110宗非有地豪宅交易,比首季多出64.2%。交易总额接近9亿新元(约29.16亿令吉),按季增46.2%。

中印美买家最多

合登报告中的非有地豪宅,指的是位于核心中央区的高档公寓,面积至少有2000万平方尺,交易额在500万新元(约1620万令吉)或以上。

合登集团高级研究主管李思德透露,买家主要来自中国、印度和美国。

“随着我国边境开放,允许接种疫苗的人免除检疫要求,带动今年次季来新加坡游客人数激增,外国买家对本地私宅的询问也同步上升,豪宅成交量激增。”

成交价最高的是位于那森路的兰心居(Les Maisons Nassim),有一个面积为6771平方尺的单位,以3700万新元(约1.2亿令吉)成交尺价相当于5461新元(约1.77万令吉)。

优质洋房成交量大降

排在第二的是The Nassim和康宁河湾(CanningHill Piers),分别以2000万新元(约6480万令吉)和1760万新元(约5703万令吉)成交。

在豪华公寓热卖之际,之前行情不错的优质洋房成交量却大减,在次季只有13宗交易,导致今年上半年的优质洋房成交量按年跌52.5%,只有28宗,总成交额也按年跌59.3%至7.15亿新元(约23.17亿令吉)。

李思德相信,这是因为推出市场的优质洋房数量比较少,加上买卖家对价格的预期存在巨大差距。预计今年的优质洋房成交量与50至60宗,低于去年的97宗。

Categories趋势

新住宅项目涨价 避无可避……

2022年08月5日

预计下半年,
有5000间房屋交钥匙……

建材价格已飙涨一段日子,也常听到发展商说会涨价,但你是不是感觉没见到“涨价潮”来临?

那应该是“时间未到”!因为过去已经开盘在兴建中的房产项目,通常已经“锁定价格”,因此发展商和承包商多数自行吸收新增的成本。

不过,对于未来的新项目,那价格就未必和以往一样了……

独立房地产咨询公司莱坊大马(Knight Frank Malaysia)在《2022上半年房地产亮点》报告中就指出,预计住宅产业的价格将继续上涨,尤其是新推出的项目。

沙古南苏巴马廉

莱坊大马董事经理沙古南苏巴马廉在文告中指出,建筑材料价格急剧上涨,无形中增加了建筑成本。

升息削弱购兴

不过同时,由于国家银行(BNM)出手调高隔夜政策利率(OPR),且市场预计还会持续上调,房贷成本因此步步高升,会降低人们进入房市的兴趣。

无论如何,虽然去年的拥屋计划(HOC)已经截至,但近期政府推出的大马一家拥屋倡议(i-Miliki)的两项税务减免,包括首购族购买50万令吉以下的房屋可豁免印花税,依旧可支撑一些买气,推动房市复苏。

下半年大量房屋竣工

在他看来,今年首季我国经济取得5%的经济增长,随着疫情过渡到地方性大流行病,经济活动恢复,需求也有所改善。

莱坊Property Hub董事经理郑敬翎也透露,今年上半年约2786个单位竣工,预计下半年则会有高达5303个单位完成,相信也是因为之前的管控令导致工程延期,如今陆续竣工。

捷运激励沿线出租需求

另一方面,莱坊研究与咨询执行董事王美珍认为,国门重开后国际旅游也重新开放,提振就业市场,有助激励租赁市场。

同时,捷运布城线第一阶段已经在6月16日开通,第二阶段则会在2023年竣工,还有捷运环线(MRT Circle Line)强化巴生谷的交通连接,势必能提升沿线的房产价值。

“吉隆坡高端公寓或服务式公寓的成交价平均提高约1.2%,反而吉隆坡市中心、安邦希里尔、白沙罗高原及满家乐区,高端公寓或服务式公寓的租金则持平。”

Categories趋势

柔政府 积极开放滞销土著单位

2022年08月5日

柔佛卖不出的土著单位,
1年后理应可释放。

曾经,柔州的滞销土著单位数量居全国之冠,不过去年的排名已经降至第二。

掌管柔佛州房屋及地方政府事务的行政议员拿督嘉福尼指出,在他上任的4个月内,州政府已批准开放2200间滞销的土著单位,总值22亿令吉。

他说,这些单位皆是高档房地产,如公寓、独立式洋房、商店和工厂等。州政府积极释放滞销单位,有助于减缓市场流动资金被“绑死”。

根据柔州房屋政策,如果土著保留单位在1年内无法售出,发展商可向政府申请释放,售予其他非土著。

对于早前许多发展商频频催促房屋部加快审批,他相信之前是面对一些技术问题,所以导致申请程序被搁置2年至5年不等。

“如今情况已改善,是采取先到先的处理模式,在提呈文件的6个月内就能讨论并解决,因此,目前已没有待处理的文件。”

