Categories趋势

狮城老板 越堤找便宜房给员工

2022年08月4日

百物皆涨,
企业的经营成本越来越高。

在新加坡,一些需要为员工提供住宿的企业肩上压力越来越大,因为新加坡房租不断高涨,让经营成本跟着走高,更有企业透露,这一年多来,经营成本增加了至少20%。

为了缓解成本压力,一些企业选择越堤到新山寻找更便宜的住房。

8视界新闻网报道,其中一个首当其冲的行业就是月子保姆公司,由于当地房租涨高达三成,业者为陪月嫂提供住宿时,需要承担更高的成本。

明星陪月嫂中心执行董事陈延年受访时指出,该公司有一部分的住宿位于柔佛新山。如果新加坡的房租不断增长,而马新国门继续开放,那该公司还会继续转向新山租房。

高成本转嫁给顾客

另一个需要为员工提供住宿的行业是女佣中介商,通常会为刚抵达新加坡的女佣提供一个星期的住宿,让她们适应环境和进行体检。

成女佣介绍中心业主黄秋萍指出,过去一年来一直承担着较高的房租,如果再走高20%以上,恐怕无法持续承担,会选择将一部分额外成本转嫁给女佣的雇主。

市场观察家预计,随着边境重开,外籍人士持续返回新加坡工作,促使当地租赁市场热度今年将持续高涨。

 

Categories趋势

美国买房难,租房也难……

2022年07月1日

买或租都贵!

美国房价在过去两年在低利率环境中狂飙,已是众所皆知的事;但你是否知道,现在买不起房子的美国人,可能也租不起了!

根据华尔街见闻报道,哈佛大学发布的年度《国家住房状况报告》显示,数百万美国人如今根本买不起房子。

按照现在的房价,一位首购族在4月时购买一套中位数价格的房屋,要支付7%的首付,需要拿出2.74万美元(约12.05万令吉)。这令92%的租客无缘购房,因为他们的存款中位数只有1500美元(约6595.50令吉)。

包括房屋按揭贷款、财产税和保险费用的平均住房成本,4月时达34.07万美元(约149.81万令吉),按月增加了700美元(约3077.90令吉)。

中等价位房屋的买家,每月供款额已经比一年前多出400美元(约1758.80令吉)。而且,随着美联储升息,按揭贷款利率也随之上升,接下来会让首购族更难以买房。

好吧!买不起房,租行了吧!

美国许多地区的月租金都出现两位数涨幅。

月租接近9000

美国按揭贷款利率上行催生了“租房热”,根据美国在线房地产经纪公司Redfin的报告,5月美国全国挂牌出售的公寓租金比一年前上涨了15%。

不过,一套可用公寓的挂牌租金中值首次跃升至每月2000美元(约8794令吉)以上。若最近的趋势继续下去,美国全国房屋月租金可能会超过2000美元。

房地产研究公司CoreLogic的数据显示,美国许多地区的月租金都出现两位数涨幅。迈阿密在4月的单户租金增幅,更是达到41%的惊人涨幅,其次是奥兰多的25.8%。

更让人不安的是,CoreLogic公司首席经济学家Molly Boesel预期,在整个2022年,单户租金增长将继续快速增加,相信对许多美国人来说,租房也越来越压力大!

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Categories趋势

RM200K以下屋子,难找!

2022年06月22日

RM200K的屋子,
已经没了……

许多老百姓都希望能以可负担的价位买到一间房子,但如果你还想要找低于20万令吉却处于优秀地段的房子,恐怕是难以达成了。

房地产顾问依查华哈接受《马来西亚前锋报》访问时直言,现在我国已经找不到低于20万令吉的普通房子,即便有,也是在郊外,或是地理位置不理想的地区。

他说根据数据,处于良好地点且具备各种设施的房屋,最便宜也要28万至30万令吉。

需求支撑 房价只涨不跌

大马回教房地产协会(PEHAM)日前更在一份文告中指出,若是房价在2025年前持续涨价,并以每年10%的涨幅计算,预计未来市场将不会出现20万令吉以下的低价房屋。

依查华哈指出,房屋是一种资产,随着购买力活跃、发展激烈、高需求,都会推高房价。

20万令吉以下的低价房屋,只有在郊外或偏远地区才能找到了。

政府应控制房价

他补充说,虽然有些人因为高房价而选择和家人租房,但也有人觉得租房是一种损失,因为每个月缴租金,最终却未能拥有这个资产。

无论如何,在他看来,只要政府有心处理,还是可以妥善控制房价的涨势。

不过,针对此问题,依查华哈认为,只要政府有心处理,房价是可以控制的。他呼吁政府展开行动,增建更多15万令吉以下的房子,让B40群体能够拥有自己的房屋。

Categories趋势

英国租房市场,乱象多……

2022年05月27日

这些租客,好委屈……

租过房屋的租客们,通常面对的问题就是不断高涨的租金,或是不讲理的房东等,对生活造成困扰。

在英国,有13%的出租屋至少对租客带来“一类危险”,让这些租客除了面对租金高涨,还要面临持续的健康和安全威胁。

英国议会公共账目委员会近日发布的报告显示,这些对租客带来威胁的因素,包括受潮发霉、管线安全故障、部分坍塌等隐患。

医疗体系恐损失17亿

而且,这些相关的健康风险,可能将给英国医疗体系每年带来高达3.4亿英镑(约18.67亿令吉)的损失。

英国独立电视台的记者所拍摄的《肮脏中生存:英国住房领域的耻辱》新闻调查纪录片也展现了一些租客面对的困境。

比如说,出租房屋天花板24小时漏水,墙面长满发黑的霉斑、天花板掉下来、墙面渗水含有排泄物成分等。

想要维权也难

报道中指出,英国政府始终未将住房尤其是保障性社会住房问题列为优先事项。

负责提供社会住房的地方市议会和住房协会预算被削减,社会住房长期供应不足,现有房屋年久失修,相关法规也未能明确规定社会住房质量问题的责任归属。

而且,英国租房群体的合法权利受到严重侵犯,维权程序复杂、成本高昂,租房合同中存在“无过错驱逐”等不合理条款,加上政府监管渠道分散,许多租房家庭落入无家可归的地步。

资料来源:《人民日报》

 

 

Categories趋势

越堤族退租 狮城房东压力大?

2022年05月6日

退租重返越堤生活,
也甘之如饴!

随着马新边境全面开放后,对越堤族来说,他们终于能重返家园,和心爱的家人居住一起,即便要回到每日往返柔新的生活,也十分“幸福”。

从事技师的50岁冼郅坚指出,由于疫情无法往返两国,为了生计着想,他先前不得不在新加坡租房,每月房租600新元(约1886令吉)。

冼郅坚在新山有房子,如今开车到新山关卡再乘坐巴士到新加坡。(受访者提供)

但在马新边境开放后,他选择回到新山的房子居住,即便每天清晨5点就得出门上班,但不仅感到幸福,还更加省钱!

“我的房租每个月600新元,然后再加上其他日常花费省下的(新加坡物价较高),每个月可以省800新元(约2516令吉)。”

同样选择回到新山居住的还有45岁的许国兴,目前从事汽车喷漆行业的他,之前每个月花530新元(约1672令吉)租一个小房间,现在则靠着电单车往返新马,以便有更多时间陪家人,帮忙太太做家务和照顾两个孩子。

不过,也有人“想回不敢回”,比如说43岁的叶先生,因为申请永久居民还未批准,不想因为变越堤族后影响申请,暂时留守狮城。

外籍劳工涌入 “不差房客”!

从上述的“退租”状况来看,新加坡的租房市场似乎面对不少压力,但ERA研究咨询部主管麦俊荣却认为,外籍劳工一批接一批,狮城房东们可“不差房客”!

他解释,随着各行业复苏,如饮业、清洁业、保安公司等等都急着招回人手,需求仍在。

而且,即使新加坡租金过去两年往上升,但因为急聘一般也会涨薪水,越堤族的薪水应也能负担涨幅,因此租金料不会下跌。

根据建屋局数据,兀兰三房式组屋整间出租的租金中位数,疫情前约1400新元(约4402令吉·)但去年第四季一度涨到1800元(约5660令吉)。

据业内人士及越堤族所说, 租房间的话以前五六百新元就能租到,现在很难找到这样的租金了,一般上一个房间都要800新元(约2516令吉)起跳。

资料来源:联合早报、新明日报

Categories趋势

美国非白人 租房更贵更麻烦

2022年04月26日

美国肤色歧视,
从未停止……

根据美国“商业内幕”报道,美国最大的房地产数据平台Zillow最新报告显示,美国非白人在租房时要比白人面对更多的申请手续,还需要支付更高的申请费用和押金。

报告指出,美国非裔和拉丁裔租客,要比白人租客多提交3份租房申请表格。

在过去1年中,90%的租客支付的押金平均为700美元(约2978令吉),但拉丁裔和非裔租客交的押金,比白人多出150美元(约638令吉),亚裔和太平洋岛民人均支付1000美元(约4254.5令吉)的押金,为所有租客中最高。