嘉福尼是出席马来西亚房地产发展商会(REHDA)柔佛州分会新届理事就职晚宴时发表谈话。

嘉福尼(右起)在王文郎的陪同下,与发展商交流。

滞销影响资金流

出席者还包括柔州房屋发展机构总经理拿汀巴杜卡苏海丽珊、马来西亚房地产发展商会柔州分会主席王文郎、副主席陈伶俐、秘书拿督刘文兴及大会监誓人朱福生等。

王文郎也指出,柔州去年的滞销土著数量在全国排名仅次于雪州,证明州政府正解决这个问题。

他说,2014年及2018年的滞销的土著保留单位对发展商的资金流动造成压力。

他举例,在柔州兴建一个项目,有40%单位保留给可负担房屋,另外60%则是开放单位,但这60%当中的40%必须列为土著保留单位,若土著单位无法出售,就会变成滞销单位。

王文郎

申请可负担屋更方便

另一方面,嘉福尼也指出,州政府正在探讨最适合柔佛的房屋政策,以求在高档单位和可负担屋方面取得平衡。

他说,在申请可负担房屋方面也减少了繁文缛节,申请者以往提交17份文件,如今已改为5份文件。

而且,当局也在提升线上系统,以达到减纸作业,让申请者在线上提交即可,柔北区如居住在居銮、昔加末和麻坡等民众再也无需舟车劳顿前来新山提交文件。

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柔发展商:建可负担屋压力大

2022年08月5日

成本是售价3倍,
压力越来越大……

掌管柔佛州房屋及地方政府事务的行政议员拿督嘉福尼,有柔佛发展商反映,由于建筑原料涨价20%,让业者在兴建可负担屋时有难度。

他出席马来西亚房地产发展商会(REHDA)柔佛州分会新届理事就职晚宴时指出,根据发展商所说,兴建一个单位的建筑成本已达到13万令吉。

“政府明白,当建筑成本飙涨时,还要求兴建售价4.2万令吉的可负担屋,是有一定难度。”

不会调高售价

不过即便如此,州政府考虑到人民的经济负担随着冠病疫情而加重,因此还是不会上调可负担屋的售价。

而且,若可负担屋的发展商因为建材价格飙涨而拖延兴建工程,但始终必须兑现兴建可负担屋的社会责任。

无论如何,柔州房屋发展机构(PKPJ)将与发展商探讨更理想的解决方案,力求维持可负担屋的售价,可能也会考虑减少发展商所需兴建的可负担屋单位数量。

发展商可求助州政府

因此,遇上难题的发展商可以找州政府洽谈,斟酌其他方案,比如改建售价15万令吉以下的可负担屋。不过,若是属于较大型的发展项目,依然必须兴建4.2万令吉和8万令吉的房屋。

晚宴出席者包括柔州房屋发展机构总经理拿汀巴杜卡苏海丽珊、马来西亚房地产发展商会柔州分会主席王文郎、副主席陈伶俐、秘书拿督刘文兴及大会监誓人朱福生等。

马来西亚房地产发展商会柔州分会新届理事宣誓就职礼;右六起为陈伶俐、嘉福尼、王文郎及苏海丽珊。

冀5年建2.1万间

另一方面,柔州政府放眼在5年内兴建2万1000间可负担房屋,同时会与发展商会面,达成共识,以分阶段方式落实。

嘉福尼,目前一年平均兴建3000至3500个单位,相信在第3年之后将能翻倍增数至一年兴建7000个单位。

“柔佛与新加坡不同,新加坡有80%土地属于建屋发展局(HDB),但柔州不少土地属于发展商,因此若发展商不协助,政府将无法达到可负担屋的目标。”

他也透露,柔州政府辖下的规划、设计及审议小组委员会(PDRC)已会见12家发展商代表,以解决无法兴建可负担房屋面对的问题,并将提供替代方案,以取代每个单位罚款4万令吉。

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悉尼房价六连跌 40年来最惨

2022年08月5日

之前升得快,
现在却跌不停……

在冠病疫情期间房价飙涨的澳洲,如今房市“熄火”,全国房价连跌3个月,悉尼更是写下6个月的跌势,并遭遇40年来最严重的跌幅。

澳洲房产咨询公司CoreLogic最新数据显示,澳洲房产均价在7月下跌1.3%,而且各地的房价也出现不同程度的下降,尤其是大城市。

当中最严重的非悉尼莫属,按月跌2.2%。在截至7月底的12个月内,当地的房价年增长率从截至1月份的21.3%高峰,放缓到5.4%。

另外,墨尔本跌1.5%,霍巴特和堪培拉的跌幅则分别为1.5%和1.1%。

CoreLogic研究主任蒂姆·劳利斯表示,澳洲房市价格下跌了3个月之久,从这跌势的猛烈程度来看,和2008年全球金融危机以及20世纪80年代初的那次非常相似。

澳洲的房价也是全球房价最贵的市场之一。

升息打击房市

市场普遍认为,房价放软是因为澳洲人逐渐转向乡区生活,加上银行连续3个月提高利率,增加了人们的借贷成本。

“随着利率持续上升,房市状况可能会进一步恶化。”