报告还指出,2015至2020年间,被拒绝的房贷申请者中,非裔申请者的数量是白人申请者数量的3倍,西班牙裔被拒申请者数量是白人的两倍多。

资料来源:新浪财经、海外网

Categories贴士

【租事顺利】租客欠租 别乱赶

2022年04月8日

【租事顺利】系列6

有时候,
请神容易,送神难……

虽然租屋法(Residential Tenancy Act)还没通过及生效,但万一屋主和租客发生纠纷,该怎办?

说是没有专司的法令,但还是有些可以用以指引处理租约相关纠纷的法令。

一般处理租用交易纠纷,主要会视不同的情况或纠纷性质,引用现有一些法律来解决问题,当中包括:

• 1950年《合约法》(Contracts Act 1950):主要针对租约冲突的立法。

• 1950年《特定救济法令》(Specific Relief Act 1950):如无庭令,屋主不可随意採用各种手段来驱逐租客。

• 1951年《遇险法案》 (Distress Act 1951) :相关驱逐事项;例如租客不愿搬离。

• 1956年《民事法法令》 (Civil Law Act 1956) :一般租金纠纷涵盖在此法。

• 普通法例/判例法:一般用于处理租用纠纷的总体框架。

以上现有法令对屋主和业主都有一些很基本的保障,对双方的义务也可以加以诠释。

提供适合居住条件是屋主最基本的义务,还要为房子投保火险或水险,同时要每年评估房子状况,确保安全居住。

法律多保护租客?

作为屋主,虽然房子是自己的,但出租后,也不能三不五时,没有通知或依合约条款,就擅自到访;多久前通知可以列在租约内。

屋主也不能未通知就赶租客搬离,更不可以随意丢掉租客的财物。

即使是租客欠租,屋主也不能强行闯入,换锁或做其他动作,例如断水断电等,来逼使租客搬离。

可能也是这样,很多人都觉得国内的法律是保护租客多过业主的。

至于房子毁坏等的维修责任等,最好在租约阐明各种细节,屋主不应过份坚持,全部毁坏都是租客使用不当造成,毕竟房子年久就会有损坏,要维修也是很自然的事。

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Categories贴士

【租事顺利】押金可拿来维修?

2022年04月8日

【租事顺利】系列5

业主有没有权动用押金?

租过房子的人都知道,屋主一般会收2个月租金抵押。

业主这样做,主要是以防租客突然失踪或拖租,至少还有2个月租金的保障。

当然,更多业主也担心租户更动房子结构,但拒绝依合约恢复房子原貌,又或是毁坏房子结构但拒绝修好。

如果真的遇上这样的租户,屋主一般会用抵押金来修茸,扣除相关费用后才归还馀额给租户。

问题来了,屋主有权这样做?租户可以反对或拒绝?

租约条款“最大”

事实上,国内没有特别的法律规定可与否,因为我国基本上还没有租屋法令(Residential Tenancy Act,简称RTA)!

租屋法草案,目前在谘询意见和回馈;在法令生效前,租用关係中,租用合约(Tenancy Agreement)就是一切的依据。

屋主和租户,谁可以做什么,谁不能做什么?哪些东西是谁的责任和义务?押金可否挪用和几时归还等等,一切都以应该清楚在合约中阐明。

要是租约有条款阐明,租客交还房子时若有毁,屋主可没收抵押或是用押金修茸后才归还馀额,那租客就不能反对。

可能挨告

相反的,如果租约没有阐明这点,而我国目前并没有相关法令规管,也就是说,没有法令赋权屋主,可用抵押金来支付涉及的修茸费用。

万一屋主一意孤行呢?

租客当然可以採取法律行动,起诉屋主违约或追讨抵押金。

只是,为了数千令吉而闹上法庭,可能又是得不偿失。

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Categories贴士

【租事顺利】损坏谁出钱修?

2022年04月8日

【租事顺利】系列4

谁给维修费,
这是“吵不完”的课题……

租来的房子有损坏或需要维修,谁该负责?

业主和租客很多还是搞不清楚。

事实上,不管是屋主或租客,双方都有义务和责任维持有关出租房子的良好状况。

首先,屋主必须提供完整、安全和适合居住的房子,这包括房子必须要有水电供应,还有为房子投保。

而作为租客,必须时刻保持房子清洁卫生,同时不随意改变房子结构和外貌。

不随意更动房子结构,基本会出现在所有租约,这包括未经业主同意,不可随意鑽洞、加盖或上漆;也要确保小孩或庞物没有破坏房子。

漏水、电线、门锁、铁门、窗子稳固、垉板和地砖平顺或是虫害等,属于房子的结构安全问题,是屋主的责任。

小事不妨自行处理

家具和家电齐备出租的房子,租客会认为这些家具和家电损坏,都该由业主负责。

如果租约有列明房子是连同这些家具或电器一起出租,也就是说租金已经包括使用这些东西在内,屋主当然有责任。

但如果是很小的事情,像灯泡坏了或水龙头漏水这等小事,租户自己动手比叫屋主来换更快和容易,而且涉及的钱也不多,何必大费周章。

要是结构性问题,像木地板受潮跷起、排水管诸塞、门锁坏了、铁门脱臼之类,难以介定是使用不当还是其他原因造成,这情况可能需要双方协商解决。

需要大修的东西,租客最好第一时间通知业主,让对方尽快前来评估,如果是合约没有阐明的东西受损,双方就要协谈费用和责任问题。

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Categories贴士

【租事顺利】租房也要验收

2022年04月7日

【租事顺利】系列3

谁说租屋不用“验屋”?

买房子,交屋时必须小心检验,如果是向发展商买房子,还有保修期;买二手房,可以向前业主要求整修后才成交。

租房子呢?

即使是租房子,检验同样是很重要,绝对不可忽略的事。

当你一签租用合约(Tenancy Agreement),拎著行李搬进去,证明你已经“接受”租用单位的当时的状况。

要是搬进去后发现房子结构有问题或缺陷,也可能是连同一起租用的家具、家电和设施有毁坏,才来要求屋主处理,又麻烦多多。

更严重的是,搬进去后发现有缺陷的部份,如果合约没有写清楚当时的情况,又或是合约根本没有阐明相关的维修责任。

租约列明维修条款

如果又不幸的遇上一位麻烦又计较的屋主,可能又是一番折腾。

这时候,一切权益和责任就要看租用合约的条款,才能断定维修的责任。

换言之,立定合约时,维修条款都要都小心检视,觉得不妥的就要协商,一经签署合约,所有权益和责任都必须依合约内容为依归。

检查维修条款的同时,租户应该要确保合约对房子现况的描述清楚和正确。

尤其是连家具和家电一起租用的单位,屋内有几件、什么家具和家电,还有现况如何,都要一一列清楚。

如果有损坏需要修好的,最好也列一张清单,写好至何时要修好等等。

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Selangor Darul Ehsan, Malaysia

电话:

+603-7872 6888

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    The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

    The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

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    This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

    property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

    Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

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    The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

    These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

    私隐政策声明

      You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

      In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

      • Name;
      • Address;
      • Phone Number;
      • Fax Number;
      • Date of Birth;
      • Email Address;
      • Gender;
      • Bank Information;
      • Identity Card Number; or
      • Credit Card Information

      Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

      • to process your application and/or request for our products and/or services;
      • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
      • to provide you with the products and/or services you have requested or subscribed;
      • to understand and analyse our sales, your needs and preferences;
      • to develop, enhance, market and provide products and services to meet your needs;
      • to conduct marketing activities;
      • to direct market to you;
      • to determine how we can improve our services to you;
      • to process exchanges or product returns;
      • to process payments to you;
      • to enable you to participate in promotions and contests;
      • to investigate and resolve any service issues;
      • to keep in contact with you and better manage any business relationship we have with you;
      • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
      • for debt collection purposes;
      • to respond to requests or complaints;
      • for future business opportunities and transactions;
      • for audit, compliance and risk management purposes;
      • to meet legal and regulatory requirements; or
      • for all other purposes incidental and associated with any of the above;
      collectively known as the “Purposes”.<

      Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

      1. law enforcement agencies;
      2. government agencies;
      3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
      4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
      5. our business associates in or outside Malaysia;
      6. to share the information with trusted business partners for the provision of their services
      7. any parties to whom you have given us your express or implied consent to disclose; or
      8. to such other parties as may be permitted under the laws of Malaysia.