澳洲央行自5月份开始收紧货币政策以来,已经连续加息125个基点。市场普遍预计,RBA可能在本周二宣布再次加息50基点至1.85%,货币市场押注今年年底关键利率将升至3%。

无论如何,澳洲的房价对收入比例接近120,依旧是发达国家中数一数二地高,也是全球房价最贵的市场之一。

资料来源:华尔街见闻、环球网、新浪新闻、网易新闻

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韩国首尔公寓,价量齐大跌!

2022年08月4日

首尔房价大跌,
当地人能负担得起了吗?

韩国房价一直高居不下,尤其是首尔的房价简直是“寸土寸金”,高房价更是多个政府都难以解决的民生问题。

如今,韩国央行跟随全球多轮升息,正在快速刺破这些泡沫。

韩国数据显示,首尔公寓的价格创下26个月以来的最大跌幅,6月的成交量更是按年大跌73%。

截至6月27日,首尔整体房价比年初低了0.19%。而在过去5年里,首尔的房价上涨了一倍多。

韩国央行跟随全球多轮升息,首尔公寓的价格创下26个月以来最大跌幅。

随着房价再跌,租金价格也受影响。韩国最大商业银行韩国国民银行的每月住宅统计数据显示,首尔公寓的平均全租价格从6月的6亿7792万韩元(约230万令吉),跌至7月的6亿7788亿韩元,是39个月来首次按月下跌。

全租是指租赁者不按月交纳租金,而是一次性交纳保证金的制度。保证金一般在房屋售价的60至80%之间,合约期内没有月租,期满后房东将保证金全额退还。

房贷压力大 违约风险增

不过,随着房贷利息越来越高,韩国房地产债务也面临重大的违约风险。

韩国央行很早就意识到该国的房价涨幅太快所带来的风险,因此在2021年8月就主动刺破泡沫,成为全球首个升息的央行,之后也不断出手升息。自首轮升息以来,已经累计升息2.25个百分点。

这也导致平均抵押贷款利率,上升到当前的5至6%,是9年多来的最高水平。

家债对GDP比例 全球最高之一

令人担忧的是,截至去年底,韩国家庭负债与可支配收入的比率,高达206%。今年首季,韩国家庭负债对国内生产总值(GDP)的比例更是104.3%,是全球最高之一。

韩国金融监管机构预计,一旦平均抵押贷款利率从目前的5至6%升到7%,拖欠贷款的人数可能增加50万至190万人。

由于韩国近四分之三的家庭财富与房地产有关,政府担心抵押贷款利率上升可能会增加违约率,导致经济陷入金融危机。

资料来源:新浪财经、财经网

Categories趋势

槟城将办可负担屋展销会

2022年08月4日

槟城人,
买可负担屋的机会来了!

掌管槟州房屋及地方政府委员会的行政议员佳日星宣布,9月30日至10月2日(周五至周日),新光大广场(Prangin Mall)底楼将举办可负担屋展销会,帮助更多低收入群体购屋。

他日前与各大发展商代表以及房屋部官员举行圆桌会议时指出,这次的展销会希望能帮助更多年轻人圆拥屋梦,有兴趣了解购置可负担屋的人士,都可参与免费取得资料。

同时,他也感叹,冠病疫情爆发已经接近3年,但房市还是面临诸多挑战,很多首购族甚至连廉价屋的10%订金都拿不出来。

佳日星(前排左六)与发展商代表进行圆桌会议。

收集各方意见 积极助民拥屋

为了让更多州民实现居者有其屋,槟州政府动员了许多机构展开各种计划,确保供应可负担屋、项目准时完成,以及顺利交屋给购屋者等。

“圆桌会议早在疫情开始前已进行,主要是收集各方意见与反馈,以有效解决发展商与民众,所面对各式房屋问题。”

全国都在面对房屋课题,不仅槟州,国家还同时面临百物涨价,与人力资源短缺问题,也难辞他希望,相关人士可积极提意见。

“州政府时常根据不同课题,收集来自各领域代表方意见,所收到回馈将会成为政府拟定政策时的考量。”

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    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

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        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

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        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)