      You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

      Designation: Data Privacy Officer
      Telephone: 03-7872 6921
      Fax: 03-7872 6994
      Email: pdpa@nanyang.com.my
      Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

      We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

      This notice was updated: 5th February 2014

      © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)

      电邮:prop@eNanyang.my

      地址: No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor Darul Ehsan, Malaysia

      电话: +603-7872 6888

      免责声明

        以下条款与条件适用于您登录及使用本站(property.eNanyang.my)与南洋商报有限公司(eNanyang.my)所提供的资讯与服务。若您进入本站任何页面和/或使用其服务,则无限制与无条件同意接受本条款与条件的约束,否则,请立即进中止进入本站和/或使用其服务。

        本站所描述或提供的信息、产品与服务,并非有意于令任何管辖权或国家以内的任何个人或实体被分销与使用,且在此类管辖权或国家内的此类分销与使用违反法律或法规,或令eNanyang.my或其子公司或分公司受限于任何注册的要求。本站提供之材料、信息(包括意见、评论与推荐)与功能,不可在任何情况下被认为或被诠释为对售卖、购买、给予、获取、发行、分配或转移的献议或教唆,或对任何管辖权内股票、股份、债券、票据、利息、单位信托、信托基金或其他证券、投资、借贷、预付、信贷或押金的任何劝告。

        本站虽可能包含或提供property.eNanyang.my或其他方产品与服务的信息、意见或推荐,唯本站不代表该产品或服务、意见或推荐适合您。所有进行的交易,用户应单独承担相关风险与责任,并依据自己的判断,对通过本站获取、被献议或进入的推荐、产品与服务的适用性有自己独立的评估。此外,您应时刻寻求专业咨询,并对在此提供的材料与信息获取独立验证,方可根据任何此类材料或信息进行任何投资、业务或商业决定。对本站或任何其它方在本站表达的任何意见或推荐,本站均无义务且不负任何责任。本站包含的信息、意见或推荐,在购买/售卖任何产品或服务、提供任何投资或财务咨询,或邀请加入任何有法律束缚的合约或安排方面,均不构成本站对您的教唆或献议。您对任何特定产品与服务的资格,胥视有关公司的最终决定与接受。

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        除非另行说明,本站所有编辑内容、图表、影片与音频,均受马来西亚版权法令与国际条约保护。本站保留所有权利,不可在未经本站准许之下,不可进行任何方式的复制、再使用、散播、改编、修改、再出版、显示、广播、框起、拷贝或传播,或储存在信息索检系统。未经本站明确事先书面同意,您亦不可在本站或任何其它网站插入链接、在任何其他服务器框起或“镜像”任何本站所包含的任何材料。南洋商报有限公司(“eNanyang.my”)仅基于个案准许使用版权内容。请电邮至 prop@eNanyang.my 咨询。本站材料仅提供离线信息或非商业使用,保留所有版权与任何拷贝的其他通知。此类使用的内容和/或图像不可以任何方式修改,您不可拷贝或改编本站开发程式来显示页面的HTML编码。它亦由南洋商报有限公司版权所覆盖。property.eNanyang.my及子网站的 “样子” 与 “感觉” 亦为本站商标,这包括本站的配色、按钮形状、布局与所有其他图像元素。本站内容的任何此类非授权复制、再传播或其他拷贝或修改,若违反成文法或习惯法的权利,则可成为法律行动的对象,本站不承担任何未授权复制或使用可产生的所有责任。

        本站显示的所有商标、服务标志与标识,为property.eNanyang.my和/或本站所确认其各自第三方所有人的财产。除非获得本站出现任何商标、服务标志或标识的相关第三方所有人的事先书面同意,否则进入本站的任何一方将不获得准证与权利使用、下载、复制、拷贝或修改此类商标、服务标志或标识,亦不可使用为通往任何property.eNanyang.my网站或其他网站的链接。本站要求用户尊重property.eNanyang.my、其分公司与伙伴的版权,也尊重他人的版权。若您真诚相信本站未经授权复制您的版权作品,并构成侵权,可通知本站指定的版权代理: Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2 47301 Petaling Jaya, Selangor, Malaysia,或电邮至 prop@eNanyang.my 。

        本站是在“现状”与“现有”的基础上提供资讯与服务,并不保证无间断或无误差。本站提供的新闻、信息或其他材料可能会有延迟、遗漏、间断与不精确,并可能链接其他服务的提供与内容,本站概不负责。对本站或通过本站提供的广告、任何信息或商品,包括(但不限于)商家在特定目的方面的质量与适合度,本站不作任何明确或暗示的保证。对本站显示、上传、传播或通过本站链接提供的任何劝告、意见、声明、其他材料或资料库,本站不作任何代表,亦不背书其准确性、完整性、及时性与可靠性,但本站保留权利纠正资讯上的任何误差或遗漏。本站虽有意于采取合理步骤,防止引入病毒、蠕虫、“特罗伊木马”或其他破坏性材料到本站平台,唯不担保本站或可从本站下载的材料不含此类破坏性元素,若登录与使用本站提供的任何材料,用户应自行承担风险。不减损以上条文和/或管辖本站所有产品与服务适用协议的条款与条件,本站将采取合理措施,确保本站相关产品与服务交易等所有信息均准确与有效。

        基于合约、侵权、过失、严格法律责任或任何其他因素的任何损失或损害,包括(但不限于):(1) 本站的任何进入、使用或无法进入或使用,或依赖本站材料和/或任何信息;(2) 任何系统、服务器或连接失败、误差、遗漏、间断、延迟传播,或电脑病毒;和 (3) 本网站连接任何其他网站的任何使用或进入,导致或相关的任何损害、损失或开销、直接、间接、特别或连带损害、惩罚性损害或经济损失,本站概不负责。到任何其他网站的任何链接,并非此类网站的背书或验证,用户进入此类网站应自行承担风险。本免除条文将有法律所允许最大程度的效力。

        本站提供前往其他网站的外部链接纯属方便。property.eNanyang.my未调查、验证、监督、保证及背书此类资源的内容、准确性、表达的意见与其他链接(如有),因此类链接的网站由第三方拥有与操作,并不由本站控制,故本站毋须负责,并不保证此类网站的内容、其中点名的第三方及其产品与服务。因此,建议您先阅读本站链接任何网站的隐私政策声明,因用户需自行承担链接到任何其他网站的风险,本站无责任或义务负责此举造成的任何损失。

        本站可要求您赔偿与持续赔偿与下述事项有关或下述事项引起、并使用本站招致的所有负债、索赔、损失与开销(包括任何法律费用):(1) 您使用或滥用本站与在此提供的服务,或 (2) 您无论以何种方式触犯本条款与条件,或(3)与您使用本站有关、第三方因本站侵犯知识产权或所有权而索赔。

        本站保有因任何原因随时终止和/或冻结您进入本站和/或使用本站服务的权利。特别是(但不限于)若您违反本条款与条件的任何部分,或违反任何其他用户或任何第三方的相关权利,本站可终止和/或冻结您的登录和使用权限。

        本站无法履行或执行本条款与条件的任何权利或规定,不可构成对此类权利或规定的弃权。若本条款与条件的任何部分,根据适用法律被裁定为违法或不可执行,那么该违法与不可执行规定,将被视为已由最清楚符合原始规定意向的合法、可执行规定所取代,而且本条款与条件的其余规定将继续全面有效力与作用。本站保留未在此明确授予的所有权利。

        本条款与条件由马来西亚法律管辖,并根据马来西亚法律诠释。进入本站和/或使用本站所提供的服务,您特此同意,使用本站产生或相关的所有争议,服从马来西亚吉隆坡马来西亚法庭的非专属性管辖权。


        The following terms and conditions apply to your access and the use of this Web Site and the Services provided herein by Nanyang Siang Pau Sdn Bhd. (hereinafter referred to as “eNanyang.my” and “property.eNanyang.my”). By accessing any page of this Web Site and/or using the services, you agree to be bound by these terms and conditions without limitation or qualification. If you do not accept these terms and conditions, please immediately discontinue access to this Web Site and/or use of the services.

        The information, products and services described or offered on this web site are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject eNanyang.my or its subsidiaries or affiliates to any registration requirements within such jurisdiction or country. The materials, information (including opinions, commentary and recommendations) and functions provided in this web site shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

        Although this site may contain or provide access or links to information, opinions or recommendations on products and services of property.eNanyang.my or other parties, does not represent that such products or services, opinions or recommendation are suitable for you. All transactions are done at your sole risk and responsibility and in reliance only upon your own judgment and you will make your own independent evaluation of the suitability of the recommendations, products and services obtained, offered or accessed through this web site. Further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information. This site shall have no responsibility or liability to you in respect of any opinions or recommendations expressed by it or any other parties on this site. None of this information, opinions or recommendations contained in this site constitutes solicitations or offers by property.eNanyang.my to sell/buy any products or services, provide any investments or financial advice or an invitation to enter into any legally binding contract or arrangement with you. Your eligibility for any particular products or services is subject to the final determination and acceptance by the Companies.

        Users alone are responsible for the contents of the message they communicate when using property.eNanyang.my services and as well as the consequences of any such messages. You agree that you will not use property.eNanyang.my services for chain letters, junk mail, “spamming” or commercial solicitations. You further agree not to use property.eNanyang.my or its Partner’s services to send any message or material that is unlawful, gives rise to civil liability. All chat and bulletin board communications are public and not private communications. Although property.eNanyang.my reserves the right to remove without notice any bulletin board posting for any reason or no reason, property.eNanyang.my do not have any obligation to delete content that you may find objectionable or offensive.

        Unless otherwise indicated, Malaysian copyright law and international treaties protect all editorial content, graphics, video and soundbites on this site. No part or parts hereof may be reproduced, reused, distributed, adapted, modified, republished, displayed, broadcast, framed, copied or transmitted in any manner or by any means or stored in an information retrieval system without the express permission of property.eNanyang.my who reserve all rights. You also may not without our express prior written content, insert a link to this web site on any other web site, frame or “mirror” any material contained on this web site on any other server. Permission to use Nanyang Siang Pau Sdn Bhd (eNanyang.my and property.eNanyang.my) proprietary content is only granted on a case-by-case basis. Please direct your enquiries to prop@eNanyang.my. The material from this web site is only available for off line informational and non-commercial uses. For such use the content and/or graphics must not be modified in any way. All copyright and other notices on any copy are retained. You may not copy or adapt the HTML code that property.eNanyang.my create to display pages. This also is covered by Nanyang Siang Pau Sdn Bhd copyright. The “look” and “feel” of this web site and its subsites also are trademarks of eNanyang.my. This includes the site colour scheme, button shapes, layout, and all other graphical elements. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of property.eNanyang.my web site may be in breach of statutory or common law rights which could be the subject of legal action. property.eNanyang.my disclaims all liability which may arise from any unauthorised reproduction or use of this web site.

        All trademarks, service marks and logos displayed in this web site are the property of property.eNanyang.my and/or their respective third-party proprietors as identified in the web site. Unless the prior written consent of property.eNanyang.my or the relevant third-party proprietor of any trademarks, service marks or logos appearing on the web site has been obtained, no license or right is granted to any party accessing this web site to use, download, reproduce, copy or modify such trademarks, service marks or logos. Similarly, unless the prior written consent of property.eNanyang.my or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to the property.eNanyang.my web site or any other site. Just as property.eNanyang.my requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others. If you believe in good faith that your copyrighted work has been reproduced on our site without authorisation in a way that constitutes copyright infringement, you may notify our designated copyright agent either by mail to Nanyang Siang Pau Sdn Bhd, No. 1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor, Malaysia or by email to prop@eNanyang.my.

        This site is available “as is” and “as available” basis. We do not warrant that this service will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this web site. We are not responsible for the availability or content of other services that may be linked to this web site. We do not make any warranties, express or implied, including without limitation, those of merchant quality and fitness for a particular purpose, with respect to this web site or any information or services that are available or advertised or sold through this web site. We do not make any representations, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this web site or available through links in this web site. We reserve the right to correct any errors or omissions in this web site. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses” or other destructive materials to this web site, we do not guarantee or warrant that the materials that may be downloaded from this web site do not contain such destructive features. We are not liable for any damages or harm attributable to such features. If you rely on this information and any materials available through this web site, you do so solely at your own risk. Without derogation of the above and/or terms and conditions of the applicable agreements governing all the information and services of the web site, reasonable measures shall be taken by property.eNanyang.my to ensure the accuracy and validity of all information relating to transactions of products and services of related web site.

        property.eNanyang.my shall not be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation any damages, loss or expense, direct, indirect, special, or consequential damage, punitive damages or economic loss arising from or in connection with: (1) any access, use or the inability to access or use this website, or reliance on the materials and/or any information in this web site; (2) any system, server or connection failure, error, omission, interruption, delay in transmission, or computer virus; and (3) any use of or access to any other sites linked to this web site. Any hyperlinks to any other websites are not an endorsement or verification of such web sites and such web sites should only be accessed at the user’s own risks. This exclusion clause shall take effect to the fullest extent permitted by law.

        Links from or to the web sites outside of property.eNanyang.my are meant for convenience only. This web site does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked web sites are owned and operated by third parties and are not under the control of property.eNanyang.my. Therefore, we shall not be responsible and makes no warranties in respect of the contents of those web sites, the third parties named therein or their products and services. Furthermore, the links provided in this web site to other shall not be considered an endorsement or verification or approval of such linked web sites of the contents therein. Linking to any other site is at your sole risk and property.eNanyang.my will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements any web sites which are linked to this web site.

        You will on demand indemnify and keep indemnified property.eNanyang.my from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by property.eNanyang.my in connection with or arising from (1) your use or misuse of this web site and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against property.eNanyang.my in connection with your use of this web site.


        property.eNanyang.my reserves the right to terminate and/or suspend your access and/or your use of this web site at any time, for any reason. In particular, and without limitation, we may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of property.eNanyang.my of any other user or any third party.

        The failure of property.eNanyang.my to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most clearly matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. All rights not expressly granted herein are reserved.

        These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this web site and/or using the services provided herein by property.eNanyang.my, you hereby agree to submit to the non-exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this web site.

        私隐政策声明

          You agree that Nanyang Press Holdings Berhad and its subsidiaries (“Nanyang Group”) may process, use, disclose and/or retain your personal information in accordance with our Privacy Policy as long as necessary for the fulfillment of the Purposes stated herein.

          In order for us to provide our products and/or services to you in the most efficient and effective manner, we need to collect relevant personal information from you. The personal information collected by us may include, but not limited to, the followings: –

          • Name;
          • Address;
          • Phone Number;
          • Fax Number;
          • Date of Birth;
          • Email Address;
          • Gender;
          • Bank Information;
          • Identity Card Number; or
          • Credit Card Information

          Personal Information that you provide to us will be Processed (as defined in PDPA 2010) for the following purposes: –

          • to process your application and/or request for our products and/or services;
          • to complete transactions with you, manage and verify your membership of our customer loyalty scheme where applicable;
          • to provide you with the products and/or services you have requested or subscribed;
          • to understand and analyse our sales, your needs and preferences;
          • to develop, enhance, market and provide products and services to meet your needs;
          • to conduct marketing activities;
          • to direct market to you;
          • to determine how we can improve our services to you;
          • to process exchanges or product returns;
          • to process payments to you;
          • to enable you to participate in promotions and contests;
          • to investigate and resolve any service issues;
          • to keep in contact with you and better manage any business relationship we have with you;
          • to send you updates on our products, news and events, promotions and rewards, special privileges and initiatives of Nanyang Group, our partners and advertisers;
          • for debt collection purposes;
          • to respond to requests or complaints;
          • for future business opportunities and transactions;
          • for audit, compliance and risk management purposes;
          • to meet legal and regulatory requirements; or
          • for all other purposes incidental and associated with any of the above;
          collectively known as the “Purposes”.<

          Nanyang Group will treat all information we hold about you as private and confidential. In order to provide our products and/or services to you, we may need to disclose your personal information to the following third parties: –

          1. law enforcement agencies;
          2. government agencies;
          3. companies or individuals that act as our agents, contractors, service providers and/or professional advisers;
          4. any financial institution and charge or credit card issuing companies with which you have or propose to have dealings;
          5. our business associates in or outside Malaysia;
          6. to share the information with trusted business partners for the provision of their services
          7. any parties to whom you have given us your express or implied consent to disclose; or
          8. to such other parties as may be permitted under the laws of Malaysia.

          You may contact us at the following contact points should you have any queries regarding this Privacy Policy or you wish to have inaccurate information of you to be corrected: –

          Designation: Data Privacy Officer
          Telephone: 03-7872 6921
          Fax: 03-7872 6994
          Email: pdpa@nanyang.com.my
          Address :1, Jalan SS 7/2, 47301 Petaling Jaya, Selangor

          We will keep this Privacy Policy under regular review and we may amend this Privacy Policy from time to time without prior notice. The updated version shall apply and supersede all previous versions. It is advisable that you check this Privacy Policy on a regular basis.

          This notice was updated: 5th February 2014

          © 南洋商报有限公司版权所有 | Copyright Nanyang Siang Pau Sdn. Bhd.(6164-V)